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  Adventure Credit Union Edge Checking Account

Adventure Credit Union Edge Checking Account

in Checking Accounts from Adventure Credit Union · Member ncua

Unaffiliated

Adventure Credit Union Edge Checking Account

Unaffiliated

in Checking Accounts from Adventure Credit Union · Member NCUSIF

Net Recommendation Score +100

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
Community Rating

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Monthly Fee $0
ATM Fee: Out-of-Network $1.50
Minimum Balance to Avoid Monthly Fee $0
APY (Annual Percentage Yield) 0.1% - 4%

Adventure Credit Union Edge Checking Account Review

Adventure Credit Union Edge Checking Account is offered by Adventure Credit Union, a credit union founded in 1936 and based in Grand Rapids, MI. Adventure Credit Union Edge Checking Account is available in 1 state across the USA.

Key Takeaways
  • Very high APY. This account offers an annual percentage yield of up to 4%, which is much higher than the average for a checking account.
  • $0 monthly fee. This account does not charge a monthly Service Charge.
  • No minimum initial deposit. There is no minimum balance required to open an account.
  • Free bill pay. Pay your bills to practically anyone in the United States through Adventure Credit Union.
  • Hard credit pull. Adventure Credit Union may require a hard pull on your credit report to open a checking account.
Adventure Credit Union Edge Checking Account Pros & Cons
Pros Cons
  • High-interest yield.
  • Deposits are insured by the NCUA (up to $250K).
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • Access to a nationwide network of ATMs.
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Not FDIC-insured.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Charges a fee on out-of-network ATM transactions.
Adventure Credit Union Edge Checking Account FAQ

Are checking accounts from Adventure Credit Union federally insured?

Yes, your Adventure Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Adventure Credit Union Edge Checking Account offer?

Adventure Credit Union Edge Checking Account offers an APY starting at 0.1% and ranging up to 4% (APY stands for annual percentage yield, rates may change).

Adventure Credit Union Edge Checking Account Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.1% - 4%

What are the account minimums for Adventure Credit Union Edge Checking Account?

Adventure Credit Union Edge Checking Account does not require a minimum initial deposit.

Adventure Credit Union Edge Checking Account Account Minimums
Description Amount
Minimum Opening Deposit $0
Minimum Direct Deposit to Avoid Monthly Service Fee $100

What fees does Adventure Credit Union Edge Checking Account charge?

The good news is that this account does not have a monthly Service Charge.

Adventure Credit Union Edge Checking Account Fees
Description
ATM Fee: In-Network $0
Debit Card Replacement Fee $10
Early Account Closure $5
Foreign Transaction Fee (Debit Card) 0%
Monthly Fee $0
NSF Fee $30
Online Bill Pay Fee $0
Overdraft Item Fee $30
Overdraft Protection Fee (per transfer) $5
Paper Statement Fee $5
Returned Deposit Fee (Domestic) $10
Returned Deposit Fee (International) $10
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $35
ATM Fee: Out-of-Network $1.50

Does Adventure Credit Union Edge Checking Account charge overdraft fees?

Yes, Adventure Credit Union Edge Checking Account charges a $30 fee for every overdraft fee.

Adventure Credit Union Edge Checking Account offers overdraft protection at a cost of $5 per transaction.

What features and perks does Adventure Credit Union Edge Checking Account offer?

This account includes the following features:

  • Fraud monitoring - Adventure Credit Union Edge Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Adventure Credit Union Edge Checking Account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

How do people rate the customer service and user experience of Adventure Credit Union Edge Checking Account?

Overall, Adventure Credit Union Edge Checking Account is strongly recommended based on community reviews that rate customer service and user experience.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   630 32nd Street SE
    Grand Rapids, MI 49548
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday 9:00am - 12:00pm

Other Services by Adventure Credit Union

Availability

  Available in 1 state
Michigan
Availabile in all of Michigan

Feature Breakdown

Minimum Direct Deposit to Avoid Monthly Fee $100
Minimum Opening Deposit Starting at $0
Minimum Balance to Avoid Monthly Fee $0
ATM Fee: In-Network $0
Foreign Transaction Fee (Debit Card) 0%
Monthly Fee $0
Online Bill Pay Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
Debit Card Replacement Fee $10
Early Account Closure $5
NSF Fee $30
Overdraft Item Fee $30
Overdraft Protection Fee (per transfer) $5
Paper Statement Fee $5
Returned Deposit Fee (Domestic) $10
Returned Deposit Fee (International) $10
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Outgoing) $35
ATM Fee: Out-of-Network $1.50
Bank Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Automatic Transfers
  • Bauer Financial A+/A Rating
  • NCUA Member
APY (Annual Percentage Yield) 0.1% - 4%

Adventure Credit Union Edge Checking Account Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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