The Pennsylvania State Employees CU Account

The Pennsylvania State Employees CU Account Review

The Pennsylvania State Employees CU Account is offered by The Pennsylvania State Employees CU, a credit union founded in 1997 and based in Harrisburg, PA. The Pennsylvania State Employees CU Account are available in 50 states (and Washington, DC).

Key Takeaways

• Low APY. The maximum annual percentage yield for this account is only 0.10%.
• $0 monthly fee. This account does not charge any monthly account fees.
• No minimum initial deposit. There is no minimum balance required to open an account online.
• No ATM fees. The Pennsylvania State Employees CU Account does not charge fees on ATM transactions within its network but there is a fee of up to $2 for out-of-network ATM transactions.
• Up to $8 in ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
• Bill pay. Pay your bills to practically anyone in the United States through The Pennsylvania State Employees CU.

PSECU checking account Pros & Cons

PSECU checking account FAQ

Are checking accounts from The Pennsylvania State Employees CU federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does PSECU checking account offer?

PSECU checking account offers an APY of 0.10% (APY stands for annual percentage yield, rates may change). However, to earn interest account holders must keep an average beginning day balance of $500.

What are the account minimums for PSECU checking account?

PSECU checking account does not require a minimum initial deposit.

What fees does PSECU checking account charge?

The good news is that this account does not have a monthly Service Charge.

Does PSECU checking account charge overdraft fees?

What features and perks does PSECU checking account offer?

This account includes the following features:

• ATM rebates - This account will reimburse you for any domestic ATM fees up to a monthly maximum of $8.
• Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
• Fraud monitoring - PSECU checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - PSECU checking account allows you to manage your money online or with a mobile app.
• Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for PSECU checking account?

The customer support email for PSECU checking account is support@psecu.com.