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Last Updated: 01/21/2026

TCF Bank Premier Checking

from TCF Bank

Last Updated: 01/21/2026

Rating not yet determined1 total votes

1 users don't recommend

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Highlights

Welcome Offer

N/A(Verified 09/28/2022)

Cashback Rewards

N/A

APY (Annual Percentage Yield)

0.01%(Verified 06/21/2024)

Disclaimer popup with additional information

Monthly Service Fee

$0 - $15(Verified 01/21/2026)

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TCF Bank Premier Checking Review

The TCF Bank Premier Checking is offered by TCF Bank, a bank founded in 1923 and based in Sioux Falls, SD. TCF Premier checking is available in 50 states and Washington, DC.

Key Takeaways

Low annual percentage yield (APY). The maximum annual percentage yield for this account is only 0.01% .
Charges a monthly fee. This account charges a monthly fee of up to $15, but the fee may be waived if you keep a minimum balance of$2,500.
No ATM fees. TCF Bank Premier Checking does not charge fees on ATM transactions .
Bill pay. Pay your bills to practically anyone in the United States when you enroll in TCF Bank mobile or online banking.

TCF Premier checking Pros & Cons

Pros

Cons

Available in 50 states and Washington, DC.
Interest-yielding account.
Access to physical branches.
Debit card and the option to lock/unlock the card if lost or stolen

No signup bonus.
Does not offer mobile check deposits.
Does not provide access to a nationwide ATM network.

TCF Premier checking FAQ

Are checking accounts from TCF Bank federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does TCF Premier checking offer?

TCF Bank Premier Checking Rates & Terms

Description

APY (Annual Percentage Yield)

0.01%

TCF Premier checking offers an APY of 0.01% (APY stands for annual percentage yield, rates may change). However, to earn interest, account holders must keep an average beginning day balance of $0.01.

What are the account minimums for TCF Premier checking?

TCF Premier checking requires a minimum initial deposit of $25.

TCF Bank Premier Checking Minimums

Description

Minimum Average Balance to Avoid Monthly Service Fee

Starting at $2,500

Minimum Balance to Earn APY

$0.01

Minimum Opening Deposit

Starting at $25

Minimum Average Combined Balance to Avoid Monthly Maintenance Fee

Starting at $15,000

What fees does TCF Premier checking charge?

This account charges a monthly maintenance fee each statement cycle of up to $15.

TCF Bank Premier Checking Fees

Description

Monthly Service Fee

$0 - $15

Paper Statement Fee

Starting at $0

ATM Fee: In-Network

Starting at $0

ATM Fee: Out-of-Network (within the U.S.)

Starting at $0

NSF Fee

$37

Overdraft Item Fee

Starting at $37

Early Account Closure

Starting at $0

Returned Deposit Fee (Domestic)

Starting at $20

Card Replacement Fee (Standard Delivery)

Starting at $5

Online Bill Pay Fee

Starting at $0

Stop Payment Fee

Starting at $37

Foreign Transaction Fee (Debit Card)

Starting at 0%

Wire Transfer Fee - US Domestic (Outgoing)

Starting at $30

Wire Transfer Fee - International (Outgoing)

Starting at $50

Wire Transfer Fee - International (Incoming)

Starting at $15

Wire Transfer Fee - US Domestic (Incoming)

Starting at $15

Does TCF Premier checking charge overdraft fees?

Yes, TCF Premier checking charges a $37 fee for every overdraft.

What features and perks does TCF Premier checking offer?

This account includes the following features:

Fraud monitoring - TCF Premier checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - TCF Premier checking allows you to manage your money online or with a mobile app.

What is the customer support email for TCF Premier checking?

The customer support email for TCF Premier checking is tcfbank.support@upstart.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from TCF Premier checking

Each TCF checking account is jam-packed with handy features to help you bank better. TCF® Premier Checking, A premium, interest-bearing account with added benefits. Account features: No TCF fee for withdrawals at TCF and non-TCF ATM. Free overdraft protection transfers. Earns interest. Free basic style checks and official bank checks. No TCF fees for international use of your debit card. No TCF fees for incoming/outgoing wire transfers.

Contact

Headquarters

2508 South Louise Avenue

Sioux Falls, SD 57106

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:00AM - 5:00PM

Wednesday

9:00AM - 5:00PM

Thursday

9:00AM - 5:00PM

Friday

9:00AM - 6:00PM

Saturday

10:00AM - 3:00PM

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Cashback Rewards

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APY (Annual Percentage Yield)

N/A

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

-100

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

TCF Bank Premier Checking Community Reviews

Would you recommend TCF Bank Premier Checking to your friends?

Ron P.

Apr 20, 2022

May or may not recommend

Would not recommend it if you have options for well-established banks. Services are quite poor compared to the competition. Very limited ATM's and locations. Also high maintenance for the account balance.

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