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  The Pennsylvania State Employees Credit Union Checking Account

The Pennsylvania State Employees Credit Union Checking Account

in Checking Accounts from The Pennsylvania State Employees Credit Union

Unaffiliated

The Pennsylvania State Employees Credit Union Checking Account

Unaffiliated

in Checking Accounts from The Pennsylvania State Employees Credit Union

Net Recommendation Score +100%

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Community Rating

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Monthly Fee $0
ATM Fee: Out-of-Network $2
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0.05%

The Pennsylvania State Employees Credit Union Checking Account Review

The Pennsylvania State Employees Credit Union Checking Account is offered by The Pennsylvania State Employees Credit Union, a credit union founded in 1997 and based in Harrisburg, PA. The Pennsylvania State Employees Credit Union Checking Account is available in 50 states (and Washington, DC).

The Pennsylvania State Employees Credit Union Checking Account FAQ

Are checking accounts from The Pennsylvania State Employees Credit Union federally insured?

No, your The Pennsylvania State Employees Credit Union checking accounts are not insured by a federal insurance agency. This means that if The Pennsylvania State Employees Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does The Pennsylvania State Employees Credit Union Checking Account offer?

The Pennsylvania State Employees Credit Union Checking Account Rates & Terms
Description
APY (Annual Percentage Yield) 0.05%

The Pennsylvania State Employees Credit Union Checking Account offers an APY of 0.05% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $500.

What are the account minimums for The Pennsylvania State Employees Credit Union Checking Account?

The Pennsylvania State Employees Credit Union Checking Account does not require a minimum initial deposit.

The Pennsylvania State Employees Credit Union Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $0
APY Minimum Balance $500

What fees does The Pennsylvania State Employees Credit Union Checking Account charge?

The good news is that this account does not have a monthly service charge.

The Pennsylvania State Employees Credit Union Checking Account Fees
Description
Monthly Fee $0
Paper Statement Fee $5
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $2
NSF Fee $30
Overdraft Protection Fee (per transfer) $30
Overdraft Item Fee $30
Early Account Closure $0
Returned Deposit Fee (Domestic) $5
Debit Card Replacement Fee $0
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $10
Check Image Service N/A
Check Copy $1
Foreign Transaction Fee (Debit Card) 0%
Wire Transfer Fee - Domestic (Outgoing) $10
Wire Transfer Fee - International (Outgoing) $10
Wire Transfer Fee - International (Incoming) $0
Returned Deposit Fee (International) $5
Wire Transfer Fee - Domestic (Incoming) $0
ATM Reimbursement Monthly Limit $8

What features and perks does The Pennsylvania State Employees Credit Union Checking Account offer?

This account includes the following features:

  • ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks up to a monthly maximum of $8.
  • Check images with statement - Reconciiling your accounts ank complying with document retention standards is easier when you have access to a copy of your checks.
  • Fraud monitoring - The Pennsylvania State Employees Credit Union Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - The Pennsylvania State Employees Credit Union Checking Account allows you to manage your money online.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Other Services by The Pennsylvania State Employees Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

APY Minimum Balance $500
Minimum Initial Deposit $0
ATM Fee: In-Network $0
Debit Card Replacement Fee $0
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 0%
Monthly Fee $0
Online Bill Pay Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
ATM Reimbursement Monthly Limit $8
Check Copy $1
NSF Fee $30
Overdraft Item Fee $30
Overdraft Protection Fee (per transfer) $30
Paper Statement Fee $5
Returned Deposit Fee (Domestic) $5
Returned Deposit Fee (International) $5
Stop Payment Fee $10
Wire Transfer Fee - Domestic (Outgoing) $10
Wire Transfer Fee - International (Outgoing) $10
ATM Fee: Out-of-Network $2
Bank Account Features
  • ATM Reimbursement
  • Bauer Financial A+/A Rating
  • Check Images with Statement
  • Debit Card
  • Fraud Monitoring
  • Free Bill Pay
  • Interest Bearing Account
  • IRAs
  • Mobile Banking
  • Nationwide ATM Network
  • NCUA Member
  • No ATM Fees
  • No Monthly Maintenance Fee
APY (Annual Percentage Yield) 0.05%

The Pennsylvania State Employees Credit Union Checking Account Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

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-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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