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  Synovus Bank Inspire Checking

Synovus Bank Inspire Checking

in Checking Accounts from Synovus Bank

Claimed

Synovus Bank Inspire Checking

Claimed

in Checking Accounts from Synovus Bank

SuperMoney Net Recommendation Score -88%

SUPERMONEY NET RECOMMENDATION SCORE

-88%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Strongly not recommended

0 users recommend
1 user is unsure
7 users don't recommend
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Highlights
Highlights
Community Rating Strongly not recommended
Monthly Fee $0 - $50
ATM Fee: Out-of-Network $2.50
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0.05%
Number of Reviews 8

Synovus Bank Inspire Checking Review

Synovus Bank Inspire Checking is offered by Synovus Bank, a bank founded in 1888 and based in Columbus, GA. Synovus Bank Inspire Checking is available in 5 states across the USA.

Synovus Bank Inspire Checking FAQ

Are checking accounts from Synovus Bank federally insured?

Yes, your Synovus Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #873). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Synovus Bank Inspire Checking offer?

Synovus Bank Inspire Checking Rates & Terms
Description
APY (Annual Percentage Yield) 0.05%

Synovus Bank Inspire Checking offers an APY of 0.05% (APY stands for annual percentage yield, rates may change).

What are the account minimums for Synovus Bank Inspire Checking?

Synovus Bank Inspire Checking requires a minimum initial deposit of $100 to open an account.

Synovus Bank Inspire Checking Account Minimums
Description Amount
Minimum Initial Deposit $100
Minimum Combined Balance to Avoid Monthly Fee $100,000

What fees does Synovus Bank Inspire Checking charge?

This account charges a monthly maintenance fee of up to $50.

Synovus Bank Inspire Checking Fees
Description
Monthly Fee $0 - $50
Paper Statement Fee $5
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $2.50
NSF Fee $35
Overdraft Protection Fee (per transfer) $10
Overdraft Item Fee $36
Early Account Closure $25
Returned Deposit Fee (Domestic) $9
Debit Card Replacement Fee $5
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $34
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) 1.5%
Wire Transfer Fee - Domestic (Outgoing) $26
Wire Transfer Fee - International (Outgoing) $45
Wire Transfer Fee - International (Incoming) $25
Returned Deposit Fee (International) $40
Wire Transfer Fee - Domestic (Incoming) $18
ATM Reimbursement Monthly Limit N/A

What features and perks does Synovus Bank Inspire Checking offer?

This account includes the following features:

  • Fraud monitoring - Synovus Bank Inspire Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Synovus Bank Inspire Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 5 states
  • Alabama
  • Florida
  • Georgia
  • South Carolina
  • Tennessee

Feature Breakdown

Minimum Combined Balance to Avoid Monthly Fee $100,000
Minimum Initial Deposit $100
ATM Fee: In-Network $0
Online Bill Pay Fee $0
Debit Card Replacement Fee $5
Early Account Closure $25
Foreign Transaction Fee (Debit Card) 1.5%
Monthly Fee $0 - $50
NSF Fee $35
Overdraft Item Fee $36
Overdraft Protection Fee (per transfer) $10
Paper Statement Fee $5
Returned Deposit Fee (Domestic) $9
Returned Deposit Fee (International) $40
Stop Payment Fee $34
Wire Transfer Fee - Domestic (Incoming) $18
Wire Transfer Fee - Domestic (Outgoing) $26
Wire Transfer Fee - International (Incoming) $25
Wire Transfer Fee - International (Outgoing) $45
ATM Fee: Out-of-Network $2.50
Bank Account Features
  • Bauer Financial A+/A Rating
  • Branch Access
  • Debit Card
  • FDIC Member
  • Fraud Monitoring
  • Free Bill Pay
  • Interest Bearing Account
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • No ATM Fees
APY (Annual Percentage Yield) 0.05%

Synovus Bank Inspire Checking Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

-88%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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