Schools First Federal Credit Union Investment Checking
in Checking Accounts from Schools First Federal Credit Union · Member ncua
UnaffiliatedSchools First Federal Credit Union Investment Checking
in Checking Accounts from Schools First Federal Credit Union · Member NCUSIF
Would you recommend Schools First Federal Credit Union Investment Checking to your friends?
| Community Rating |
Rating not yet determined |
| Monthly Fee | $0 - $3 |
| ATM Fee: Out-of-Network | $1 |
| Minimum Balance to Avoid Monthly Fee | $1,000 |
| APY (Annual Percentage Yield) | 0.03% - 0.05% |
Schools First Federal Credit Union Investment Checking Review
Schools First Federal Credit Union Investment Checking is offered by Schools First Federal Credit Union, a credit union founded in 1934 and based in Santa Ana, CA. Schools First Federal Credit Union Investment Checking is available in 1 state across the USA.
- Low APY. The maximum annual percentage yield for this account is only 0.05%.
- Charges a monthly fee. This account charges a monthly service fee of up to $3, but the fee is waived if you keep a minimum balance of $1,000, have a monthly direct deposit of $1, or $2,500 combined balance accross eligible accounts..
- Free bill pay. Pay your bills to practically anyone in the United States through Schools First Federal Credit Union.
- Hard credit pull. Schools First Federal Credit Union may require a hard pull on your credit report to open a checking account.
| Pros | Cons |
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Are checking accounts from Schools First Federal Credit Union federally insured?
Yes, your Schools First Federal Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Schools First Federal Credit Union Investment Checking offer?
Schools First Federal Credit Union Investment Checking offers an APY starting at 0.03% and ranging up to 0.05% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0.03% - 0.05% |
What are the account minimums for Schools First Federal Credit Union Investment Checking?
Schools First Federal Credit Union Investment Checking requires a minimum initial deposit of $25 to open an account.
| Description | Amount |
|---|---|
| Minimum Opening Deposit | $25 |
| Minimum Combined Balance to Avoid Monthly Service Fee | $2,500 |
| Minimum Direct Deposit to Avoid Monthly Service Fee | $1 |
| Minimum Balance to Avoid Monthly Service Fee | $1,000 |
What fees does Schools First Federal Credit Union Investment Checking charge?
This account charges a monthly service fee of up to $3.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $0 |
| Foreign Transaction Fee (Debit Card) | 2% |
| Monthly Fee | $0 - $3 |
| NSF Fee | $22 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $22 |
| Overdraft Protection Fee (per transfer) | $22 |
| Paper Statement Fee | $0 |
| Returned Deposit Fee (Domestic) | $8 |
| Returned Deposit Fee (International) | $8 |
| Stop Payment Fee | $15 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $20 |
| ATM Fee: Out-of-Network | $1 |
Does Schools First Federal Credit Union Investment Checking charge overdraft fees?
Yes, Schools First Federal Credit Union Investment Checking charges a $22 fee for every overdraft fee.Schools First Federal Credit Union Investment Checking offers overdraft protection at a cost of $22 per transaction.
What features and perks does Schools First Federal Credit Union Investment Checking offer?
This account includes the following features:
- Fraud monitoring - Schools First Federal Credit Union Investment Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Schools First Federal Credit Union Investment Checking allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
How do people rate the customer service and user experience of Schools First Federal Credit Union Investment Checking?
Overall, Schools First Federal Credit Union Investment Checking is mostly recommended based on community reviews that rate customer service and user experience.
Contact
- Headquarters
-
2115 N Broadway
Santa Ana, CA - (714) 258-4000
- Visit Site
Other Services by Schools First Federal Credit Union
Availability
Feature Breakdown
| APY Minimum Balance | $0 |
| Minimum Combined Balance to Avoid Monthly Fee | $2,500 |
| Minimum Direct Deposit to Avoid Monthly Fee | $1 |
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Avoid Monthly Fee | $1,000 |
Schools First Federal Credit Union Investment Checking Community Reviews
Would you recommend Schools First Federal Credit Union Investment Checking to your friends?
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