PNC Bank Virtual Wallet Checking Pro
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| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | 0.4% |
| Monthly Fee | $0 |
| Minimum Balance to Avoid Monthly Fee | $0 |
PNC Bank Virtual Wallet Checking Pro Review
PNC Bank Virtual Wallet Checking Pro is offered by PNC Bank, a bank founded in 1845 and based in Pittsburgh, PA. PNC Bank Virtual Wallet Checking Pro is available in 23 states across the USA.
Key Takeaways
- Up to $200 Bonus offer. Open a new account and you can get up to $200 if you deposit a minimum of $2,000 (see terms and conditions for more details).
- Higher than average APY. PNC Bank Virtual Wallet Checking Pro has an annual percentage yield of up to 0.4%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $1.
- $0 monthly fee. This account does not charge a monthly Service Charge.
- No minimum initial deposit. There is no minimum balance required to open an account.
- No ATM fees. PNC Bank Virtual Wallet Checking Pro does not charge fees on ATM transactions.
- Up to $20 in ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
- Bill pay. Pay your bills to practically anyone in the United States through PNC Bank.
PNC Bank virtual wallet checking pro Pros & Cons
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PNC Bank virtual wallet checking pro FAQ
Are checking accounts from PNC Bank federally insured?
Yes, this account is insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does PNC Bank virtual wallet checking pro offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.4% |
PNC Bank virtual wallet checking pro offers an APY of 0.4% (APY stands for annual percentage yield, rates may change). However, to earn interest account holders must keep an average beginning day balance of $1.
What are the account minimums for PNC Bank virtual wallet checking pro?
PNC Bank virtual wallet checking pro does not require a minimum initial deposit.
| Description | |
|---|---|
| APY Minimum Balance | $1 |
| Minimum Opening Deposit | $0 |
| Minimum Balance to Avoid Monthly Fee | $0 |
What fees does PNC Bank virtual wallet checking pro charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| ATM Reimbursement Monthly Limit | $20 |
| Check Image Service | $3 |
| Debit Card Replacement Fee | $0 |
| Early Account Closure | $25 |
| Foreign Transaction Fee (Debit Card) | 3% |
| Monthly Fee | $0 |
| NSF Fee | $0 |
| Online Bill Pay Fee | $36 |
| Overdraft Item Fee | $36 |
| Overdraft Protection Fee (per transfer) | $0 |
| Paper Statement Fee | $0 |
| Returned Deposit Fee (Domestic) | $12 |
| Returned Deposit Fee (International) | $12 |
| Stop Payment Fee | $0 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $25 |
| Wire Transfer Fee - International (Incoming) | $15 |
| Wire Transfer Fee - International (Outgoing) | $45 |
| ATM Fee: Out-of-Network | $0 |
Does PNC Bank virtual wallet checking pro charge overdraft fees?
Yes, PNC Bank virtual wallet checking pro charges a $36 fee for every overdraft.What features and perks does PNC Bank virtual wallet checking pro offer?
This account includes the following features:
- $200 Bonus offer. Open a new account and you can get up to $200 if you deposit a minimum of $2,000 (see terms and conditions for more details).
- ATM rebates - This account will reimburse you for any domestic ATM fees up to a monthly maximum of $20.
- Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
- Fraud monitoring - PNC Bank virtual wallet checking pro monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - PNC Bank virtual wallet checking pro allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for PNC Bank virtual wallet checking pro?
The customer support email for PNC Bank virtual wallet checking pro is info@pnc.com.
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Message From PNC Bank
Contact
- Headquarters
-
One PNC Plaza 249 Fifth Ave
Pittsburgh, PA 1522 - (888) 762-2265
- Visit Site
- Email Support
Other Services by PNC Bank
View all checking accounts offered by PNC Bank
Availability
Available in 23 states
- Arkansas
- Connecticut
- Iowa
- Idaho
- Kansas
- Louisiana
- Massachusetts
- Maine
- Minnesota
- Mississippi
- Montana
- North Dakota
- Nebraska
- New Hampshire
- Nevada
- Oklahoma
- Oregon
- Rhode Island
- Tennessee
- Utah
- Vermont
- Washington
- Wyoming
Feature Breakdown
| APY Minimum Balance | $1 |
| Minimum Opening Deposit | $0 |
| Minimum Balance to Avoid Monthly Fee | $0 |
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