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  Randolph-Brooks FCU Checking Checking
Randolph-Brooks FCU Checking Checking
in Checking Accounts from Randolph-Brooks Federal Credit Union · Insured by NCUA
Unaffiliated

Randolph-Brooks FCU Checking Checking

Unaffiliated
in Checking Accounts from Randolph-Brooks Federal Credit Union · Insured by NCUA
Net Recommendation Score +50  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +50, equating to 4 on a 5 point rating scale.

+50

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

1 user recommends
1 user is unsure
0 users don't recommend
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Highlights
Community Rating

Rating not yet determined  

Cashback Rewards N/A
APY (Annual Percentage Yield) 0.05%
Monthly Fee $0
Minimum Balance to Avoid Monthly Fee Starting at $0

Randolph-Brooks FCU Checking Checking Review

Randolph-Brooks FCU Checking Checking is offered by Randolph-Brooks Federal Credit Union, a credit union founded in 1976 and based in Univeral City, TX. Randolph-Brooks FCU Checking Checking is available in 1 state across the USA.

Key Takeaways

  • Bonus offer. Open a new account and you can get
  • Low APY. The maximum annual percentage yield for this account is only 0.05%.
  • $0 monthly fee. This account does not charge any monthly account fees.
  • No minimum initial deposit. There is no minimum balance required to open an account online.
  • No ATM fees. Randolph-Brooks FCU Checking Checking does not charge fees on ATM transactions within its network but there is a fee of up to $1 for out-of-network ATM transactions.
  • Bill pay. Pay your bills to practically anyone in the United States through Randolph-Brooks Federal Credit Union.

RBFCU checking account Pros & Cons

Pros Cons
  • Dividend-yielding account.
  • Insured by NCUA.
  • Access to physical branches.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
  • Charges a fee on out-of-network ATM transactions.

RBFCU checking account FAQ

Are checking accounts from Randolph-Brooks Federal Credit Union federally insured?

Yes, your Randolph-Brooks Federal Credit Union checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does RBFCU checking account offer?

Randolph-Brooks FCU Checking Checking Rates & Terms
Description
APY (Annual Percentage Yield) 0.05%

RBFCU checking account offers an APY of 0.05% (APY stands for annual percentage yield, rates may change).

What are the account minimums for RBFCU checking account?

RBFCU checking account does not require a minimum initial deposit.

Randolph-Brooks FCU Checking Checking Minimums
Description
Minimum Opening Deposit Starting at $0
Minimum Balance to Avoid Monthly Fee Starting at $0

What fees does RBFCU checking account charge?

The good news is that this account does not have a monthly Service Charge.

Randolph-Brooks FCU Checking Checking Fees
Description
Monthly Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $1
Foreign Transaction Fee (Debit Card) 0%
NSF Fee $24
Overdraft Item Fee $24
Overdraft Protection Fee (per transfer) $0
Returned Deposit Fee (Domestic) $24
Returned Deposit Fee (International) $24
Stop Payment Fee $24
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $10
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $50
Paper Statement Fee $1.50
Online Bill Pay Fee $0
Debit Card Replacement Fee $0
Early Account Closure $0

Does RBFCU checking account charge overdraft fees?

Yes, RBFCU checking account charges a $24 fee for every overdraft.

What features and perks does RBFCU checking account offer?

This account includes the following features:

  • Fraud monitoring - RBFCU checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - RBFCU checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for RBFCU checking account?

The customer support email for RBFCU checking account is memberservices@rbfcu.org.

How do people rate the customer service and user experience of RBFCU checking account?

Overall, RBFCU checking account is strongly recommended based on community reviews that rate customer service and user experience.

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Message From RBFCU checking account

An RBFCU Really Free Checking account gives you more when it comes to your money. Along with the no-cost Freedom Debit Card and standard checks, our Really Free Checking account includes no monthly maintenance fee and no minimum balance requirements. 

Contact

Hours of Operation

  • Sunday Closed
  • Monday Closed
  • Tuesday Closed
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday 9:00am - 2:00pm

Other Services by Randolph-Brooks Federal Credit Union

Availability

  Available in 1 state
Texas
Availabile in all of Texas

Feature Breakdown

Minimum Opening Deposit Starting at $0
Minimum Balance to Avoid Monthly Fee Starting at $0
Monthly Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $1
Foreign Transaction Fee (Debit Card) 0%
NSF Fee $24
Overdraft Item Fee $24
Overdraft Protection Fee (per transfer) $0
Returned Deposit Fee (Domestic) $24
Returned Deposit Fee (International) $24
Stop Payment Fee $24
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $10
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $50
Paper Statement Fee $1.50
Online Bill Pay Fee $0
Debit Card Replacement Fee $0
Early Account Closure $0
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Bauer Financial A+/A Rating
  • Insured by NCUA
  • Branch Access
Signup Bonus Starting at $0
APY (Annual Percentage Yield) 0.05%

Randolph-Brooks FCU Checking Checking Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +50, equating to 4 on a 5 point rating scale.

+50

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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