Sea Air Federal Credit Union Flexible Rewards Checking
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| Community Rating |
Rating not yet determined |
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | 0.75% - 2.52% |
| Monthly Fee | $0 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
Sea Air Federal Credit Union Flexible Rewards Checking Review
Sea Air Federal Credit Union Flexible Rewards Checking is offered by Sea Air Federal Credit Union, a credit union founded in 1952 and based in Seal Beach, CA. Sea Air Federal Credit Union Flexible Rewards Checking is available in 1 state across the USA.
- Very high APY. This account offers an annual percentage yield of up to 2.52%, which is much higher than the average for a checking account.However, you must keep a minimum balance of $1.
- $0 monthly fee. This account does not charge a monthly Service Charge.
- Small minimum initial deposit. You only need $1 to open an account.
- Up to $25 in ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
| Pros | Cons |
|---|---|
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Are checking accounts from Sea Air Federal Credit Union federally insured?
Yes, your Sea Air Federal Credit Union checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Sea Air Federal Credit Union flexible rewards checking offer?
Sea Air Federal Credit Union flexible rewards checking offers an APY starting at 0.75% and ranging up to 2.52% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $1.
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0.75% - 2.52% |
What are the account minimums for Sea Air Federal Credit Union flexible rewards checking?
Sea Air Federal Credit Union flexible rewards checking requires a minimum initial deposit of $1 to open an account.
| Description | |
|---|---|
| APY Minimum Balance | $1 |
| Minimum Opening Deposit | Starting at $1 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
What fees does Sea Air Federal Credit Union flexible rewards checking charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| ATM Reimbursement Monthly Limit | $25 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $0 |
| Foreign Transaction Fee (Debit Card) | 1% |
| Monthly Fee | $0 |
| NSF Fee | $33 |
| Online Bill Pay Fee | $0.75 |
| Overdraft Item Fee | $33 |
| Paper Statement Fee | $1 |
| Returned Deposit Fee (Domestic) | $30 |
| Returned Deposit Fee (International) | $30 |
| Stop Payment Fee | $33 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $30 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Wire Transfer Fee - International (Outgoing) | $30 |
Does Sea Air Federal Credit Union flexible rewards checking charge overdraft fees?
Yes, Sea Air Federal Credit Union flexible rewards checking charges a $33 fee for every overdraft.What features and perks does Sea Air Federal Credit Union flexible rewards checking offer?
This account includes the following features:
- ATM rebates - This account will reimburse you for any domestic ATM fees up to a monthly maximum of $25.
- Fraud monitoring - Sea Air Federal Credit Union flexible rewards checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Mobile Banking Services - Sea Air Federal Credit Union flexible rewards checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
What is the customer support email for Sea Air Federal Credit Union flexible rewards checking?
The customer support email for Sea Air Federal Credit Union flexible rewards checking is mbrservices@seaairfcu.org.
How do people rate the customer service and user experience of Sea Air Federal Credit Union flexible rewards checking?
Overall, Sea Air Federal Credit Union flexible rewards checking is mostly recommended based on community reviews that rate customer service and user experience.
Message From Sea Air Federal Credit Union
Contact
- Headquarters
-
800 Seal Beach Blvd
Seal Beach, CA 90740 - (888) 732-2471
- Visit Site
- Email Support
Other Services by Sea Air Federal Credit Union
Availability
Feature Breakdown
| APY Minimum Balance | $1 |
| Minimum Opening Deposit | Starting at $1 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
Sea Air Federal Credit Union Flexible Rewards Checking Community Reviews
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