| Community Rating |
Rating not yet determined |
| Monthly Fee | $0 - $7 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| ATM Fee: Out-of-Network | $3 |
| APY (Annual Percentage Yield) | 0.01% - 1.50% |
PNC Bank Checking Account Review
PNC Bank Checking Account is offered by PNC Bank, a bank founded in 1845 and based in Pittsburgh, PA. PNC Bank Checking Account is available in 14 states (and Washington, DC).
Are checking accounts from PNC Bank federally insured?
Yes, your PNC Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does PNC Bank offer?
PNC Bank Checking Account offers an APY starting at 0.01% and ranging up to 1.50% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $2000.
| Rates | Amount |
|---|---|
| APY (Annualized Percentage Yield) | 0.01% - 1.50% |
What are the account minimums for PNC Bank Checking Account?
PNC Bank Checking Account requires a minimum initial deposit of $25 to open an account.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $25 |
| APY Minimum Balance | $2,000 |
What fees does PNC Bank Checking Account charge?
This account charges a monthly maintenance fee of up to $7.
| Description | |
|---|---|
| Monthly Fee | $0 - $7 |
| Paper Statement Fee | $2 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $3 |
| NSF Fee | $36 |
| Overdraft Protection Fee (per transfer) | $0 |
| Overdraft Item Fee | $36 |
| Early Account Closure | $25 |
| Returned Deposit Fee (Domestic) | $12 |
| Debit Card Replacement Fee | $7.50 |
| Bank Teller Fee | N/A |
| Check Cashing Fee | N/A |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | $33 |
| Check Image Service | $3 |
| Check Copy | N/A |
| Foreign Transaction Fee (Debit Card) | 3% |
| Wire Transfer Fee - Domestic (Outgoing) | $0 |
| Wire Transfer Fee - International (Outgoing) | $45 |
| Wire Transfer Fee - International (Incoming) | $15 |
| Returned Deposit Fee (International) | $12 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
What features and perks does PNC Bank Checking Account offer?
This account includes the following features:
- Signup Bonus - Open an account and you will receive a signup bonus of up to $300 if you deposit a minimum of $.
- Check images with statement - Reconciiling your accounts ank complying with document retention standards is easier when you have access to a copy of your checks.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - PNC Bank Checking Account allows you to manage your money online.
Contact
- Headquarters
-
One PNC Plaza 249 Fifth Ave
Pittsburgh, PA 1522 USA - Visit Site
Other Services by PNC Bank
Availability
- Delaware
- Washington, DC
- Florida
- Illinois
- Indiana
- Kentucky
- Maryland
- Michigan
- Missouri
- New Jersey
- New York
- Ohio
- Pennsylvania
- Virginia
- West Virginia
Feature Breakdown
| APY Minimum Balance | $2,000 |
| Minimum Initial Deposit | $25 |
PNC Bank Checking Account Community Reviews
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