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  PNC Bank Checking Account

PNC Bank Checking Account

in Checking Accounts from PNC Bank

Unaffiliated

PNC Bank Checking Account

Unaffiliated

in Checking Accounts from PNC Bank

SuperMoney Net Recommendation Score -67% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

0 users recommend
1 user is unsure
2 users don't recommend
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Highlights
Highlights
Community Rating Strongly not recommended
Monthly Fee $0 - $7
Minimum Balance to Avoid Monthly Fee N/A
ATM Fee: Out-of-Network $3
APY 0.01% - 1.5%

Overview

Where is PNC Bank Checking Account available?

PNC Bank is based in Pittsburgh, PA. It was founded in 1845 and offers banking services in 14 states (and Washington, DC).

Is PNC Bank Checking Account insured by the FDIC

Deposits in PNC Bank Checking Account are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor.

What APY does PNC Bank offer?

PNC Bank Checking Account offers an APY starting at 0.01% and ranging up to 1.50% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $2000.

PNC Bank Checking Account Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.01% - 1.50%

What are the account minimums for PNC Bank Checking Account?

PNC Bank Checking Account requires a minimum initial deposit of $25 to open an account.
PNC Bank Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $25
APY Minimum Balance $2,000

What fees does PNC Bank Checking Account charge?

This account charges a monthly maintenance fee of up to $7.

PNC Bank Checking Account Fees
Fees Amount
ATM Out-Of-Network Fee $3
Check Image Service $3
Debit Card Replacement Fee $7.50
Early Account Closure $25
Non-Sufficient Funds $36
Overdraft Item Fee $36
Returned Deposit Fee (International) $12
Outgoing International Bank Transfer Fee $45
Incoming International Bank Transfer Fee $15
Early Closure Fee $25
Paper Statement Fee $2

What features and perks does PNC Bank Checking Account offer?

This account includes the following features:

  • Signup Bonus - Open an account and you will receive a signup bonus of up to $300 if you deposit a minimum of $For a limited time, receive between $50 - $300 when you open and use a new Virtual Wallet® product. Establish qualifying Direct Deposits make at least 10 purchases PNC Bank Visa Debit card..
  • Check images with statement - Reconciiling your accounts ank complying with document retention standards is easier when you have access to a copy of your checks.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - PNC Bank Checking Account allows you to manage your money online.
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 14 states and Washington, D.C.
  • Delaware
  • Washington, DC
  • Florida
  • Illinois
  • Indiana
  • Kentucky
  • Maryland
  • Michigan
  • Missouri
  • New Jersey
  • New York
  • Ohio
  • Pennsylvania
  • Virginia
  • West Virginia

Feature Breakdown

APY Minimum Balance $2,000
Minimum Initial Deposit $25
ATM Fee: In-Network $0
Overdraft Protection Fee (per transfer) $0
Online Bill Pay Fee $0
Wire Transfer Fee - Domestic (Outgoing) $0
Wire Transfer Fee - Domestic (Incoming) $0
Monthly Fee $0 - $7
Paper Statement Fee $2
ATM Fee: Out-of-Network $3
NSF Fee $36
Overdraft Item Fee $36
Early Account Closure $25
Returned Deposit Fee (Domestic) $12
Debit Card Replacement Fee $7.50
Stop Payment Fee $33
Check Image Service $3
Foreign Transaction Fee (Debit Card) 3%
Wire Transfer Fee - International (Outgoing) $45
Wire Transfer Fee - International (Incoming) $15
Returned Deposit Fee (International) $12
Bank Account Features
  • Bauer Financial A+/A Rating
  • Check Images with Statement
  • Debit Card
  • Free Bill Pay
  • IRAs
  • Mobile Banking
Signup Deposit Requirements For a limited time, receive between $50 - $300 when you open and use a new Virtual Wallet® product. Establish qualifying Direct Deposits make at least 10 purchases PNC Bank Visa Debit card.
Signup Bonus $300
APY 0.01% - 1.5%

Reviews

 
 

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