Pacific City Bank Super Now Checking Account Review
Pacific City Bank Super Now Checking Account is offered by Pacific City Bank savings accounts,
founded in 2003 and based in Los Angeles, CA.
Pacific City Bank Super Now Checking Account are available in
7 states across the USA.
- Charges a monthly fee. This account charges a monthly service fee of $10, but the fee is waived if you keep a minimum balance of $2,500.
- Large minimum initial deposit. You need a minimum deposit of $2,500 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.
- Bill pay. Pay your bills to practically anyone in the United States through Pacific City Bank.
Pacific City Bank super now checking Pros & Cons
- Access to physical branches.
- Free debit card and the option to lock/unlock the card if lost or stolen
- Access to a nationwide network of ATMs.
- No signup bonus.
- Does not earn interest.
- Only available in 7 states.
- Monthly service charge.
- Charges a fee on out-of-network ATM transactions.
Pacific City Bank super now checking FAQ
Are checking accounts from Pacific City Bank federally insured?
Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #57463). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Pacific City Bank super now checking offer?
Pacific City Bank super now checking offers an APY starting at 0.01% (APY stands for annual percentage yield, rates may change).
Pacific City Bank super now checking Rates and Terms
|APY (Annual Percentage Yield)
What are the account minimums for Pacific City Bank super now checking?
Pacific City Bank super now checking requires a minimum initial deposit of $2,500 to open an account.
Pacific City Bank Super Now Checking Account Minimums
|Minimum Opening Deposit
||Starting at $2,500
|Minimum Balance to Avoid Monthly Fee
||Starting at $2,500
What fees does Pacific City Bank super now checking charge?
This account charges a monthly service fee of $10.
Pacific City Bank Super Now Checking Account Fees
|ATM Fee: In-Network
|ATM Fee: Out-of-Network
||Starting at $1
|Overdraft Item Fee
|Overdraft Protection Fee (per transfer)
|Returned Deposit Fee (Domestic)
|Returned Deposit Fee (International)
|Stop Payment Fee
|Wire Transfer Fee - Domestic (Incoming)
|Wire Transfer Fee - International (Incoming)
|Online Bill Pay Fee
Does Pacific City Bank super now checking charge overdraft fees?
Yes, Pacific City Bank super now checking charges a $30 fee for every overdraft.
You can get overdraft protection at a cost of $30 per transaction.
What features and perks does Pacific City Bank super now checking offer?
This account includes the following features:
- Fraud monitoring - Pacific City Bank super now checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Pacific City Bank super now checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Pacific City Bank super now checking?
The customer support email for Pacific City Bank super now checking is email@example.com.
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