TCF Bank Premier Checking
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| Community Rating |
Rating not yet determined |
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | 0.01% |
| Monthly Fee | $0 - $15 |
| Minimum Balance to Avoid Monthly Fee | Starting at $2,500 |
TCF Bank Premier Checking Review
TCF Bank Premier Checking is offered by TCF Bank, a bank founded in 1923 and based in Sioux Falls, SD. TCF Bank Premier Checking is available in 50 states (and Washington, DC).
- Low APY. The maximum annual percentage yield for this account is only 0.01%.
- Charges a monthly fee. This account charges a monthly service fee of up to $15, but the fee is waived if you keep a minimum balance of $2,500.
- No ATM fees. TCF Bank Premier Checking does not charge fees on ATM transactions.
- Bill pay. Pay your bills to practically anyone in the United States through TCF Bank.
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Are checking accounts from TCF Bank federally insured?
Yes, this account is insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does TCF Premier checking offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.01% |
TCF Premier checking offers an APY of 0.01% (APY stands for annual percentage yield, rates may change). However, to earn interest account holders must keep an average beginning day balance of $0.01.
What are the account minimums for TCF Premier checking?
TCF Premier checking requires a minimum initial deposit of $25 to open an account.
| Description | |
|---|---|
| APY Minimum Balance | $0.01 |
| Minimum Combined Balance to Avoid Monthly Fee | $15,000 |
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Avoid Monthly Fee | Starting at $2,500 |
What fees does TCF Premier checking charge?
This account charges a monthly service fee of up to $15.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $0 |
| Foreign Transaction Fee (Debit Card) | 0% |
| Monthly Fee | $0 - $15 |
| NSF Fee | $37 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $37 |
| Overdraft Protection Fee (per transfer) | $0 |
| Paper Statement Fee | $0 |
| Returned Deposit Fee (Domestic) | $20 |
| Stop Payment Fee | $37 |
| Wire Transfer Fee - Domestic (Incoming) | $15 |
| Wire Transfer Fee - Domestic (Outgoing) | $30 |
| Wire Transfer Fee - International (Incoming) | $15 |
| Wire Transfer Fee - International (Outgoing) | $50 |
| ATM Fee: Out-of-Network | $0 |
Does TCF Premier checking charge overdraft fees?
Yes, TCF Premier checking charges a $37 fee for every overdraft.What features and perks does TCF Premier checking offer?
This account includes the following features:
- Fraud monitoring - TCF Premier checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - TCF Premier checking allows you to manage your money online or with a mobile app.
What is the customer support email for TCF Premier checking?
The customer support email for TCF Premier checking is tcfbank.support@upstart.com.
How do people rate the customer service and user experience of TCF Premier checking?
Overall, TCF Premier checking is strongly not recommended based on community reviews that rate customer service and user experience.
Message From TCF Bank
Contact
- Headquarters
-
2508 South Louise Avenue
Sioux Falls, SD 57106 - Visit Site
- Email Support
Other Services by TCF Bank
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| APY Minimum Balance | $0.01 |
| Minimum Combined Balance to Avoid Monthly Fee | $15,000 |
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Avoid Monthly Fee | Starting at $2,500 |
TCF Bank Premier Checking Community Reviews
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