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Adventure Credit Union Checking Account

in Checking Accounts from Adventure Credit Union · Member ncua

Unaffiliated

Adventure Credit Union Checking Account

Unaffiliated

in Checking Accounts from Adventure Credit Union · Member NCUSIF

Net Recommendation Score +100%

1 user recommends

0 users are unsure

0 users don't recommend

Browse Reviews: 1 Recommendations | 0 Complaints

Highlights
Community Rating	Rating not yet determined
Monthly Fee	$0
ATM Fee: Out-of-Network	$1.50
Minimum Balance to Avoid Monthly Fee	N/A
APY (Annual Percentage Yield)	0.1% - 4%

Adventure Credit Union Checking Account Review

Adventure Credit Union Checking Account is offered by Adventure Credit Union, a credit union founded in 1936 and based in Grand Rapids, MI. Adventure Credit Union Checking Account is available in 1 state across the USA.

Key Takeaways

Very high APY. This account offers an annual percentage yield of up to 4%, which is much higher than the average for a checking account.However, you must keep a minimum balance of $100.
$0 monthly fee. This account does not charge a monthly maintenance fee.
No minimum initial deposit. There is no minimum balance required to open an account.
No ATM fees. Adventure Credit Union Checking Account does not charge fees on ATM transactions.
Free bill pay. Pay your bills to practically anyone in the United States through Adventure Credit Union.
Hard credit pull. Adventure Credit Union may require a hard pull on your credit report to open a checking account.

Adventure Credit Union Checking Account Pros & Cons

Pros	Cons
High-interest yield. Deposits are insured by the NCUA (up to $250K). Free debit card and the option to lock/unlock the card if lost or stolen No charge on incoming domestic or international wire transfers.	No signup bonus. Not FDIC-insured. Only available in one state. Higher than average wire transfer fees. Charges a fee on out-of-network ATM transactions.

Adventure Credit Union Checking Account FAQ

Are checking accounts from Adventure Credit Union federally insured?

Yes, your Adventure Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Adventure Credit Union Checking Account offer?

Adventure Credit Union Checking Account offers an APY starting at 0.1% and ranging up to 4% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $100.

Adventure Credit Union Checking Account Rates and Terms
Rates	Amount
APY (Annualized Percentage Yield)	0.1% - 4%

What are the account minimums for Adventure Credit Union Checking Account?

Adventure Credit Union Checking Account does not require a minimum initial deposit.

Adventure Credit Union Checking Account Account Minimums
Description	Amount
Minimum Initial Deposit	$0
APY Minimum Balance	$100

What fees does Adventure Credit Union Checking Account charge?

The good news is that this account does not have a monthly service charge.

Adventure Credit Union Checking Account Fees
Description
ATM Fee: In-Network	$0
Debit Card Replacement Fee	$10
Early Account Closure	$5
Foreign Transaction Fee (Debit Card)	0%
Monthly Fee	$0
NSF Fee	$30
Online Bill Pay Fee	$0
Overdraft Item Fee	$30
Overdraft Protection Fee (per transfer)	$5
Paper Statement Fee	$5
Returned Deposit Fee (Domestic)	$10
Returned Deposit Fee (International)	$10
Stop Payment Fee	$30
Wire Transfer Fee - Domestic (Incoming)	$0
Wire Transfer Fee - Domestic (Outgoing)	$15
Wire Transfer Fee - International (Incoming)	$0
Wire Transfer Fee - International (Outgoing)	$35
ATM Fee: Out-of-Network	$1.50

What features and perks does Adventure Credit Union Checking Account offer?

This account includes the following features:

Automatic savings - Set up an automatic transfer from your checking account to a savings account and you'll never have to second-guess your saving decisions again.
Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - Adventure Credit Union Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
Nationwide ATM network - Conveniently transact at a nearby ATM.

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