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Last Updated: 01/21/2026

Redstone Federal Credit Union Rewards Checking

from Redstone Federal Credit Union

Last Updated: 01/21/2026

Rating not yet determined1 total votes

1 users recommend

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Highlights

Welcome Offer

N/A(Verified 09/28/2022)

Cashback Rewards

APY (Annual Percentage Yield)

0%(Verified 06/21/2024)

Disclaimer popup with additional information

Monthly Service Fee

$0 - $8(Verified 01/21/2026)

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Redstone Federal Credit Union Rewards Checking Review

The Redstone Federal Credit Union Rewards Checking is offered by Redstone Federal Credit Union, a credit union founded in 1951 and based in Huntsville, AL. Redstone Rewards checking is available in 2 states.

Key Takeaways

3% cash back. Redstone Federal Credit Union Rewards Checking offers rewards on purchases (see terms and conditions for full details).
0% APY. As with most checking accounts, Redstone Federal Credit Union Rewards Checking does not pay interest.
Charges a monthly fee. This account charges a monthly fee of up to $8.
Bill pay. Pay your bills to practically anyone in the United States when you enroll in Redstone Federal Credit Union mobile or online banking.

Redstone Rewards checking Pros & Cons

Pros

Cons

Monthly fee can be waived. Options include direct deposit or make 4 debit card transactions per month, and no fees for members age 24 or younger
Insured by NCUA.
Access to physical branches.
Debit card and the option to lock/unlock the card if lost or stolen
Access to a nationwide network of ATMs.
No charge on incoming domestic or international wire transfers.

No signup bonus.
Does not earn interest
Not FDIC-insured.
Only available in 2 states.
Charges a fee on out-of-network ATM transactions.

Redstone Rewards checking FAQ

Are checking accounts from Redstone Federal Credit Union federally insured?

No, your Redstone Federal Credit Union checking accounts are not insured by a federal insurance agency. This means that if Redstone Federal Credit Union were to fall into financial difficulties, your deposits are not covered by a government-backed insurance fund like the FDIC or NCUSIF.

What APY does Redstone Rewards checking offer?

Redstone Rewards checking is not an interest-bearing account.

What are the account minimums for Redstone Rewards checking?

Redstone Rewards checking requires a minimum initial deposit of $25.

Redstone Federal Credit Union Rewards Checking Minimums

Description

Minimum Opening Deposit

Starting at $25

What fees does Redstone Rewards checking charge?

This account charges a monthly maintenance fee each statement cycle of up to $8.

Redstone Federal Credit Union Rewards Checking Fees

Description

Monthly Service Fee

$0 - $8

ATM Fee: In-Network

Starting at $0

ATM Fee: Out-of-Network (within the U.S.)

Starting at $1

NSF Fee

$25

Overdraft Item Fee

Starting at $25

Returned Deposit Fee (Domestic)

Starting at $25

Card Replacement Fee (Standard Delivery)

Starting at $5

Online Bill Pay Fee

Starting at $0

Stop Payment Fee

Starting at $25

Check Copy

Foreign Transaction Fee (Debit Card)

Starting at 1%

Wire Transfer Fee - US Domestic (Outgoing)

Starting at $16

Wire Transfer Fee - International (Outgoing)

Starting at $30

Wire Transfer Fee - International (Incoming)

Starting at $0

Returned Deposit Fee (International)

Starting at $25

Wire Transfer Fee - US Domestic (Incoming)

Starting at $0

Does Redstone Rewards checking charge overdraft fees?

Yes, Redstone Rewards checking charges a $25 fee for every overdraft.

What features and perks does Redstone Rewards checking offer?

This account includes the following features:

Fraud monitoring - Redstone Rewards checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - Redstone Rewards checking allows you to manage your money online or with a mobile app. This includes depositing checks¹ in your account with a mobile app on your smartphone.
Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Redstone Rewards checking?

The customer support email for Redstone Rewards checking is info@redfcu.org.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from Redstone Rewards checking

At Redstone, we want you to find the best checking account for your needs. That’s why each account is stacked with useful tools to access your cash and manage your money—anytime, anywhere. You can easily manage your checking account online—transfer funds with a few clicks, make deposits while on the go, and even customize your debit card settings to control how and when it’s used. And with top-notch member service and enhanced account security, you’ll have everything you need to make the most of your money. Visit a branch or open a checking account online today!

Our premier account includes all the perks: MyChoice Rewards, free checks and money orders, and much more! We’ve added more perks to our premier Rewards Checking account including free personal and official checks, money orders, and no monthly maintenance fee when you use direct deposit or your Redstone debit card to make purchases, otherwise $8 per month. And, we've added our MyChoice Rewards program to the Rewards Checking account to make sure you're earning points with every debit card swipe–points you can redeem at any time!

Contact

Headquarters

220 Wynn Dr NW

Huntsville, AL 35893

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:00AM - 5:00PM

Wednesday

9:00AM - 5:00PM

Thursday

9:00AM - 5:00PM

Friday

9:00AM - 5:00PM

Saturday

9:00AM - 1:00PM

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SuperMoney Net Recommendation Score

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