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  Synovus Bank Checking Account

Synovus Bank Checking Account

in Checking Accounts from Synovus Bank

Claimed

Synovus Bank Checking Account

Claimed

in Checking Accounts from Synovus Bank

SuperMoney Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

0 users recommend
0 users are unsure
7 users don't recommend
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Highlights
Highlights
Community Rating Strongly not recommended
Monthly Fee $0 - $25
Minimum Balance to Avoid Monthly Fee N/A
ATM Fee: Out-of-Network $2.50
APY 1.45%
Number of Reviews 7

Synovus Bank Checking Account Review

Synovus Bank Checking Account is offered by Synovus Bank, a bank founded in 1888 and based in Columbus, GA. Synovus Bank Checking Account is offered in 5 states across the USA.

Are checking accounts from Synovus Bank federally insured?

Yes, your Synovus Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #873). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Synovus Bank offer?

Synovus Bank Checking Account Rates & Terms
Description
APY 1.45%

Synovus Bank Checking Account offers an APY of 1.45% (APY stands for annual percentage yield, rates may change). This is higher than the typical APY for online-only checking accounts, which is around 1% APY.

What are the account minimums for Synovus Bank Checking Account?

Synovus Bank Checking Account requires a minimum initial deposit of $100 to open an account.

Synovus Bank Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $100

What fees does Synovus Bank Checking Account charge?

This account charges a monthly maintenance fee of up to $25.

Synovus Bank Checking Account Fees
Description
Monthly Fee $0 - $25
Paper Statement Fee $5
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $2.50
NSF Fee $35
Overdraft Protection Fee (per transfer) $10
Overdraft Item Fee $36
Early Account Closure $25
Returned Deposit Fee (Domestic) $9
Debit Card Replacement Fee $5
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $34
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) 1.5%
Wire Transfer Fee - Domestic (Outgoing) $26
Wire Transfer Fee - International (Outgoing) $45
Wire Transfer Fee - International (Incoming) $25
Returned Deposit Fee (International) $40
Wire Transfer Fee - Domestic (Incoming) $18

What features and perks does Synovus Bank Checking Account offer?

This account includes the following features:

  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Synovus Bank Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 5 states
  • Alabama
  • Florida
  • Georgia
  • South Carolina
  • Tennessee

Feature Breakdown

Minimum Initial Deposit $100
ATM Fee: In-Network $0
Online Bill Pay Fee $0
Monthly Fee $0 - $25
Paper Statement Fee $5
ATM Fee: Out-of-Network $2.50
NSF Fee $35
Overdraft Protection Fee (per transfer) $10
Overdraft Item Fee $36
Early Account Closure $25
Returned Deposit Fee (Domestic) $9
Debit Card Replacement Fee $5
Stop Payment Fee $34
Foreign Transaction Fee (Debit Card) 1.5%
Wire Transfer Fee - Domestic (Outgoing) $26
Wire Transfer Fee - International (Outgoing) $45
Wire Transfer Fee - International (Incoming) $25
Returned Deposit Fee (International) $40
Wire Transfer Fee - Domestic (Incoming) $18
Bank Account Features
  • Bauer Financial A+/A Rating
  • Debit Card
  • Free Bill Pay
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • No ATM Fees
APY 1.45%

Synovus Bank Checking Account Community Reviews

 

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