Adventure Credit Union Edge Checking Account
in Checking Accounts from Adventure Credit Union · Member ncua
UnaffiliatedAdventure Credit Union Edge Checking Account
in Checking Accounts from Adventure Credit Union · Member NCUSIF
Would you recommend Adventure Credit Union Edge Checking Account to your friends?
| Community Rating |
Rating not yet determined |
| Monthly Fee | $0 |
| ATM Fee: Out-of-Network | $1.50 |
| Minimum Balance to Avoid Monthly Fee | $0 |
| APY (Annual Percentage Yield) | 0.1% - 4% |
Adventure Credit Union Edge Checking Account Review
Adventure Credit Union Edge Checking Account is offered by Adventure Credit Union, a credit union founded in 1936 and based in Grand Rapids, MI. Adventure Credit Union Edge Checking Account is available in 1 state across the USA.
- Very high APY. This account offers an annual percentage yield of up to 4%, which is much higher than the average for a checking account.
- $0 monthly fee. This account does not charge a monthly Service Charge.
- No minimum initial deposit. There is no minimum balance required to open an account.
- Free bill pay. Pay your bills to practically anyone in the United States through Adventure Credit Union.
- Hard credit pull. Adventure Credit Union may require a hard pull on your credit report to open a checking account.
| Pros | Cons |
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Are checking accounts from Adventure Credit Union federally insured?
Yes, your Adventure Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Adventure Credit Union Edge Checking Account offer?
Adventure Credit Union Edge Checking Account offers an APY starting at 0.1% and ranging up to 4% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0.1% - 4% |
What are the account minimums for Adventure Credit Union Edge Checking Account?
Adventure Credit Union Edge Checking Account does not require a minimum initial deposit.
| Description | Amount |
|---|---|
| Minimum Opening Deposit | $0 |
| Minimum Direct Deposit to Avoid Monthly Service Fee | $100 |
What fees does Adventure Credit Union Edge Checking Account charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Debit Card Replacement Fee | $10 |
| Early Account Closure | $5 |
| Foreign Transaction Fee (Debit Card) | 0% |
| Monthly Fee | $0 |
| NSF Fee | $30 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $30 |
| Overdraft Protection Fee (per transfer) | $5 |
| Paper Statement Fee | $5 |
| Returned Deposit Fee (Domestic) | $10 |
| Returned Deposit Fee (International) | $10 |
| Stop Payment Fee | $30 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $15 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Wire Transfer Fee - International (Outgoing) | $35 |
| ATM Fee: Out-of-Network | $1.50 |
Does Adventure Credit Union Edge Checking Account charge overdraft fees?
Yes, Adventure Credit Union Edge Checking Account charges a $30 fee for every overdraft fee.Adventure Credit Union Edge Checking Account offers overdraft protection at a cost of $5 per transaction.
What features and perks does Adventure Credit Union Edge Checking Account offer?
This account includes the following features:
- Fraud monitoring - Adventure Credit Union Edge Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Adventure Credit Union Edge Checking Account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
How do people rate the customer service and user experience of Adventure Credit Union Edge Checking Account?
Overall, Adventure Credit Union Edge Checking Account is strongly recommended based on community reviews that rate customer service and user experience.
Contact
- Headquarters
-
630 32nd Street SE
Grand Rapids, MI 49548 - Visit Site
Other Services by Adventure Credit Union
Availability
Feature Breakdown
| Minimum Direct Deposit to Avoid Monthly Fee | $100 |
| Minimum Opening Deposit | Starting at $0 |
| Minimum Balance to Avoid Monthly Fee | $0 |
Adventure Credit Union Edge Checking Account Community Reviews
Would you recommend Adventure Credit Union Edge Checking Account to your friends?
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