Nationwide My Checking
in Checking Accounts from Nationwide
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Would you recommend Nationwide My Checking to your friends?
| Community Rating |
Rating not yet determined |
| Monthly Fee | $0 |
| ATM Fee: Out-of-Network | $0 |
| Minimum Balance to Avoid Monthly Fee | $0 |
| APY (Annual Percentage Yield) | 0% |
Nationwide My Checking Review
Nationwide My Checking is offered by Nationwide, a financial services company founded in 1926 and based in Columbus, OH. It is made possible by a bank partnership with Axos Bank. Nationwide My Checking is available in 49 states (and Washington, DC).
Key Takeaways
- 0% APY. As with most checking accounts, Nationwide My Checking does not pay interest.
- $0 monthly fee. This account does not charge a monthly maintenance fee.
- Large minimum initial deposit. You need a minimum deposit of $100 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.
- No ATM fees. Nationwide My Checking does not charge fees on ATM transactions.
- ATM fee reimbursements. This account will reimburse you for the ATM fees charged by other financial institutions
- Free bill pay. Pay your bills to practically anyone in the United States through Nationwide.
- Hard credit pull. Nationwide may require a hard pull on your credit report to open a checking account.
Nationwide My Checking Pros & Cons
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Nationwide My Checking FAQ
Are checking accounts from Nationwide federally insured?
No, your Nationwide checking accounts are not insured by a federal insurance agency. This means that if Nationwide were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.
What APY does Nationwide My Checking offer?
Nationwide My Checking is not an interest-bearing account.
What are the account minimums for Nationwide My Checking?
Nationwide My Checking requires a minimum initial deposit of $100 to open an account.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $100 |
What fees does Nationwide My Checking charge?
The good news is that this account does not have a monthly service charge.
| Description | |
|---|---|
| Monthly Fee | $0 |
| Paper Statement Fee | $5 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $0 |
| NSF Fee | $25 |
| Overdraft Protection Fee (per transfer) | N/A |
| Overdraft Item Fee | $25 |
| Early Account Closure | N/A |
| Returned Deposit Fee (Domestic) | $25 |
| Debit Card Replacement Fee | $0 |
| Bank Teller Fee | N/A |
| Check Cashing Fee | N/A |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | $10 |
| Check Image Service | N/A |
| Check Copy | $5 |
| Foreign Transaction Fee (Debit Card) | 1% |
| Wire Transfer Fee - Domestic (Outgoing) | $35 |
| Wire Transfer Fee - International (Outgoing) | $45 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Returned Deposit Fee (International) | $25 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| ATM Reimbursement Monthly Limit | N/A |
What features and perks does Nationwide My Checking offer?
This account includes the following features:
- ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
- Fraud monitoring - Nationwide My Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Nationwide My Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
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Contact
- Headquarters
-
One Nationwide Plaza
Columbus, OH 43215 - Visit Site
Other Services by Nationwide
View all checking accounts offered by Nationwide
Availability
Available in 49 states and Washington, D.C.
- Alabama
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Minimum Combined Balance to Avoid Monthly Fee | $0 |
| Minimum Direct Deposit to Avoid Monthly Fee | $0 |
| Minimum Initial Deposit | $100 |
| Minimum Balance to Avoid Monthly Fee | $0 |
Nationwide My Checking Community Reviews
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