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  TCF Bank Premier Checking

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TCF Bank Premier Checking
in Checking Accounts from TCF Bank · Member FDIC
Unaffiliated

TCF Bank Premier Checking

Unaffiliated
in Checking Accounts from TCF Bank · Member FDIC
Net Recommendation Score -100  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
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Cashback Rewards N/A
APY (Annual Percentage Yield) 0.01%
Monthly Fee $0 - $15
Minimum Balance to Avoid Monthly Fee Starting at $2,500

TCF Bank Premier Checking Review

TCF Bank Premier Checking is offered by TCF Bank, a bank founded in 1923 and based in Sioux Falls, SD. TCF Bank Premier Checking are available in 50 states (and Washington, DC).

Key Takeaways

  • Low APY. The maximum annual percentage yield for this account is only 0.01%.
  • Charges a monthly fee. This account charges a monthly service fee of up to $15, but the fee is waived if you keep a minimum balance of $2,500.
  • No ATM fees. TCF Bank Premier Checking does not charge fees on ATM transactions.
  • Bill pay. Pay your bills to practically anyone in the United States through TCF Bank.

TCF Premier checking Pros & Cons

Pros Cons
  • Available in all 50 states.
  • Interest-yielding account.
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No signup bonus.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Higher than average wire transfer fees.
  • Monthly service charge.

TCF Premier checking FAQ

Are checking accounts from TCF Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does TCF Premier checking offer?

TCF Bank Premier Checking Rates & Terms
Description
APY (Annual Percentage Yield) 0.01%

TCF Premier checking offers an APY of 0.01% (APY stands for annual percentage yield, rates may change). However, to earn interest account holders must keep an average beginning day balance of $0.01.

What are the account minimums for TCF Premier checking?

TCF Premier checking requires a minimum initial deposit of $25 to open an account.

TCF Bank Premier Checking Minimums
Description
Minimum Opening Deposit Starting at $25
Minimum Balance to Avoid Monthly Fee Starting at $2,500
Minimum Combined Balance to Avoid Monthly Fee $15,000
Minimum Balance to Earn APY $0.01

What fees does TCF Premier checking charge?

This account charges a monthly service fee of up to $15.

TCF Bank Premier Checking Fees
Description
Monthly Fee $0 - $15
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $0
Foreign Transaction Fee (Debit Card) 0%
NSF Fee $37
Overdraft Item Fee $37
Overdraft Protection Fee (per transfer) $0
Returned Deposit Fee (Domestic) $20
Stop Payment Fee $37
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $50
Paper Statement Fee $0
Online Bill Pay Fee $0
Debit Card Replacement Fee $5
Early Account Closure $0

Does TCF Premier checking charge overdraft fees?

Yes, TCF Premier checking charges a $37 fee for every overdraft.

What features and perks does TCF Premier checking offer?

This account includes the following features:

  • Fraud monitoring - TCF Premier checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - TCF Premier checking allows you to manage your money online or with a mobile app.

What is the customer support email for TCF Premier checking?

The customer support email for TCF Premier checking is tcfbank.support@upstart.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From TCF Premier checking

Each TCF checking account is jam-packed with handy features to help you bank better. TCF® Premier Checking, A premium, interest-bearing account with added benefits. Account features: No TCF fee for withdrawals at TCF and non-TCF ATM. Free overdraft protection transfers. Earns interest. Free basic style checks and official bank checks. No TCF fees for international use of your debit card. No TCF fees for incoming/outgoing wire transfers.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 10:00am - 3:00pm

Other Services by TCF Bank

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View all checking accounts offered by TCF Bank

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Opening Deposit Starting at $25
Minimum Balance to Avoid Monthly Fee Starting at $2,500
Minimum Combined Balance to Avoid Monthly Fee $15,000
Minimum Balance to Earn APY $0.01
Monthly Fee $0 - $15
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $0
Foreign Transaction Fee (Debit Card) 0%
NSF Fee $37
Overdraft Item Fee $37
Overdraft Protection Fee (per transfer) $0
Returned Deposit Fee (Domestic) $20
Stop Payment Fee $37
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $50
Paper Statement Fee $0
Online Bill Pay Fee $0
Debit Card Replacement Fee $5
Early Account Closure $0
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Identity
  • Government Issued Photo ID
  • U.S. Tax Identification Number
  • Social Security Number
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Interest Bearing Account
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Branch Access
  • Member FDIC
APY (Annual Percentage Yield) 0.01%

TCF Bank Premier Checking Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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