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Century Bank of Massachusetts Bronze Checking Account

in Checking Accounts from Century Bank of Massachusetts · Member fdic

Unaffiliated

Century Bank of Massachusetts Bronze Checking Account

Unaffiliated

in Checking Accounts from Century Bank of Massachusetts · Member FDIC

Not enough votes for recommendation

Highlights
Monthly Fee	$15
ATM Fee: Out-of-Network	$0
Minimum Balance to Avoid Monthly Fee	$0
APY (Annual Percentage Yield)	0%

Century Bank of Massachusetts Bronze Checking Account Review

Century Bank of Massachusetts Bronze Checking Account is offered by Century Bank of Massachusetts, a bank founded in 1969 and based in Somerville, MA. Century Bank of Massachusetts Bronze Checking Account is available in 1 state across the USA.

Key Takeaways

0% APY. As with most checking accounts, Century Bank of Massachusetts Bronze Checking Account does not pay interest.
Charges a monthly fee. This account charges a monthly maintenance fee of $15.
Small minimum initial deposit. You only need $1 to open an account.
No ATM fees. Century Bank of Massachusetts Bronze Checking Account does not charge fees on ATM transactions.
Up to $15 in ATM fee reimbursements. This account will reimburse you for the ATM fees charged by other financial institutions.
Free bill pay. Pay your bills to practically anyone in the United States through Century Bank of Massachusetts.
Hard credit pull. Century Bank of Massachusetts may require a hard pull on your credit report to open a checking account.

Century Bank of Massachusetts Bronze Checking Account Pros & Cons

Pros	Cons
Access to physical branches.	No signup bonus. Does not earn interest Does not come with a debit card Only available in one state. Higher than average wire transfer fees. Monthly service charge.

Century Bank of Massachusetts Bronze Checking Account FAQ

Are checking accounts from Century Bank of Massachusetts federally insured?

Yes, your Century Bank of Massachusetts checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #19943). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Century Bank of Massachusetts Bronze Checking Account offer?

Century Bank of Massachusetts Bronze Checking Account is not an interest-bearing account.

What are the account minimums for Century Bank of Massachusetts Bronze Checking Account?

Century Bank of Massachusetts Bronze Checking Account requires a minimum initial deposit of $1 to open an account.

Century Bank of Massachusetts Bronze Checking Account Account Minimums
Description	Amount
Minimum Opening Deposit	$1

What fees does Century Bank of Massachusetts Bronze Checking Account charge?

This account charges a monthly maintenance fee of $15.

Century Bank of Massachusetts Bronze Checking Account Fees
Description
ATM Fee: In-Network	$0
ATM Reimbursement Monthly Limit	$15
Check Copy	$6
Debit Card Replacement Fee	$25
Early Account Closure	$0
Foreign Transaction Fee (Debit Card)	1%
Monthly Fee	$15
NSF Fee	$36
Online Bill Pay Fee	$0
Overdraft Item Fee	$36
Overdraft Protection Fee (per transfer)	$36
Paper Statement Fee	$3.99
Returned Deposit Fee (Domestic)	$7.50
Returned Deposit Fee (International)	$7.50
Stop Payment Fee	$28
Wire Transfer Fee - Domestic (Incoming)	$10
Wire Transfer Fee - Domestic (Outgoing)	$20
Wire Transfer Fee - International (Incoming)	$10
Wire Transfer Fee - International (Outgoing)	$35
ATM Fee: Out-of-Network	$0

What features and perks does Century Bank of Massachusetts Bronze Checking Account offer?

This account includes the following features:

ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks up to a monthly maximum of $15.
Fraud monitoring - Century Bank of Massachusetts Bronze Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Free Bill Pay - Bill Pay allows you to pay bills easily from your account.

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