SuperMoney
  Randolph-Brooks Federal Credit Union Really Free Checking Checking

Randolph-Brooks Federal Credit Union Really Free Checking Checking

in Checking Accounts from Randolph-Brooks Federal Credit Union · Member ncua

Unaffiliated

Randolph-Brooks Federal Credit Union Really Free Checking Checking

Unaffiliated

in Checking Accounts from Randolph-Brooks Federal Credit Union · Member NCUSIF

Net Recommendation Score +50%

SUPERMONEY NET RECOMMENDATION SCORE

+50%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Rating not yet determined  

1 user recommends
1 user is unsure
0 users don't recommend
Cast your vote

Would you recommend Randolph-Brooks Federal Credit Union Really Free Checking Checking to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Community Rating

Rating not yet determined  

Monthly Fee $0
ATM Fee: Out-of-Network $1
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0.05%

Randolph-Brooks Federal Credit Union Really Free Checking Checking Review

Randolph-Brooks Federal Credit Union Really Free Checking Checking is offered by Randolph-Brooks Federal Credit Union, a credit union founded in 1976 and based in Univeral City, TX. Randolph-Brooks Federal Credit Union Really Free Checking Checking is available in 1 state across the USA.

Key Takeaways
  • Low APY. The maximum annual percentage yield for this account is only 0.05%.
  • $0 monthly fee. This account does not charge a monthly maintenance fee.
  • No ATM fees. Randolph-Brooks Federal Credit Union Really Free Checking Checking does not charge fees on ATM transactions.
  • Free bill pay. Pay your bills to practically anyone in the United States through Randolph-Brooks Federal Credit Union.
  • Hard credit pull. Randolph-Brooks Federal Credit Union may require a hard pull on your credit report to open a checking account.
Randolph-Brooks Federal Credit Union Really Free Checking Checking Pros & Cons
Pros Cons
  • Interest-yielding account.
  • Access to physical branches.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Not FDIC-insured.
  • Only available in one state.
  • Charges a fee on out-of-network ATM transactions.
Randolph-Brooks Federal Credit Union Really Free Checking Checking FAQ

Are checking accounts from Randolph-Brooks Federal Credit Union federally insured?

Yes, your Randolph-Brooks Federal Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Randolph-Brooks Federal Credit Union Really Free Checking Checking offer?

Randolph-Brooks Federal Credit Union Really Free Checking Checking Rates & Terms
Description
APY (Annual Percentage Yield) 0.05%

Randolph-Brooks Federal Credit Union Really Free Checking Checking offers an APY of 0.05% (APY stands for annual percentage yield, rates may change).

What are the account minimums for Randolph-Brooks Federal Credit Union Really Free Checking Checking?

Randolph-Brooks Federal Credit Union Really Free Checking Checking does not require a minimum initial deposit.

Randolph-Brooks Federal Credit Union Really Free Checking Checking Account Minimums
Description Amount
Minimum Initial Deposit $0

What fees does Randolph-Brooks Federal Credit Union Really Free Checking Checking charge?

The good news is that this account does not have a monthly service charge.

Randolph-Brooks Federal Credit Union Really Free Checking Checking Fees
Description
Monthly Fee $0
Paper Statement Fee $1.50
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $1
NSF Fee $24
Overdraft Protection Fee (per transfer) $0
Overdraft Item Fee $24
Early Account Closure $0
Returned Deposit Fee (Domestic) $24
Debit Card Replacement Fee $0
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $24
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) 0%
Wire Transfer Fee - Domestic (Outgoing) $10
Wire Transfer Fee - International (Outgoing) $50
Wire Transfer Fee - International (Incoming) $0
Returned Deposit Fee (International) $24
Wire Transfer Fee - Domestic (Incoming) $0
ATM Reimbursement Monthly Limit N/A

What features and perks does Randolph-Brooks Federal Credit Union Really Free Checking Checking offer?

This account includes the following features:

  • Fraud monitoring - Randolph-Brooks Federal Credit Union Really Free Checking Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Randolph-Brooks Federal Credit Union Really Free Checking Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Other Services by Randolph-Brooks Federal Credit Union

Availability

  Available in 1 state
Texas
Availabile in all of Texas

Feature Breakdown

ATM Fee: In-Network $0
Debit Card Replacement Fee $0
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 0%
Monthly Fee $0
Online Bill Pay Fee $0
Overdraft Protection Fee (per transfer) $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
NSF Fee $24
Overdraft Item Fee $24
Paper Statement Fee $1.50
Returned Deposit Fee (Domestic) $24
Returned Deposit Fee (International) $24
Stop Payment Fee $24
Wire Transfer Fee - Domestic (Outgoing) $10
Wire Transfer Fee - International (Outgoing) $50
ATM Fee: Out-of-Network $1
Bank Account Features
  • No ATM Fees
  • IRAs
  • Branch Access
  • NCUA Member
  • Bauer Financial A+/A Rating
  • Debit Card
  • Free Bill Pay
  • Fraud Monitoring
  • Mobile Banking
  • Interest Bearing Account
  • No Monthly Maintenance Fee
  • Mobile Check Deposit
APY (Annual Percentage Yield) 0.05%

Randolph-Brooks Federal Credit Union Really Free Checking Checking Community Reviews

 

Would you recommend Randolph-Brooks Federal Credit Union Really Free Checking Checking to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

SUPERMONEY NET RECOMMENDATION SCORE

+50%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

sorted by

Other Checking Accounts