Pacific City Bank Super Now Checking Account
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| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | Starting at 0.01% |
| Monthly Fee | $10 |
| Minimum Balance to Avoid Monthly Fee | Starting at $2,500 |
Pacific City Bank Super Now Checking Account Review
Pacific City Bank Super Now Checking Account is offered by Pacific City Bank, a bank founded in 2003 and based in Los Angeles, CA. Pacific City Bank Super Now Checking Account is available in 7 states across the USA.
Key Takeaways
- Charges a monthly fee. This account charges a monthly service fee of $10, but the fee is waived if you keep a minimum balance of $2,500.
- Large minimum initial deposit. You need a minimum deposit of $2,500 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.
- Bill pay. Pay your bills to practically anyone in the United States through Pacific City Bank.
Pacific City Bank super now checking Pros & Cons
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Pacific City Bank super now checking FAQ
Are checking accounts from Pacific City Bank federally insured?
Yes, this account is insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #57463). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Pacific City Bank super now checking offer?
Pacific City Bank super now checking offers an APY starting at 0.01% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0.01% |
What are the account minimums for Pacific City Bank super now checking?
Pacific City Bank super now checking requires a minimum initial deposit of $2,500 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $2,500 |
| Minimum Balance to Avoid Monthly Fee | Starting at $2,500 |
What fees does Pacific City Bank super now checking charge?
This account charges a monthly service fee of $10.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Monthly Fee | $10 |
| NSF Fee | $30 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $30 |
| Overdraft Protection Fee (per transfer) | $30 |
| Returned Deposit Fee (Domestic) | $13 |
| Returned Deposit Fee (International) | $13 |
| Stop Payment Fee | $27 |
| Wire Transfer Fee - Domestic (Incoming) | $10 |
| Wire Transfer Fee - International (Incoming) | $22 |
| ATM Fee: Out-of-Network | Starting at $1 |
Does Pacific City Bank super now checking charge overdraft fees?
Yes, Pacific City Bank super now checking charges a $30 fee for every overdraft.Pacific City Bank super now checking offers overdraft protection at a cost of $30 per transaction.
What features and perks does Pacific City Bank super now checking offer?
This account includes the following features:
- Fraud monitoring - Pacific City Bank super now checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Pacific City Bank super now checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Pacific City Bank super now checking?
The customer support email for Pacific City Bank super now checking is info@paccitybank.com.
Message From Pacific City Bank
Contact
- Headquarters
-
3701 Wilshire Blvd #900
Los Angeles, CA 90010 USA - (213) 210-2000
- Visit Site
- Email Support
Other Services by Pacific City Bank
Availability
- California
- Colorado
- Georgia
- Illinois
- New York
- Virginia
- Washington
Feature Breakdown
| Minimum Opening Deposit | Starting at $2,500 |
| Minimum Balance to Avoid Monthly Fee | Starting at $2,500 |
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