3 more

Last Updated: 01/21/2026

Redneck Rewards Checking

from All America Bank

Last Updated: 01/21/2026

Rating not yet determined2 total votes

1 users recommend

1 users are unsure

Community Recommended Products

View All

Strongly recommended105 Reviews

Learn More

Strongly recommended148 Reviews

Learn More

Strongly recommended42 Reviews

Learn More

Compare All Checking Accounts

Filter & compare all your options in one place.

View All Products

Highlights

Welcome Offer

Starting at $0(Verified 06/21/2024)

Disclaimer popup with additional information

Rewards

N/A

APY (Annual Percentage Yield)

0.25% - 3%(Verified 06/21/2024)

Disclaimer popup with additional information

Monthly Maintenance Fee

$0(Verified 01/21/2026)

Disclaimer popup with additional information

Redneck Rewards Checking Review

The Redneck Rewards Checking is offered by All America Bank, a bank founded in 1927 and based in Cache, OK. Redneck Rewards checking is available in 50 states and Washington, DC.

Key Takeaways

Up to 3% annual percentage yield (APY). This account offers an annual percentage yield of up to 3%, which is much higher than the average for the checking accounts that we track
No monthly maintenance fees. This account does not charge any monthly account fees.
$500 minimum opening deposit. This is a typical minimum initial deposit.
No ATM fees. Redneck Rewards Checking does not charge fees on ATM transactions .
ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
Bill pay. Pay your bills to practically anyone in the United States when you enroll in All America Bank mobile or online banking.

Redneck Rewards checking Pros & Cons

Pros

Cons

Available in 50 states and Washington, DC.
High yield APY .
Debit card
No charge on incoming domestic or international wire transfers.

No signup bonus.
Does not provide access to a nationwide ATM network.

Redneck Rewards checking FAQ

Are checking accounts from All America Bank federally insured?

Yes, your All America Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Redneck Rewards checking offer?

Redneck Rewards checking offers an APY starting at 0.25% and ranging up to 3% (APY stands for annual percentage yield, rates may change).

Redneck Rewards checking Rates and Terms

Rates

Amount

APY (Annual Percentage Yield)

0.25% - 3%

What are the account minimums for Redneck Rewards checking?

Redneck Rewards checking requires a minimum initial deposit of $500.

Redneck Rewards Checking Minimums

Description

Minimum Average Balance to Avoid Monthly Service Fee

Starting at $0

Minimum Balance to Earn APY

Minimum Opening Deposit

Starting at $500

Minimum Average Combined Balance to Avoid Monthly Maintenance Fee

Starting at $0

What fees does Redneck Rewards checking charge?

The good news is that this account does not have a monthly Service Charge.

Redneck Rewards Checking Fees

Description

Monthly Maintenance Fee

Paper Statement Fee

Starting at $3

ATM Fee: In-Network

Starting at $0

ATM Fee: Out-of-Network (within the U.S.)

Starting at $0

NSF Fee

$25

Overdraft Item Fee

Starting at $25

Early Account Closure

Starting at $0

Returned Deposit Fee (Domestic)

Starting at $25

Card Replacement Fee (Standard Delivery)

Starting at $5

Online Bill Pay Fee

Starting at $0

Stop Payment Fee

Starting at $25

Foreign Transaction Fee (Debit Card)

Starting at 0%

Wire Transfer Fee - US Domestic (Outgoing)

Starting at $25

Wire Transfer Fee - International (Outgoing)

Starting at $40

Wire Transfer Fee - International (Incoming)

Starting at $0

Returned Deposit Fee (International)

Starting at $25

Wire Transfer Fee - US Domestic (Incoming)

Starting at $0

Does Redneck Rewards checking charge overdraft fees?

Yes, Redneck Rewards checking charges a $25 fee for every overdraft.

What features and perks does Redneck Rewards checking offer?

This account includes the following features:

ATM rebates - This account will reimburse you for domestic ATM fees .
Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - Redneck Rewards checking allows you to manage your money online or with a mobile app. This includes depositing checks^* in your account with a mobile app on your smartphone.

What is the customer support email for Redneck Rewards checking?

The customer support email for Redneck Rewards checking is info@allamerica.bank.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from Redneck Rewards checking

Get a high yield — with our Redneck Rewards^® checkin' account. There’s no minimum balance required, and we include a Redneck Bank VISA debit card for secure purchases and access to ATMs worldwide.

Contact

Headquarters

605 South Eighth Street

Cache, OK 73527

Visit Site

Email Support

Other Services by All America Bank

Money Market Accounts

2 products

Be the first to rate

Savings Accounts

Rating not yet determined (1 Review)

Other Checking Accounts from All America Bank

All America Bank Checking Account

Rating not yet determined

4 reviews

Bonus Offer

Starting at $0

Disclaimer popup with additional information

Cashback Rewards

N/A

APY (Annual Percentage Yield)

0.30% - 2.25%

Disclaimer popup with additional information

Monthly Service Fee

$0 - $10

Disclaimer popup with additional information

Visit Site

Community Recommended Products

View All

Strongly recommended105 Reviews

Learn More

Strongly recommended148 Reviews

Learn More

Strongly recommended42 Reviews

Learn More

SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

+50

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Redneck Rewards Checking Community Reviews

Would you recommend Redneck Rewards Checking to your friends?

Rebecca E.

Jul 1, 2023

May or may not recommend

Just started 2 new accounts here. Had no issues. Very friendly and helpful people. Always talk to a real person when I call. Best rates I could find for a checking account and a money market account! Very pleased so far!

Anonymous

Aug 20, 2020

May or may not recommend

I opened an account with $500, and I’ve been collecting interest. $500 might seem a substantial amount for some, but one benefit is that Redneck doesn’t charge a monthly maintenance fee. It also reimburses me if another ATM outside their network had an additional cost.

Showing 2 of 2 reviews