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  The Northern Trust Company Checking Account

The Northern Trust Company Checking Account

in Checking Accounts from The Northern Trust Company · fdic

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The Northern Trust Company Checking Account

Unaffiliated

in Checking Accounts from The Northern Trust Company · Member FDIC

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Highlights
Monthly Fee $0 - $20
ATM Fee: Out-of-Network $1.50
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0.05% - 0.25%

The Northern Trust Company Checking Account Review

The Northern Trust Company Checking Account is offered by The Northern Trust Company, a bank founded in 1889 and based in Chicago, IL. The Northern Trust Company Checking Account is available in 50 states (and Washington, DC).

Key Takeaways
  • Higher than average APY. The Northern Trust Company Checking Account has an annual percentage yield of up to 0.25%, which is higher than the national average interest rate on savings accounts.
  • Charges a monthly fee. This account charges a monthly service fee of up to $20.
Northern Trust checking account Pros & Cons
Pros Cons
  • Available in all 50 states.
  • Interest-yielding account.
  • No signup bonus.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • Charges a fee on out-of-network ATM transactions.
Northern Trust checking account FAQ

Are checking accounts from The Northern Trust Company federally insured?

Yes, your The Northern Trust Company checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #913). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Northern Trust checking account offer?

Northern Trust checking account offers an APY starting at 0.05% and ranging up to 0.25% (APY stands for annual percentage yield, rates may change).

Northern Trust checking account Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.05% - 0.25%

What are the account minimums for Northern Trust checking account?

Northern Trust checking account requires a minimum initial deposit of $25 to open an account.

The Northern Trust Company Checking Account Minimums
Description
Minimum Opening Deposit Starting at $25

What fees does Northern Trust checking account charge?

This account charges a monthly service fee of up to $20.

The Northern Trust Company Checking Account Fees
Description
ATM Fee: In-Network $0
Debit Card Replacement Fee $10
Early Account Closure $25
Foreign Transaction Fee (Debit Card) 2%
Monthly Fee $0 - $20
NSF Fee $35
Online Bill Pay Fee $0
Overdraft Item Fee $35
Overdraft Protection Fee (per transfer) $7.50
Paper Statement Fee $5
Returned Deposit Fee (Domestic) $30
Returned Deposit Fee (International) $30
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $40
ATM Fee: Out-of-Network $1.50

Does Northern Trust checking account charge overdraft fees?

Yes, Northern Trust checking account charges a $35 fee for every overdraft.

Northern Trust checking account offers overdraft protection at a cost of $7.50 per transaction.

What features and perks does Northern Trust checking account offer?

This account includes the following features:

What is the customer support email for Northern Trust checking account?

The customer support email for Northern Trust checking account is tasocialmedia@ntrs.com.

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Contact

Other Services by The Northern Trust Company

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Opening Deposit Starting at $25
ATM Fee: In-Network $0
Online Bill Pay Fee $0
Debit Card Replacement Fee $10
Early Account Closure $25
Foreign Transaction Fee (Debit Card) 2%
Monthly Fee $0 - $20
NSF Fee $35
Overdraft Item Fee $35
Overdraft Protection Fee (per transfer) $7.50
Paper Statement Fee $5
Returned Deposit Fee (Domestic) $30
Returned Deposit Fee (International) $30
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $40
ATM Fee: Out-of-Network $1.50
Account Features
  • Bauer Financial A+/A Rating
  • Interest Bearing Account
  • IRAs
APY (Annual Percentage Yield) 0.05% - 0.25%

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