| Community Rating | Strongly not recommended |
| Monthly Fee | $0 - $7 |
| ATM Fee: Out-of-Network | $3 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| APY (Annual Percentage Yield) | 0.01% - 0.50% |
| Number of Reviews | 5 |
PNC Bank Virtual Wallet Review
PNC Bank Virtual Wallet is offered by PNC Bank, a bank founded in 1845 and based in Pittsburgh, PA. PNC Bank Virtual Wallet is available in 14 states (and Washington, DC).
Are checking accounts from PNC Bank federally insured?
Yes, your PNC Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does PNC Bank Virtual Wallet offer?
PNC Bank Virtual Wallet offers an APY starting at 0.01% and ranging up to .50% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $2000.
| Rates | Amount |
|---|---|
| APY (Annualized Percentage Yield) | 0.01% - .50% |
What are the account minimums for PNC Bank Virtual Wallet?
PNC Bank Virtual Wallet requires a minimum initial deposit of $25 to open an account.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $25 |
| APY Minimum Balance | $2,000 |
What fees does PNC Bank Virtual Wallet charge?
This account charges a monthly maintenance fee of up to $7.
| Description | |
|---|---|
| Monthly Fee | $0 - $7 |
| Paper Statement Fee | $2 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $3 |
| NSF Fee | $36 |
| Overdraft Protection Fee (per transfer) | $0 |
| Overdraft Item Fee | $36 |
| Early Account Closure | $25 |
| Returned Deposit Fee (Domestic) | $12 |
| Debit Card Replacement Fee | $7.50 |
| Bank Teller Fee | N/A |
| Check Cashing Fee | N/A |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | $33 |
| Check Image Service | $3 |
| Check Copy | N/A |
| Foreign Transaction Fee (Debit Card) | 3% |
| Wire Transfer Fee - Domestic (Outgoing) | $0 |
| Wire Transfer Fee - International (Outgoing) | $45 |
| Wire Transfer Fee - International (Incoming) | $15 |
| Returned Deposit Fee (International) | $12 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| ATM Reimbursement Monthly Limit | N/A |
What features and perks does PNC Bank Virtual Wallet offer?
This account includes the following features:
- Signup Bonus - Open an account and you will receive a signup bonus of up to $50 if you deposit a minimum of $500.
- Check images with statement - Reconciiling your accounts ank complying with document retention standards is easier when you have access to a copy of your checks.
- Fraud monitoring - PNC Bank Virtual Wallet monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - PNC Bank Virtual Wallet allows you to manage your money online.
Contact
- Headquarters
-
One PNC Plaza 249 Fifth Ave
Pittsburgh, PA 1522 - Visit Site
Other Services by PNC Bank
Availability
- Delaware
- Washington, DC
- Florida
- Illinois
- Indiana
- Kentucky
- Maryland
- Michigan
- Missouri
- New Jersey
- New York
- Ohio
- Pennsylvania
- Virginia
- West Virginia
Feature Breakdown
| APY Minimum Balance | $2,000 |
| Minimum Initial Deposit | $25 |
PNC Bank Virtual Wallet Community Reviews
Would you recommend PNC Bank Virtual Wallet to your friends?
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