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  Redstone Federal Credit Union Rewards Checking

Redstone Federal Credit Union Rewards Checking

in Checking Accounts from Redstone Federal Credit Union

Unaffiliated

Redstone Federal Credit Union Rewards Checking

Unaffiliated

in Checking Accounts from Redstone Federal Credit Union

Net Recommendation Score +100

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
Community Rating

Rating not yet determined  

Monthly Fee $0 - $8
ATM Fee: Out-of-Network $1
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0%

Redstone Federal Credit Union Rewards Checking Review

Redstone Federal Credit Union Rewards Checking is offered by Redstone Federal Credit Union, a credit union founded in 1951 and based in Huntsville, AL. Redstone Federal Credit Union Rewards Checking is available in 2 states across the USA.

Key Takeaways
  • 3% Cash back. Redstone Federal Credit Union Rewards Checking offers rewards on purchases (see terms and conditions for details).
  • 0% APY. As with most checking accounts, Redstone Federal Credit Union Rewards Checking does not pay interest.
  • Charges a monthly fee. This account charges a monthly service fee of up to $8.
  • Bill pay. Pay your bills to practically anyone in the United States through Redstone Federal Credit Union.
Redstone Rewards checking Pros & Cons
Pros Cons
  • Monthly fee can be waived. Options include direct deposit or make 4 debit card transactions per month, and no fees for members age 24 or younger
  • Insured by NCUA.
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • Access to a nationwide network of ATMs.
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not earn interest
  • Only available in 2 states.
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • Charges a fee on out-of-network ATM transactions.
Redstone Rewards checking FAQ

Are checking accounts from Redstone Federal Credit Union federally insured?

No, your Redstone Federal Credit Union checking accounts are not insured by a federal insurance agency. This means that if Redstone Federal Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does Redstone Rewards checking offer?

Redstone Rewards checking is not an interest-bearing account.

What are the account minimums for Redstone Rewards checking?

Redstone Rewards checking requires a minimum initial deposit of $25 to open an account.

Redstone Federal Credit Union Rewards Checking Minimums
Description
Minimum Opening Deposit Starting at $25

What fees does Redstone Rewards checking charge?

This account charges a monthly service fee of up to $8.

Redstone Federal Credit Union Rewards Checking Fees
Description
ATM Fee: In-Network $0
Check Copy $3
Debit Card Replacement Fee $5
Foreign Transaction Fee (Debit Card) 1%
Monthly Fee $0 - $8
NSF Fee $25
Online Bill Pay Fee $0
Overdraft Item Fee $25
Overdraft Protection Fee (per transfer) $3
Returned Deposit Fee (Domestic) $25
Returned Deposit Fee (International) $25
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $16
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $30
ATM Fee: Out-of-Network $1

Does Redstone Rewards checking charge overdraft fees?

Yes, Redstone Rewards checking charges a $25 fee for every overdraft.

Redstone Rewards checking offers overdraft protection at a cost of $3 per transaction.

What features and perks does Redstone Rewards checking offer?

This account includes the following features:

  • Fraud monitoring - Redstone Rewards checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Redstone Rewards checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Redstone Rewards checking?

The customer support email for Redstone Rewards checking is info@redfcu.org.

How do people rate the customer service and user experience of Redstone Rewards checking?

Overall, Redstone Rewards checking is strongly recommended based on community reviews that rate customer service and user experience.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Redstone Federal Credit Union Rewards Checking

At Redstone, we want you to find the best checking account for your needs. That’s why each account is stacked with useful tools to access your cash and manage your money—anytime, anywhere. You can easily manage your checking account online—transfer funds with a few clicks, make deposits while on the go, and even customize your debit card settings to control how and when it’s used. And with top-notch member service and enhanced account security, you’ll have everything you need to make the most of your money. Visit a branch or open a checking account online today!

Our premier account includes all the perks: MyChoice Rewards, free checks and money orders, and much more! We’ve added more perks to our premier Rewards Checking account including free personal and official checks, money orders, and no monthly maintenance fee when you use direct deposit or your Redstone debit card to make purchases, otherwise $8 per month. And, we've added our MyChoice Rewards program to the Rewards Checking account to make sure you're earning points with every debit card swipe–points you can redeem at any time!

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday 9:00am - 1:00pm

About Redstone Federal Credit Union Rewards Checking

Availability

  Available in 2 states
  • Alabama
  • Tennessee

Feature Breakdown

Minimum Opening Deposit Starting at $25
ATM Fee: In-Network $0
Online Bill Pay Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
Check Copy $3
Debit Card Replacement Fee $5
Foreign Transaction Fee (Debit Card) 1%
Monthly Fee $0 - $8
NSF Fee $25
Overdraft Item Fee $25
Overdraft Protection Fee (per transfer) $3
Returned Deposit Fee (Domestic) $25
Returned Deposit Fee (International) $25
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Outgoing) $16
Wire Transfer Fee - International (Outgoing) $30
ATM Fee: Out-of-Network $1
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Insured by NCUA
  • Branch Access
Cashback Rewards 3

Redstone Federal Credit Union Rewards Checking Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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