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  Pacific City Bank Super Now Checking Account

Pacific City Bank Super Now Checking Account

in Checking Accounts from Pacific City Bank · fdic

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Pacific City Bank Super Now Checking Account

Unaffiliated

in Checking Accounts from Pacific City Bank · Member FDIC

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Highlights
Monthly Fee $10
ATM Fee: Out-of-Network $1
Minimum Balance to Avoid Monthly Fee Starting at $2,500
APY (Annual Percentage Yield) Starting at 0.01%

Pacific City Bank Super Now Checking Account Review

Pacific City Bank Super Now Checking Account is offered by Pacific City Bank, a bank founded in 2003 and based in Los Angeles, CA. Pacific City Bank Super Now Checking Account is available in 7 states across the USA.

Key Takeaways
  • Charges a monthly fee. This account charges a monthly service fee of $10, but the fee is waived if you keep a minimum balance of $2,500.
  • Large minimum initial deposit. You need a minimum deposit of $2,500 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.
  • Bill pay. Pay your bills to practically anyone in the United States through Pacific City Bank.
Pacific City Bank super now checking Pros & Cons
Pros Cons
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • Access to a nationwide network of ATMs.
  • No signup bonus.
  • Does not earn interest.
  • Only available in 7 states.
  • Monthly service charge.
  • Charges a fee on out-of-network ATM transactions.
Pacific City Bank super now checking FAQ

Are checking accounts from Pacific City Bank federally insured?

Yes, your Pacific City Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #57463). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Pacific City Bank super now checking offer?

Pacific City Bank super now checking offers an APY starting at 0.01% (APY stands for annual percentage yield, rates may change).

Pacific City Bank super now checking Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.01%

What are the account minimums for Pacific City Bank super now checking?

Pacific City Bank super now checking requires a minimum initial deposit of $2,500 to open an account.

Pacific City Bank Super Now Checking Account Minimums
Description
Minimum Opening Deposit Starting at $2,500
Minimum Balance to Avoid Monthly Fee Starting at $2,500

What fees does Pacific City Bank super now checking charge?

This account charges a monthly service fee of $10.

Pacific City Bank Super Now Checking Account Fees
Description
ATM Fee: In-Network $0
Monthly Fee $10
NSF Fee $30
Online Bill Pay Fee $0
Overdraft Item Fee $30
Overdraft Protection Fee (per transfer) $30
Returned Deposit Fee (Domestic) $13
Returned Deposit Fee (International) $13
Stop Payment Fee $27
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - International (Incoming) $22
ATM Fee: Out-of-Network $1

Does Pacific City Bank super now checking charge overdraft fees?

Yes, Pacific City Bank super now checking charges a $30 fee for every overdraft.

Pacific City Bank super now checking offers overdraft protection at a cost of $30 per transaction.

What features and perks does Pacific City Bank super now checking offer?

This account includes the following features:

  • Fraud monitoring - Pacific City Bank super now checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Pacific City Bank super now checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Pacific City Bank super now checking?

The customer support email for Pacific City Bank super now checking is info@paccitybank.com.

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Message From Pacific City Bank Super Now Checking Account

Super Now Checking, Interest-bearing checking account featuring unlimited check writing.

Availability

  Available in 7 states
  • California
  • Colorado
  • Georgia
  • Illinois
  • New York
  • Virginia
  • Washington

Feature Breakdown

Minimum Opening Deposit Starting at $2,500
Minimum Balance to Avoid Monthly Fee Starting at $2,500
ATM Fee: In-Network $0
Online Bill Pay Fee $0
Monthly Fee $10
NSF Fee $30
Overdraft Item Fee $30
Overdraft Protection Fee (per transfer) $30
Returned Deposit Fee (Domestic) $13
Returned Deposit Fee (International) $13
Stop Payment Fee $27
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - International (Incoming) $22
ATM Fee: Out-of-Network $1
Account Features
  • Member FDIC
  • Branch Access
  • Debit Card
  • Free Bill Pay
  • Fraud Protection
  • Debit Card Lock/Unlock
  • Fraud Monitoring
  • Mobile Banking
  • Nationwide ATM Network
  • Interest Bearing Account
  • Mobile Check Deposit
APY (Annual Percentage Yield) Starting at 0.01%

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