Schools First Federal Credit Union Investment Checking
in Checking Accounts from Schools First Federal Credit Union
UnaffiliatedSchools First Federal Credit Union Investment Checking
in Checking Accounts from Schools First Federal Credit Union
Would you recommend Schools First Federal Credit Union Investment Checking to your friends?
| Community Rating |
Rating not yet determined |
| Monthly Fee | $0 - $3 |
| ATM Fee: Out-of-Network | $1 |
| Minimum Balance to Avoid Monthly Fee | $1,000 |
| APY (Annual Percentage Yield) | 0.05% - 0.1% |
Schools First Federal Credit Union Investment Checking Review
Schools First Federal Credit Union Investment Checking is offered by Schools First Federal Credit Union, a credit union founded in 1934 and based in Santa Ana, CA. Schools First Federal Credit Union Investment Checking is available in 1 state across the USA.
- Low APY. The maximum annual percentage yield for this account is only 0.1%.
- Charges a monthly fee. This account charges a monthly maintenance fee of up to $3, but the fee is waived if you keep a minimum balance of $1,000, have a monthly direct deposit of $1, or $2,500 combined balance accross eligible accounts..
- $25 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
- No ATM fees. Schools First Federal Credit Union Investment Checking does not charge fees on ATM transactions.
- Hard credit pull. Schools First Federal Credit Union may require a hard pull on your credit report to open a checking account.
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Are checking accounts from Schools First Federal Credit Union federally insured?
Yes, your Schools First Federal Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Schools First Federal Credit Union Investment Checking offer?
Schools First Federal Credit Union Investment Checking offers an APY starting at 0.05% and ranging up to 0.1% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annualized Percentage Yield) | 0.05% - 0.1% |
What are the account minimums for Schools First Federal Credit Union Investment Checking?
Schools First Federal Credit Union Investment Checking requires a minimum initial deposit of $25 to open an account.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $25 |
| Minimum Combined Balance to Avoid Monthly Fee | $2,500 |
| Minimum Direct Deposit to Avoid Monthly Fee | $1 |
| Minimum Balance to Avoid Monthly Fee | $1,000 |
What fees does Schools First Federal Credit Union Investment Checking charge?
The good news is that this account does not have a monthly service charge.
| Description | |
|---|---|
| Monthly Fee | $0 - $3 |
| Paper Statement Fee | $0 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $1 |
| NSF Fee | $22 |
| Overdraft Protection Fee (per transfer) | $22 |
| Overdraft Item Fee | $22 |
| Early Account Closure | $0 |
| Returned Deposit Fee (Domestic) | $8 |
| Debit Card Replacement Fee | $5 |
| Bank Teller Fee | N/A |
| Check Cashing Fee | N/A |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | $15 |
| Check Image Service | N/A |
| Check Copy | N/A |
| Foreign Transaction Fee (Debit Card) | 2% |
| Wire Transfer Fee - Domestic (Outgoing) | $20 |
| Wire Transfer Fee - International (Outgoing) | N/A |
| Wire Transfer Fee - International (Incoming) | N/A |
| Returned Deposit Fee (International) | $8 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| ATM Reimbursement Monthly Limit | N/A |
What features and perks does Schools First Federal Credit Union Investment Checking offer?
This account includes the following features:
- Fraud monitoring - Schools First Federal Credit Union Investment Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Mobile Banking Services - Schools First Federal Credit Union Investment Checking allows you to manage your money online.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Contact
- Headquarters
-
2115 N Broadway
Santa Ana, CA - (714) 258-4000
- Visit Site
Other Services by Schools First Federal Credit Union
Availability
Feature Breakdown
| Minimum Combined Balance to Avoid Monthly Fee | $2,500 |
| Minimum Direct Deposit to Avoid Monthly Fee | $1 |
| Minimum Initial Deposit | $25 |
| Minimum Balance to Avoid Monthly Fee | $1,000 |
Schools First Federal Credit Union Investment Checking Community Reviews
Would you recommend Schools First Federal Credit Union Investment Checking to your friends?
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