Schools 1st FCU Investment Checking
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| Community Rating |
Rating not yet determined |
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) |
0.05% - 0.10% (Verified 11/06/2022) |
| Monthly Fee | $0 - $3 |
| Minimum Balance to Avoid Monthly Fee | Starting at $1,000 |
Schools 1st FCU Investment Checking Review
Schools 1st FCU Investment Checking is offered by Schools First Federal Credit Union, a credit union founded in 1934 and based in Santa Ana, CA. Schools 1st FCU Investment Checking is available in 1 state across the USA.
Key Takeaways
- Bonus offer. Open a new account and you can get
- Low APY. The maximum annual percentage yield for this account is only 0.10%.
- Charges a monthly fee. This account charges a monthly service fee of up to $3, but the fee is waived if you keep a minimum balance of $1,000, have a monthly direct deposit of $1, or $2,500 combined balance accross eligible accounts.
- Bill pay. Pay your bills to practically anyone in the United States through Schools First Federal Credit Union.
Schools First Investment checking Pros & Cons
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Schools First Investment checking FAQ
Are checking accounts from Schools First Federal Credit Union federally insured?
Yes, your Schools First Federal Credit Union checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Schools First Investment checking offer?
Schools First Investment checking offers an APY starting at 0.05% and ranging up to 0.10% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0.05% - 0.10% |
What are the account minimums for Schools First Investment checking?
Schools First Investment checking requires a minimum initial deposit of $25 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Avoid Monthly Fee | Starting at $1,000 |
| Minimum Combined Balance to Avoid Monthly Fee | $2,500 |
| Minimum Direct Deposit to Avoid Monthly Fee | Starting at $1 |
| Minimum Balance to Earn APY | $0 |
What fees does Schools First Investment checking charge?
This account charges a monthly service fee of up to $3.
| Description | |
|---|---|
| Monthly Fee | $0 - $3 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $1 |
| Foreign Transaction Fee (Debit Card) | 2% |
| NSF Fee | $22 |
| Overdraft Item Fee | $22 |
| Overdraft Protection Fee (per transfer) | $22 |
| Returned Deposit Fee (Domestic) | $8 |
| Returned Deposit Fee (International) | $8 |
| Stop Payment Fee | $15 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $20 |
| Paper Statement Fee | $0 |
| Online Bill Pay Fee | $0 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $0 |
Does Schools First Investment checking charge overdraft fees?
Yes, Schools First Investment checking charges a $22 fee for every overdraft. You can get overdraft protection at a cost of $22 per transaction.What features and perks does Schools First Investment checking offer?
This account includes the following features:
- Fraud monitoring - Schools First Investment checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Schools First Investment checking allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Schools First Investment checking?
The customer support email for Schools First Investment checking is info@schoolsfirstfcu.org.
How do people rate the customer service and user experience of Schools First Investment checking?
Overall, Schools First Investment checking is mostly recommended based on community reviews that rate customer service and user experience.
Message From Schools First Federal Credit Union
Contact
- Headquarters
-
2115 N Broadway
Santa Ana, CA USA - (714) 258-4000
- Visit Site
- Email Support
Other Services by Schools First Federal Credit Union
Availability
Feature Breakdown
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Avoid Monthly Fee | Starting at $1,000 |
| Minimum Combined Balance to Avoid Monthly Fee | $2,500 |
| Minimum Direct Deposit to Avoid Monthly Fee | Starting at $1 |
| Minimum Balance to Earn APY | $0 |
Schools 1st FCU Investment Checking Community Reviews
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