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  Century Bank of Massachusetts Bronze Checking Account
Century Bank of Massachusetts Bronze Checking Account Unaffiliated

Century Bank of Massachusetts Bronze Checking Account

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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) 0%
Monthly Fee $15
Minimum Balance to Avoid Monthly Fee Starting at $0

Century Bank of Massachusetts Bronze Checking Account Review

Century Bank of Massachusetts Bronze Checking Account is offered by Century Bank of Massachusetts, a bank founded in 1969 and based in Somerville, MA. Century Bank of Massachusetts Bronze Checking Account are available in 1 state across the USA.

Key Takeaways

  • 0% APY. As with most checking accounts, Century Bank of Massachusetts Bronze Checking Account does not pay interest.
  • Charges a monthly fee. This account charges a monthly service fee of $15.
  • Small minimum initial deposit. You only need $1 to open an account.
  • No ATM fees. Century Bank of Massachusetts Bronze Checking Account does not charge fees on ATM transactions.
  • Up to $15 in ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
  • Bill pay. Pay your bills to practically anyone in the United States through Century Bank of Massachusetts.

Century Bank of Massachusetts bronze checking Pros & Cons

Pros Cons
  • Access to physical branches.
  • No signup bonus.
  • Does not earn interest
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Monthly service charge.

Century Bank of Massachusetts bronze checking FAQ

Are checking accounts from Century Bank of Massachusetts federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #19943). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Century Bank of Massachusetts bronze checking offer?

Century Bank of Massachusetts bronze checking is not an interest-bearing account.

What are the account minimums for Century Bank of Massachusetts bronze checking?

Century Bank of Massachusetts bronze checking requires a minimum initial deposit of $1 to open an account.

Century Bank of Massachusetts Bronze Checking Account Minimums
Description
Minimum Opening Deposit Starting at $1
Minimum Balance to Avoid Monthly Fee Starting at $0
Minimum Combined Balance to Avoid Monthly Fee $0

What fees does Century Bank of Massachusetts bronze checking charge?

This account charges a monthly service fee of $15.

Century Bank of Massachusetts Bronze Checking Account Fees
Description
Monthly Fee $15
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $0
ATM Reimbursement Monthly Limit $15
Foreign Transaction Fee (Debit Card) 1%
NSF Fee $36
Overdraft Item Fee $36
Overdraft Protection Fee (per transfer) $36
Returned Deposit Fee (Domestic) $7.50
Returned Deposit Fee (International) $7.50
Stop Payment Fee $28
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $35
Paper Statement Fee $3.99
Online Bill Pay Fee $0
Check Copy $6
Debit Card Replacement Fee $25
Early Account Closure $0

Does Century Bank of Massachusetts bronze checking charge overdraft fees?

Yes, Century Bank of Massachusetts bronze checking charges a $36 fee for every overdraft. You can get overdraft protection at a cost of $36 per transaction.

What features and perks does Century Bank of Massachusetts bronze checking offer?

This account includes the following features:

  • ATM rebates - This account will reimburse you for any domestic ATM fees up to a monthly maximum of $15.
  • Fraud monitoring - Century Bank of Massachusetts bronze checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.

What is the customer support email for Century Bank of Massachusetts bronze checking?

The customer support email for Century Bank of Massachusetts bronze checking is socialwebteam@easternbank.com.

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Message From Century Bank of Massachusetts bronze checking

Your checking. Your choice. Personal checking is, well, personal. That’s why we offer several different kinds of accounts to choose from – whether you need a free checking account or easy online banking. Experience the Century difference. Bronze Checking, Our Benefit Banking Advantage checking package for students and partner associates. Just $1.00 to open. Min Deposit: $1.00

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 4:00pm
  • Tuesday 8:00am - 4:00pm
  • Wednesday 8:00am - 4:00pm
  • Thursday 8:00am - 5:00pm
  • Friday 8:00am - 5:00pm
  • Saturday 8:00am - 1:00pm

Other Services by Century Bank of Massachusetts

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View all checking accounts offered by Century Bank of Massachusetts

Availability

  Available in 1 state
Massachusetts
Availabile in all of Massachusetts

Feature Breakdown

Minimum Opening Deposit Starting at $1
Minimum Balance to Avoid Monthly Fee Starting at $0
Minimum Combined Balance to Avoid Monthly Fee $0
Monthly Fee $15
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $0
ATM Reimbursement Monthly Limit $15
Foreign Transaction Fee (Debit Card) 1%
NSF Fee $36
Overdraft Item Fee $36
Overdraft Protection Fee (per transfer) $36
Returned Deposit Fee (Domestic) $7.50
Returned Deposit Fee (International) $7.50
Stop Payment Fee $28
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $35
Paper Statement Fee $3.99
Online Bill Pay Fee $0
Check Copy $6
Debit Card Replacement Fee $25
Early Account Closure $0
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • ATM Reimbursement
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Branch Access
  • Member FDIC
  • Student Checking Account
APY (Annual Percentage Yield) 0%

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