Schools First Federal Credit Union Investment Checking
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| Community Rating |
Rating not yet determined |
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | 0.03% - 0.05% |
| Monthly Fee | $0 - $3 |
| Minimum Balance to Avoid Monthly Fee | Starting at $1,000 |
Schools First Federal Credit Union Investment Checking Review
Schools First Federal Credit Union Investment Checking is offered by Schools First Federal Credit Union, founded in 1934 and based in Santa Ana, CA. Schools First Federal Credit Union Investment Checking is available in 1 state across the USA.
- Higher than average APY. Schools First Federal Credit Union Investment Checking has an annual percentage yield of up to 0.05%, which is higher than the national average interest rate on savings accounts.
- Charges a monthly fee. This account charges a monthly service fee of up to $3, but the fee is waived if you keep a minimum balance of $1,000, have a monthly direct deposit of $1, or $2,500 combined balance accross eligible accounts..
| Pros | Cons |
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Are checking accounts from Schools First Federal Credit Union federally insured?
No, your Schools First Federal Credit Union checking accounts are not insured by a federal insurance agency. This means that if Schools First Federal Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.
What APY does Schools First Investment checking offer?
Schools First Investment checking offers an APY starting at 0.03% and ranging up to 0.05% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0.03% - 0.05% |
What are the account minimums for Schools First Investment checking?
Schools First Investment checking requires a minimum initial deposit of $25 to open an account.
| Description | |
|---|---|
| Minimum Balance to Earn APY | $0 |
| Minimum Combined Balance to Avoid Monthly Fee | $2,500 |
| Minimum Direct Deposit to Avoid Monthly Fee | $1 |
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Avoid Monthly Fee | Starting at $1,000 |
What fees does Schools First Investment checking charge?
This account charges a monthly service fee of up to $3.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $0 |
| Foreign Transaction Fee (Debit Card) | 2% |
| Monthly Fee | $0 - $3 |
| NSF Fee | $22 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $22 |
| Overdraft Protection Fee (per transfer) | $22 |
| Paper Statement Fee | $0 |
| Returned Deposit Fee (Domestic) | $8 |
| Returned Deposit Fee (International) | $8 |
| Stop Payment Fee | $15 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $20 |
| ATM Fee: Out-of-Network | Starting at $1 |
Does Schools First Investment checking charge overdraft fees?
Yes, Schools First Investment checking charges a $22 fee for every overdraft.Schools First Investment checking offers overdraft protection at a cost of $22 per transaction.
What features and perks does Schools First Investment checking offer?
This account includes the following features:
What is the customer support email for Schools First Investment checking?
The customer support email for Schools First Investment checking is info@schoolsfirstfcu.org.
How do people rate the customer service and user experience of Schools First Investment checking?
Overall, Schools First Investment checking is mostly recommended based on community reviews that rate customer service and user experience.
Message From Schools First Federal Credit Union
Contact
- Headquarters
-
2115 N Broadway
Santa Ana, CA USA - (714) 258-4000
- Visit Site
- Email Support
Other Services by Schools First Federal Credit Union
Availability
Feature Breakdown
| Minimum Balance to Earn APY | $0 |
| Minimum Combined Balance to Avoid Monthly Fee | $2,500 |
| Minimum Direct Deposit to Avoid Monthly Fee | $1 |
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Avoid Monthly Fee | Starting at $1,000 |
Schools First Federal Credit Union Investment Checking Community Reviews
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