Simple Checking Account
in Checking Accounts from SimpleUnaffiliated
Simple Checking AccountUnaffiliated
in Checking Accounts from Simple
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Simple Checking Account Review
Where is Simple Checking Account available?
Simple is based in Portland, OR. It was founded in 2010 and offers banking services in 50 states (and Washington, DC).
Is Simple Checking Account insured by the FDIC
Deposits in Simple Checking Account are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor.
What APY does Simple offer?
Simple Checking Account offers an APY of 0.01% (APY stands for annual percentage yield, rates may change).
What are the account minimums for Simple Checking Account?Simple Checking Account does not require a minimum initial deposit.
|Minimum Initial Deposit||$0|
What fees does Simple Checking Account charge?
The good news is that this account does not charge a monthly maintenance fee.
What features and perks does Simple Checking Account offer?
This account includes the following features:
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Simple Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
|Paper Statement Fee||$0|
|ATM Fee: In-Network||$0|
|ATM Fee: Out-of-Network||$0|
|Overdraft Protection Fee (per transfer)||$0|
|Overdraft Item Fee||$0|
|Early Account Closure||$0|
|Returned Deposit Fee (Domestic)||$0|
|Debit Card Replacement Fee||$0|
|Online Bill Pay Fee||$0|
|Stop Payment Fee||$0|
|Wire Transfer Fee - Domestic (Outgoing)||$0|
|Wire Transfer Fee - International (Outgoing)||$0|
|Wire Transfer Fee - International (Incoming)||$0|
|Returned Deposit Fee (International)||$0|
|Wire Transfer Fee - Domestic (Incoming)||$0|
|Foreign Transaction Fee (Debit Card)||1%|
|Bank Account Features||