State Farm Checking Account

State Farm Checking Account

in Checking Accounts from State Farm


State Farm Checking Account


in Checking Accounts from State Farm

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Strongly recommended

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Community Rating Strongly recommended
Monthly Fee $0 - $10
Minimum Balance to Avoid Monthly Fee N/A
ATM Fee: Out-of-Network $0
APY 0.25%

State Farm Checking Account Review

Where is State Farm Checking Account available?

State Farm is based in Bloomington, IL. It was founded in 1922 and offers banking services in 50 states (and Washington, DC).

Is State Farm Checking Account insured by the FDIC

Deposits in State Farm Checking Account are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor.

What APY does State Farm offer?

State Farm Checking Account Rates and Terms
Rates Amount
APY .25%

State Farm Checking Account offers an APY of .25% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $500.

What are the account minimums for State Farm Checking Account?

State Farm Checking Account requires a minimum initial deposit of $25 to open an account.
State Farm Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $25
APY Minimum Balance $500

What fees does State Farm Checking Account charge?

This account charges a monthly maintenance fee of up to $10.

State Farm Checking Account Fees
Fees Amount
Non-Sufficient Funds $25
Overdraft Item Fee $25
Overdraft Protection Fee (per transfer) $3
Returned Deposit Fee (International) $10
Outgoing Domestic Bank Transfer Fee $15
Outgoing International Bank Transfer Fee $35
Incoming International Bank Transfer Fee $15
Paper Statement Fee $5

What features and perks does State Farm Checking Account offer?

This account includes the following features:

  • ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - State Farm Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
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Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

APY Minimum Balance $500
Minimum Initial Deposit $25
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $0
Early Account Closure $0
Debit Card Replacement Fee $0
Online Bill Pay Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Monthly Fee $0 - $10
Paper Statement Fee $5
NSF Fee $25
Overdraft Protection Fee (per transfer) $3
Overdraft Item Fee $25
Returned Deposit Fee (Domestic) $10
Stop Payment Fee $25
Foreign Transaction Fee (Debit Card) 3%
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Outgoing) $35
Wire Transfer Fee - International (Incoming) $15
Returned Deposit Fee (International) $10
Bank Account Features
  • ATM Reimbursement
  • Bauer Financial A+/A Rating
  • Debit Card
  • Free Bill Pay
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • No ATM Fees
APY 0.25%

State Farm Checking Account Community Reviews


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