Synovus Bank Inspire Checking
Would you recommend Synovus Bank Inspire Checking to your friends?
| Community Rating | Strongly not recommended |
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | 0.05% |
| Monthly Fee | $0 - $50 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| Number of Reviews | 8 |
Synovus Bank Inspire Checking Review
Synovus Bank Inspire Checking is offered by Synovus Bank, a bank founded in 1888 and based in Columbus, GA. Synovus Bank Inspire Checking are available in 5 states across the USA.
Key Takeaways
- Low APY. The maximum annual percentage yield for this account is only 0.05%.
- Charges a monthly fee. This account charges a monthly service fee of up to $50.
- $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
- No ATM fees. Synovus Bank Inspire Checking does not charge fees on ATM transactions within its network but there is a fee of up to $2.50 for out-of-network ATM transactions.
- ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
- Bill pay. Pay your bills to practically anyone in the United States through Synovus Bank.
Synovus checking account Pros & Cons
| Pros | Cons |
|---|---|
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Synovus checking account FAQ
Are checking accounts from Synovus Bank federally insured?
Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #873). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Synovus checking account offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.05% |
Synovus checking account offers an APY of 0.05% (APY stands for annual percentage yield, rates may change).
What are the account minimums for Synovus checking account?
Synovus checking account requires a minimum initial deposit of $100 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $100 |
| Minimum Combined Balance to Avoid Monthly Fee | $100,000 |
| Minimum Balance to Earn APY | $0 |
What fees does Synovus checking account charge?
This account charges a monthly service fee of up to $50.
| Description | |
|---|---|
| Monthly Fee | $0 - $50 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $2.50 |
| Foreign Transaction Fee (Debit Card) | 1.5% |
| NSF Fee | $35 |
| Overdraft Item Fee | $36 |
| Overdraft Protection Fee (per transfer) | $10 |
| Returned Deposit Fee (Domestic) | $9 |
| Returned Deposit Fee (International) | $40 |
| Stop Payment Fee | $34 |
| Wire Transfer Fee - Domestic (Incoming) | $18 |
| Wire Transfer Fee - Domestic (Outgoing) | $26 |
| Wire Transfer Fee - International (Incoming) | $25 |
| Wire Transfer Fee - International (Outgoing) | $45 |
| Paper Statement Fee | $5 |
| Online Bill Pay Fee | $0 |
| Check Copy | $3 |
| Check Image Service | $3 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $25 |
Does Synovus checking account charge overdraft fees?
Yes, Synovus checking account charges a $36 fee for every overdraft. You can get overdraft protection at a cost of $10 per transaction.What features and perks does Synovus checking account offer?
This account includes the following features:
- ATM rebates - This account will reimburse you for any domestic ATM fees.
- Fraud monitoring - Synovus checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Synovus checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
What is the customer support email for Synovus checking account?
The customer support email for Synovus checking account is info@synovus.com.
How do people rate the customer service and user experience of Synovus checking account?
Overall, Synovus checking account is strongly not recommended based on community reviews that rate customer service and user experience.
Message From Synovus checking account
Contact
- Headquarters
-
1111 Bay Avenue
Columbus, GA 31902 USA - (706) 649-2311
- Visit Site
- Email Support
Other Services by Synovus Bank
Availability
- Alabama
- Florida
- Georgia
- South Carolina
- Tennessee
Feature Breakdown
| Minimum Opening Deposit | Starting at $100 |
| Minimum Combined Balance to Avoid Monthly Fee | $100,000 |
| Minimum Balance to Earn APY | $0 |
Synovus Bank Inspire Checking Community Reviews
Would you recommend Synovus Bank Inspire Checking to your friends?
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