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  Redstone Federal Credit Union Rewards Checking

Redstone Federal Credit Union Rewards Checking

in Checking Accounts from Redstone Federal Credit Union

Unaffiliated

Redstone Federal Credit Union Rewards Checking

Unaffiliated

in Checking Accounts from Redstone Federal Credit Union

Net Recommendation Score +100

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
Community Rating

Rating not yet determined  

Monthly Fee $0 - $8
ATM Fee: Out-of-Network $1
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0%

Redstone Federal Credit Union Rewards Checking Review

Redstone Federal Credit Union Rewards Checking is offered by Redstone Federal Credit Union, a credit union founded in 1951 and based in Huntsville, AL. Redstone Federal Credit Union Rewards Checking is available in 2 states across the USA.

Key Takeaways
  • 3% Cash back. Redstone Federal Credit Union Rewards Checking offers rewards on purchases (see terms and conditions for details).
  • 0% APY. As with most checking accounts, Redstone Federal Credit Union Rewards Checking does not pay interest.
  • Charges a monthly fee. This account charges a monthly maintenance fee of up to $8.
  • Free bill pay. Pay your bills to practically anyone in the United States through Redstone Federal Credit Union.
  • Hard credit pull. Redstone Federal Credit Union may require a hard pull on your credit report to open a checking account.
Redstone Federal Credit Union Rewards Checking Pros & Cons
Pros Cons
  • Monthly fee can be waived. Options include direct deposit or make 4 debit card transactions per month, and no fees for members age 24 or younger
  • Deposits are insured by the NCUA (up to $250K).
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • Access to a nationwide network of ATMs.
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not earn interest
  • Not FDIC-insured.
  • Only available in 2 states.
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • Charges a fee on out-of-network ATM transactions.
Redstone Federal Credit Union Rewards Checking FAQ

Are checking accounts from Redstone Federal Credit Union federally insured?

No, your Redstone Federal Credit Union checking accounts are not insured by a federal insurance agency. This means that if Redstone Federal Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does Redstone Federal Credit Union Rewards Checking offer?

Redstone Federal Credit Union Rewards Checking is not an interest-bearing account.

What are the account minimums for Redstone Federal Credit Union Rewards Checking?

Redstone Federal Credit Union Rewards Checking requires a minimum initial deposit of $25 to open an account.

Redstone Federal Credit Union Rewards Checking Account Minimums
Description Amount
Minimum Opening Deposit $25

What fees does Redstone Federal Credit Union Rewards Checking charge?

This account charges a monthly maintenance fee of up to $8.

Redstone Federal Credit Union Rewards Checking Fees
Description
ATM Fee: In-Network $0
Check Copy $3
Debit Card Replacement Fee $5
Foreign Transaction Fee (Debit Card) 1%
Monthly Fee $0 - $8
NSF Fee $25
Online Bill Pay Fee $0
Overdraft Item Fee $25
Overdraft Protection Fee (per transfer) $3
Returned Deposit Fee (Domestic) $25
Returned Deposit Fee (International) $25
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $16
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $30
ATM Fee: Out-of-Network $1

What features and perks does Redstone Federal Credit Union Rewards Checking offer?

This account includes the following features:

  • Fraud monitoring - Redstone Federal Credit Union Rewards Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Redstone Federal Credit Union Rewards Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   220 Wynn Dr NW
    Huntsville, AL 35893
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday 9:00am - 1:00pm

About Redstone Federal Credit Union Rewards Checking

Availability

  Available in 2 states
  • Alabama
  • Tennessee

Feature Breakdown

Minimum Opening Deposit Starting at $25
ATM Fee: In-Network $0
Online Bill Pay Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
Check Copy $3
Debit Card Replacement Fee $5
Foreign Transaction Fee (Debit Card) 1%
Monthly Fee $0 - $8
NSF Fee $25
Overdraft Item Fee $25
Overdraft Protection Fee (per transfer) $3
Returned Deposit Fee (Domestic) $25
Returned Deposit Fee (International) $25
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Outgoing) $16
Wire Transfer Fee - International (Outgoing) $30
ATM Fee: Out-of-Network $1
Bank Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • NCUA Member
  • Branch Access
Cashback Rewards 3

Redstone Federal Credit Union Rewards Checking Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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