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Century Bank of Massachusetts Bronze Checking Account

in Checking Accounts from Century Bank of Massachusetts · fdic

Unaffiliated

Century Bank of Massachusetts Bronze Checking Account

Unaffiliated

in Checking Accounts from Century Bank of Massachusetts · Member FDIC

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Highlights
Monthly Fee	$15
ATM Fee: Out-of-Network	$0
Minimum Balance to Avoid Monthly Fee	Starting at $0
APY (Annual Percentage Yield)	0%

Century Bank of Massachusetts Bronze Checking Account Review

Century Bank of Massachusetts Bronze Checking Account is offered by Century Bank of Massachusetts, a bank founded in 1969 and based in Somerville, MA. Century Bank of Massachusetts Bronze Checking Account is available in 1 state across the USA.

Key Takeaways

0% APY. As with most checking accounts, Century Bank of Massachusetts Bronze Checking Account does not pay interest.
Charges a monthly fee. This account charges a monthly service fee of $15.
Small minimum initial deposit. You only need $1 to open an account.
No ATM fees. Century Bank of Massachusetts Bronze Checking Account does not charge fees on ATM transactions.
Up to $15 in ATM fee reimbursements. This account will reimburse you for ATM fees (see terms and conditions for details).
Bill pay. Pay your bills to practically anyone in the United States through Century Bank of Massachusetts.

Century Bank of Massachusetts bronze checking Pros & Cons

Pros	Cons
Access to physical branches.	No signup bonus. Does not earn interest Does not provide access to a nationwide ATM network. Does not come with a debit card Only available in one state. Higher than average wire transfer fees. Monthly service charge.

Century Bank of Massachusetts bronze checking FAQ

Are checking accounts from Century Bank of Massachusetts federally insured?

Yes, your Century Bank of Massachusetts checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #19943). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Century Bank of Massachusetts bronze checking offer?

Century Bank of Massachusetts bronze checking is not an interest-bearing account.

What are the account minimums for Century Bank of Massachusetts bronze checking?

Century Bank of Massachusetts bronze checking requires a minimum initial deposit of $1 to open an account.

Century Bank of Massachusetts Bronze Checking Account Minimums
Description
Minimum Combined Balance to Avoid Monthly Fee	$0
Minimum Opening Deposit	Starting at $1
Minimum Balance to Avoid Monthly Fee	Starting at $0

What fees does Century Bank of Massachusetts bronze checking charge?

This account charges a monthly service fee of $15.

Century Bank of Massachusetts Bronze Checking Account Fees
Description
ATM Fee: In-Network	$0
ATM Reimbursement Monthly Limit	$15
Check Copy	$6
Debit Card Replacement Fee	$25
Early Account Closure	$0
Foreign Transaction Fee (Debit Card)	1%
Monthly Fee	$15
NSF Fee	$36
Online Bill Pay Fee	$0
Overdraft Item Fee	$36
Overdraft Protection Fee (per transfer)	$36
Paper Statement Fee	$3.99
Returned Deposit Fee (Domestic)	$7.50
Returned Deposit Fee (International)	$7.50
Stop Payment Fee	$28
Wire Transfer Fee - Domestic (Incoming)	$10
Wire Transfer Fee - Domestic (Outgoing)	$20
Wire Transfer Fee - International (Incoming)	$10
Wire Transfer Fee - International (Outgoing)	$35
ATM Fee: Out-of-Network	$0

Does Century Bank of Massachusetts bronze checking charge overdraft fees?

Yes, Century Bank of Massachusetts bronze checking charges a $36 fee for every overdraft.

Century Bank of Massachusetts bronze checking offers overdraft protection at a cost of $36 per transaction.

What features and perks does Century Bank of Massachusetts bronze checking offer?

This account includes the following features:

ATM reimbursement - This account will reimburse you for any domestic ATM fees up to a monthly maximum of $15.
Fraud monitoring - Century Bank of Massachusetts bronze checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.

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