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  Sunrise Banks Platinum Checking Account

Sunrise Banks Platinum Checking Account

in Checking Accounts from Sunrise Banks · fdic

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Sunrise Banks Platinum Checking Account

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in Checking Accounts from Sunrise Banks · Member FDIC

Net Recommendation Score +100

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
Community Rating

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Monthly Fee $0 - $25
ATM Fee: Out-of-Network $0
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0.01%

Sunrise Banks Platinum Checking Account Review

Sunrise Banks Platinum Checking Account is offered by Sunrise Banks, a bank founded in 1962 and based in Saint Paul, MN. Sunrise Banks Platinum Checking Account is available in 1 state across the USA.

Key Takeaways
  • 10% Cash back. Sunrise Banks Platinum Checking Account offers rewards on purchases (see terms and conditions for details).
  • Low APY. The maximum annual percentage yield for this account is only 0.01%.
  • $0 monthly Service Charge available. This account charges a monthly service fee of up to $25.
  • $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
  • No ATM fees. Sunrise Banks Platinum Checking Account does not charge fees on ATM transactions.
  • Up to $20 in ATM fee reimbursements. This account will reimburse you for ATM fees (see terms and conditions for details).
  • Bill pay. Pay your bills to practically anyone in the United States through Sunrise Banks.
Sunrise Banks platinum checking Pros & Cons
Pros Cons
  • Monthly service fee waived (see terms for requirements).
  • Interest-yielding account.
  • Insured by NCUA.
  • Access to physical branches.
  • Free debit card
  • No signup bonus.
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Monthly service charge.
Sunrise Banks platinum checking FAQ

Are checking accounts from Sunrise Banks federally insured?

Yes, your Sunrise Banks checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Sunrise Banks platinum checking offer?

Sunrise Banks Platinum Checking Account Rates & Terms
Description
APY (Annual Percentage Yield) 0.01%

Sunrise Banks platinum checking offers an APY of 0.01% (APY stands for annual percentage yield, rates may change).

What are the account minimums for Sunrise Banks platinum checking?

Sunrise Banks platinum checking requires a minimum initial deposit of $100 to open an account.

Sunrise Banks Platinum Checking Account Minimums
Description
Minimum Opening Deposit Starting at $100

What fees does Sunrise Banks platinum checking charge?

The good news is that this account does not have a monthly Service Charge.

Sunrise Banks Platinum Checking Account Fees
Description
ATM Fee: In-Network $0
ATM Reimbursement Monthly Limit $20
Debit Card Replacement Fee $5
Early Account Closure $15
Foreign Transaction Fee (Debit Card) 3%
Monthly Fee $0 - $25
NSF Fee $35
Online Bill Pay Fee $0
Overdraft Item Fee $35
Overdraft Protection Fee (per transfer) $0
Paper Statement Fee $1.50
Returned Deposit Fee (Domestic) $35
Returned Deposit Fee (International) $35
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Incoming) $20
Wire Transfer Fee - International (Outgoing) $45
ATM Fee: Out-of-Network $0

Does Sunrise Banks platinum checking charge overdraft fees?

Yes, Sunrise Banks platinum checking charges a $35 fee for every overdraft.

What features and perks does Sunrise Banks platinum checking offer?

This account includes the following features:

  • ATM reimbursement - This account will reimburse you for any domestic ATM fees up to a monthly maximum of $20.
  • Fraud monitoring - Sunrise Banks platinum checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Sunrise Banks platinum checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for Sunrise Banks platinum checking?

The customer support email for Sunrise Banks platinum checking is Info@SunriseBanks.com.

How do people rate the customer service and user experience of Sunrise Banks platinum checking?

Overall, Sunrise Banks platinum checking is strongly recommended based on community reviews that rate customer service and user experience.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Sunrise Banks Platinum Checking Account

Sunrise Banks’ Platinum Checking Account gives you rewards based on your activity levels. With the Platinum Checking account, you’ll get more out of your funds by receiving higher rates on your account balances.

Contact

Other Services by Sunrise Banks

Availability

  Available in 1 state
Minnesota
Availabile in all of Minnesota

Feature Breakdown

Minimum Opening Deposit Starting at $100
ATM Fee: In-Network $0
Online Bill Pay Fee $0
Overdraft Protection Fee (per transfer) $0
ATM Fee: Out-of-Network $0
ATM Reimbursement Monthly Limit $20
Debit Card Replacement Fee $5
Early Account Closure $15
Foreign Transaction Fee (Debit Card) 3%
Monthly Fee $0 - $25
NSF Fee $35
Overdraft Item Fee $35
Paper Statement Fee $1.50
Returned Deposit Fee (Domestic) $35
Returned Deposit Fee (International) $35
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Incoming) $20
Wire Transfer Fee - International (Outgoing) $45
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • ATM Reimbursement
  • Mobile Banking
  • Fraud Monitoring
  • IRAs
  • Debit Card
  • Automatic Transfers
  • Bauer Financial A+/A Rating
  • Insured by NCUA
  • Branch Access
Cashback Rewards 10
APY (Annual Percentage Yield) 0.01%

Sunrise Banks Platinum Checking Account Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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