
PNC Bank Virtual Wallet
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Community Rating | Mostly recommended |
Cashback Rewards | N/A |
APY (Annual Percentage Yield) | 0.01% - 0.06% |
Monthly Fee | $0 - $25 |
Minimum Balance to Avoid Monthly Fee | $500 - $5,000 |
Number of Reviews | 13 |
PNC Bank Virtual Wallet Review
PNC Bank Virtual Wallet is offered by PNC Bank, a bank founded in 1845 and based in Pittsburgh, PA. PNC Bank Virtual Wallet is available in 20 states (and Washington, DC).
- Up to $300 Bonus offer. Open a new account and you can get up to $300 if you deposit a minimum of $500 (see terms and conditions for more details).
- Higher than average APY. PNC Bank Virtual Wallet has an annual percentage yield of up to 0.06%, which is higher than the national average interest rate on savings accounts.
- Charges a monthly fee. This account charges a monthly service fee of up to $25, but the fee is waived if you keep a minimum balance of $500, have a monthly direct deposit of $500, or $500 combined balance accross eligible accounts..
- No minimum initial deposit. There is no minimum balance required to open an account.
- Up to $5 in ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
- Bill pay. Pay your bills to practically anyone in the United States through PNC Bank.
Pros | Cons |
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Are checking accounts from PNC Bank federally insured?
Yes, this account is insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does PNC Bank checking account offer?
PNC Bank checking account offers an APY starting at 0.01% and ranging up to 0.06% (APY stands for annual percentage yield, rates may change).
Rates | Amount |
---|---|
APY (Annual Percentage Yield) | 0.01% - 0.06% |
What are the account minimums for PNC Bank checking account?
PNC Bank checking account does not require a minimum initial deposit.
Description | |
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Minimum Combined Balance to Avoid Monthly Fee | $500 |
Minimum Direct Deposit to Avoid Monthly Fee | $500 |
Minimum Opening Deposit | $0 - $25 |
Minimum Balance to Avoid Monthly Fee | $500 - $5,000 |
What fees does PNC Bank checking account charge?
This account charges a monthly service fee of up to $25.
Description | |
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ATM Fee: In-Network | $0 |
ATM Reimbursement Monthly Limit | $5 |
Check Image Service | $3 |
Debit Card Replacement Fee | $7.50 |
Early Account Closure | $25 |
Foreign Transaction Fee (Debit Card) | 3% |
Monthly Fee | $0 - $25 |
NSF Fee | $36 |
Online Bill Pay Fee | $0 |
Overdraft Item Fee | $36 |
Overdraft Protection Fee (per transfer) | $0 |
Paper Statement Fee | $0 |
Returned Deposit Fee (Domestic) | $12 |
Returned Deposit Fee (International) | $12 |
Stop Payment Fee | $33 |
Wire Transfer Fee - Domestic (Incoming) | $15 |
Wire Transfer Fee - Domestic (Outgoing) | $30 |
Wire Transfer Fee - International (Incoming) | $15 |
Wire Transfer Fee - International (Outgoing) | $45 |
ATM Fee: Out-of-Network | $3 |
Does PNC Bank checking account charge overdraft fees?
Yes, PNC Bank checking account charges a $36 fee for every overdraft.What features and perks does PNC Bank checking account offer?
This account includes the following features:
- $300 Bonus offer. Open a new account and you can get up to $300 if you deposit a minimum of $500 (see terms and conditions for more details).
- ATM rebates - This account will reimburse you for any domestic ATM fees up to a monthly maximum of $5.
- Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
- Fraud monitoring - PNC Bank checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - PNC Bank checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
What is the customer support email for PNC Bank checking account?
The customer support email for PNC Bank checking account is info@pnc.com.
How do people rate the customer service and user experience of PNC Bank checking account?
Overall, PNC Bank checking account is mostly recommended based on community reviews that rate customer service and user experience.
Message From PNC Bank
Contact
- Headquarters
-
One PNC Plaza 249 Fifth Ave
Pittsburgh, PA 1522 - Visit Site
- Email Support
Other Services by PNC Bank
Availability
- Arizona
- California
- Colorado
- Washington, DC
- Delaware
- Florida
- Georgia
- Illinois
- Indiana
- Kentucky
- Maryland
- Michigan
- North Carolina
- New Jersey
- New Mexico
- Ohio
- Pennsylvania
- South Carolina
- Texas
- Wisconsin
- West Virginia
Feature Breakdown
Minimum Combined Balance to Avoid Monthly Fee | $500 |
Minimum Direct Deposit to Avoid Monthly Fee | $500 |
Minimum Opening Deposit | $0 - $25 |
Minimum Balance to Avoid Monthly Fee | $500 - $5,000 |
PNC Bank Virtual Wallet Community Reviews
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