Adventure Credit Union Edge Checking Account
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| Community Rating |
Rating not yet determined |
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | 0.1% - 4% |
| Monthly Fee | $0 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
Adventure Credit Union Edge Checking Account Review
Adventure Credit Union Edge Checking Account is offered by Adventure Credit Union, a credit union founded in 1936 and based in Grand Rapids, MI. Adventure Credit Union Edge Checking Account is available in 1 state across the USA.
- Very high APY. This account offers an annual percentage yield of up to 4%, which is much higher than the average for a checking account.
- $0 monthly fee. This account does not charge a monthly Service Charge.
- No minimum initial deposit. There is no minimum balance required to open an account.
- Bill pay. Pay your bills to practically anyone in the United States through Adventure Credit Union.
| Pros | Cons |
|---|---|
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Are checking accounts from Adventure Credit Union federally insured?
Yes, your Adventure Credit Union checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Adventure Credit Union edge checking offer?
Adventure Credit Union edge checking offers an APY starting at 0.1% and ranging up to 4% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0.1% - 4% |
What are the account minimums for Adventure Credit Union edge checking?
Adventure Credit Union edge checking does not require a minimum initial deposit.
| Description | |
|---|---|
| Minimum Direct Deposit to Avoid Monthly Fee | $100 |
| Minimum Opening Deposit | Starting at $0 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
What fees does Adventure Credit Union edge checking charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Debit Card Replacement Fee | $10 |
| Early Account Closure | $5 |
| Foreign Transaction Fee (Debit Card) | 0% |
| Monthly Fee | $0 |
| NSF Fee | $30 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $30 |
| Overdraft Protection Fee (per transfer) | $5 |
| Paper Statement Fee | $5 |
| Returned Deposit Fee (Domestic) | $10 |
| Returned Deposit Fee (International) | $10 |
| Stop Payment Fee | $30 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $15 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Wire Transfer Fee - International (Outgoing) | $35 |
| ATM Fee: Out-of-Network | $1.50 |
Does Adventure Credit Union edge checking charge overdraft fees?
Yes, Adventure Credit Union edge checking charges a $30 fee for every overdraft.Adventure Credit Union edge checking offers overdraft protection at a cost of $5 per transaction.
What features and perks does Adventure Credit Union edge checking offer?
This account includes the following features:
- Fraud monitoring - Adventure Credit Union edge checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Adventure Credit Union edge checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Adventure Credit Union edge checking?
The customer support email for Adventure Credit Union edge checking is support@adventurecu.org.
How do people rate the customer service and user experience of Adventure Credit Union edge checking?
Overall, Adventure Credit Union edge checking is strongly recommended based on community reviews that rate customer service and user experience.
Message From Adventure Credit Union
Contact
- Headquarters
-
630 32nd Street SE
Grand Rapids, MI 49548 - Visit Site
- Email Support
Other Services by Adventure Credit Union
Availability
Feature Breakdown
| Minimum Direct Deposit to Avoid Monthly Fee | $100 |
| Minimum Opening Deposit | Starting at $0 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
Adventure Credit Union Edge Checking Account Community Reviews
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