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  SunTrust Bank Checking Account

SunTrust Bank Checking Account

in Checking Accounts from SunTrust Bank

Unaffiliated

SunTrust Bank Checking Account

Unaffiliated

in Checking Accounts from SunTrust Bank

Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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Community Rating

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Monthly Fee $0 - $25
Minimum Balance to Avoid Monthly Fee N/A
ATM Fee: Out-of-Network $3
APY (Annual Percentage Yield) 0.01%

SunTrust Bank Checking Account Review

SunTrust Bank Checking Account is offered by SunTrust Bank, a bank founded in 1865 and based in Atlanta, GA. SunTrust Bank Checking Account is available in 11 states (and Washington, DC).

Are checking accounts from SunTrust Bank federally insured?

Yes, your SunTrust Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does SunTrust Bank offer?

SunTrust Bank Checking Account Rates & Terms
Description
APY (Annual Percentage Yield) 0.01%

SunTrust Bank Checking Account offers an APY of 0.01% (APY stands for annual percentage yield, rates may change).

What are the account minimums for SunTrust Bank Checking Account?

SunTrust Bank Checking Account requires a minimum initial deposit of $100 to open an account.

SunTrust Bank Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $100
Minimum Combined Balance to Avoid Monthly Fee $500

What fees does SunTrust Bank Checking Account charge?

This account charges a monthly maintenance fee of up to $25.

SunTrust Bank Checking Account Fees
Description
Monthly Fee $0 - $25
Paper Statement Fee $5
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $3
NSF Fee $36
Overdraft Protection Fee (per transfer) $12.50
Overdraft Item Fee $36
Early Account Closure $25
Returned Deposit Fee (Domestic) $12.50
Debit Card Replacement Fee $0
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $36
Check Image Service $3
Check Copy $5
Foreign Transaction Fee (Debit Card) 0%
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $50
Wire Transfer Fee - International (Incoming) $30
Returned Deposit Fee (International) $40
Wire Transfer Fee - Domestic (Incoming) $15

What features and perks does SunTrust Bank Checking Account offer?

This account includes the following features:

  • Signup Bonus - Open an account and you will receive a signup bonus of up to $300 if you deposit a minimum of $.
  • Check images with statement - Reconciiling your accounts ank complying with document retention standards is easier when you have access to a copy of your checks.
  • Mobile Banking Services - SunTrust Bank Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 11 states and Washington, D.C.
  • Alabama
  • Arkansas
  • Washington, DC
  • Florida
  • Georgia
  • Maryland
  • Mississippi
  • North Carolina
  • South Carolina
  • Tennessee
  • Virginia
  • West Virginia

Feature Breakdown

Minimum Combined Balance to Avoid Monthly Fee $500
Minimum Initial Deposit $100
ATM Fee: In-Network $0
Debit Card Replacement Fee $0
Foreign Transaction Fee (Debit Card) 0%
Online Bill Pay Fee $0
Check Copy $5
Check Image Service $3
Early Account Closure $25
Monthly Fee $0 - $25
NSF Fee $36
Overdraft Item Fee $36
Overdraft Protection Fee (per transfer) $12.50
Paper Statement Fee $5
Returned Deposit Fee (Domestic) $12.50
Returned Deposit Fee (International) $40
Stop Payment Fee $36
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $30
Wire Transfer Fee - International (Outgoing) $50
ATM Fee: Out-of-Network $3
Bank Account Features
  • Bauer Financial A+/A Rating
  • Check Images with Statement
  • Debit Card
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
Signup Bonus $300
Signup Deposit Requirement $0. AND Complete at least $2,000 in Direct Deposits* for a Signature Advantage account, or $1,000 for a Select Checking account, into your new checking account within 60 days of your account opening. AND Conduct at least 10 debit card purchases** within 60 days of account opening
APY (Annual Percentage Yield) 0.01%

SunTrust Bank Checking Account Community Reviews

 

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