Sunrise Banks Platinum Checking Account
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| Community Rating |
Rating not yet determined |
| Cashback Rewards | 10% |
| APY (Annual Percentage Yield) |
0.01% (Verified 08/08/2022) |
| Monthly Fee | $0 - $10 |
| Minimum Balance to Avoid Monthly Fee | N/A |
Sunrise Banks Platinum Checking Account Review
Sunrise Banks Platinum Checking Account is offered by Sunrise Banks, a bank founded in 1962 and based in Saint Paul, MN. Sunrise Banks Platinum Checking Account is available in 1 state across the USA.
Key Takeaways
- Up to 10% cash back. Sunrise Banks Platinum Checking Account offers rewards on purchases (see terms and conditions for details).
- Low APY. The maximum annual percentage yield for this account is only 0.01%.
- $0 monthly Service Charge available. This account charges a monthly service fee of up to $10.
- No ATM fees. Sunrise Banks Platinum Checking Account does not charge fees on ATM transactions.
- Up to $20 in ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
- Bill pay. Pay your bills to practically anyone in the United States through Sunrise Banks.
Sunrise Banks platinum checking Pros & Cons
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Sunrise Banks platinum checking FAQ
Are checking accounts from Sunrise Banks federally insured?
Yes, your Sunrise Banks checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Sunrise Banks platinum checking offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.01% |
Sunrise Banks platinum checking offers an APY of 0.01% (APY stands for annual percentage yield, rates may change).
What are the account minimums for Sunrise Banks platinum checking?
Sunrise Banks platinum checking requires a minimum initial deposit of $25 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $25 |
What fees does Sunrise Banks platinum checking charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| ATM Reimbursement Monthly Limit | $20 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $15 |
| Foreign Transaction Fee (Debit Card) | 3% |
| Monthly Fee | $0 - $10 |
| NSF Fee | $35 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $35 |
| Overdraft Protection Fee (per transfer) | $0 |
| Paper Statement Fee | $1.50 |
| Returned Deposit Fee (Domestic) | $35 |
| Returned Deposit Fee (International) | $35 |
| Stop Payment Fee | $25 |
| Wire Transfer Fee - Domestic (Incoming) | $10 |
| Wire Transfer Fee - Domestic (Outgoing) | $20 |
| Wire Transfer Fee - International (Incoming) | $20 |
| Wire Transfer Fee - International (Outgoing) | $45 |
| ATM Fee: Out-of-Network | Starting at $0 |
Does Sunrise Banks platinum checking charge overdraft fees?
Yes, Sunrise Banks platinum checking charges a $35 fee for every overdraft.What features and perks does Sunrise Banks platinum checking offer?
This account includes the following features:
- ATM rebates - This account will reimburse you for any domestic ATM fees up to a monthly maximum of $20.
- Fraud monitoring - Sunrise Banks platinum checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Sunrise Banks platinum checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
What is the customer support email for Sunrise Banks platinum checking?
The customer support email for Sunrise Banks platinum checking is Info@SunriseBanks.com.
How do people rate the customer service and user experience of Sunrise Banks platinum checking?
Overall, Sunrise Banks platinum checking is strongly recommended based on community reviews that rate customer service and user experience.
Message From Sunrise Banks
Contact
- Headquarters
-
200 University Ave W
Saint Paul, MN 55103 USA - (651) 265-5600
- Visit Site
- Email Support
Other Services by Sunrise Banks
Availability
Feature Breakdown
| Minimum Opening Deposit | Starting at $25 |
Sunrise Banks Platinum Checking Account Community Reviews
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