SunTrust Bank Advantage Checking
in Checking Accounts from SunTrust Bank · Member FDIC
Would you recommend SunTrust Bank Advantage Checking to your friends?
| Community Rating |
Rating not yet determined |
| Monthly Fee | $0 - $20 |
| ATM Fee: Out-of-Network | $3 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| APY (Annual Percentage Yield) | 0.01% |
SunTrust Bank Advantage Checking Review
SunTrust Bank Advantage Checking is offered by SunTrust Bank, a bank founded in 1865 and based in Atlanta, GA. SunTrust Bank Advantage Checking is available in 50 states (and Washington, DC).
- Low APY. The maximum annual percentage yield for this account is only 0.01%.
- Charges a monthly fee. This account charges a monthly service fee of up to $20.
- $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
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Are checking accounts from SunTrust Bank federally insured?
Yes, your SunTrust Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Suntrust Advantage checking offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.01% |
Suntrust Advantage checking offers an APY of 0.01% (APY stands for annual percentage yield, rates may change). However, to earn interest account holders must keep an average beginning day balance of $0.01.
What are the account minimums for Suntrust Advantage checking?
Suntrust Advantage checking requires a minimum initial deposit of $100 to open an account.
| Description | Amount |
|---|---|
| Minimum Opening Deposit | $100 |
| APY Minimum Balance | $0.01 |
| Minimum Combined Balance to Avoid Monthly Service Fee | $10,000 |
| Minimum Direct Deposit to Avoid Monthly Service Fee | $3,000 |
What fees does Suntrust Advantage checking charge?
This account charges a monthly service fee of up to $20.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Check Copy | $5 |
| Check Image Service | $3 |
| Debit Card Replacement Fee | $0 |
| Early Account Closure | $25 |
| Foreign Transaction Fee (Debit Card) | 0% |
| Monthly Fee | $0 - $20 |
| NSF Fee | $36 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $36 |
| Overdraft Protection Fee (per transfer) | $12.50 |
| Paper Statement Fee | $5 |
| Returned Deposit Fee (Domestic) | $12.50 |
| Returned Deposit Fee (International) | $40 |
| Stop Payment Fee | $36 |
| Wire Transfer Fee - Domestic (Incoming) | $15 |
| Wire Transfer Fee - Domestic (Outgoing) | $25 |
| Wire Transfer Fee - International (Incoming) | $30 |
| Wire Transfer Fee - International (Outgoing) | $50 |
| ATM Fee: Out-of-Network | $3 |
Does Suntrust Advantage checking charge overdraft fees?
Yes, Suntrust Advantage checking charges a $36 fee for every overdraft.Suntrust Advantage checking offers overdraft protection at a cost of $12.50 per transaction.
What features and perks does Suntrust Advantage checking offer?
This account includes the following features:
- Fraud monitoring - Suntrust Advantage checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Mobile Banking Services - Suntrust Advantage checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
What is the customer support email for Suntrust Advantage checking?
The customer support email for Suntrust Advantage checking is hugh.suhr@suntrust.com.
How do people rate the customer service and user experience of Suntrust Advantage checking?
Overall, Suntrust Advantage checking is mostly not recommended based on community reviews that rate customer service and user experience.
Message From SunTrust Bank Advantage Checking
Contact
- Headquarters
-
303 Peachtree Street, Northeast
Atlanta, GA 30308 - (800) 786-8787
- Visit Site
- Email Support
Other Services by SunTrust Bank
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| APY Minimum Balance | $0.01 |
| Minimum Combined Balance to Avoid Monthly Fee | $10,000 |
| Minimum Direct Deposit to Avoid Monthly Fee | $3,000 |
| Minimum Opening Deposit | Starting at $100 |
SunTrust Bank Advantage Checking Community Reviews
Would you recommend SunTrust Bank Advantage Checking to your friends?
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