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  Adventure Credit Union Checking Account

Adventure Credit Union Checking Account

in Checking Accounts from Adventure Credit Union

Unaffiliated

Adventure Credit Union Checking Account

Unaffiliated

in Checking Accounts from Adventure Credit Union

Net Recommendation Score +100%

SUPERMONEY NET RECOMMENDATION SCORE

+100%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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Highlights
Community Rating

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Monthly Fee $0
ATM Fee: Out-of-Network $1.50
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0.1% - 4%

Adventure Credit Union Checking Account Review

Adventure Credit Union Checking Account is offered by Adventure Credit Union, a credit union founded in 1936 and based in Grand Rapids, MI. Adventure Credit Union Checking Account is available in 1 state across the USA.

Key Takeaways
  • Very high APY. This account offers an annual percentage yield of up to 4%, which is much higher than the average for a checking account.However, you must keep a minimum balance of $100.
  • $0 monthly fee. This account does not charge a monthly maintenance fee.
  • No ATM fees. Adventure Credit Union Checking Account does not charge fees on ATM transactions.
  • Free bill pay. Pay your bills to practically anyone in the United States through Adventure Credit Union.
  • Hard credit pull. Adventure Credit Union may require a hard pull on your credit report to open a checking account.
Adventure Credit Union Checking Account Pros & Cons
Pros Cons
  • High-interest yield.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Not FDIC-insured.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Charges a fee on out-of-network ATM transactions.
Adventure Credit Union Checking Account FAQ

Are checking accounts from Adventure Credit Union federally insured?

Yes, your Adventure Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Adventure Credit Union Checking Account offer?

Adventure Credit Union Checking Account offers an APY starting at 0.1% and ranging up to 4% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $100.

Adventure Credit Union Checking Account Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.1% - 4%

What are the account minimums for Adventure Credit Union Checking Account?

Adventure Credit Union Checking Account does not require a minimum initial deposit.

Adventure Credit Union Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $0
APY Minimum Balance $100

What fees does Adventure Credit Union Checking Account charge?

The good news is that this account does not have a monthly service charge.

Adventure Credit Union Checking Account Fees
Description
Monthly Fee $0
Paper Statement Fee $5
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $1.50
NSF Fee $30
Overdraft Protection Fee (per transfer) $5
Overdraft Item Fee $30
Early Account Closure $5
Returned Deposit Fee (Domestic) $10
Debit Card Replacement Fee $10
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $30
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) 0%
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Outgoing) $35
Wire Transfer Fee - International (Incoming) $0
Returned Deposit Fee (International) $10
Wire Transfer Fee - Domestic (Incoming) $0

What features and perks does Adventure Credit Union Checking Account offer?

This account includes the following features:

  • Automatic savings - Set up an automatic transfer from your checking account to a savings account and you'll never have to second-guess your saving decisions again.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Adventure Credit Union Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   630 32nd Street SE
    Grand Rapids, MI 49548 USA
  •   Visit Site

Other Services by Adventure Credit Union

Availability

  Available in 1 state
Michigan
Availabile in all of Michigan

Feature Breakdown

APY Minimum Balance $100
Minimum Initial Deposit $0
ATM Fee: In-Network $0
Foreign Transaction Fee (Debit Card) 0%
Monthly Fee $0
Online Bill Pay Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
Debit Card Replacement Fee $10
Early Account Closure $5
NSF Fee $30
Overdraft Item Fee $30
Overdraft Protection Fee (per transfer) $5
Paper Statement Fee $5
Returned Deposit Fee (Domestic) $10
Returned Deposit Fee (International) $10
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Outgoing) $35
ATM Fee: Out-of-Network $1.50
Bank Account Features
  • No ATM Fees
  • IRAs
  • NCUA Member
  • Bauer Financial A+/A Rating
  • Automatic Savings
  • Debit Card
  • Free Bill Pay
  • Debit Card Lock/Unlock
  • Mobile Banking
  • Nationwide ATM Network
  • Interest Bearing Account
  • No Monthly Maintenance Fee
  • Mobile Check Deposit
APY (Annual Percentage Yield) 0.1% - 4%

Adventure Credit Union Checking Account Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

+100%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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