Trustco Bank Home Town Free Checking
in Checking Accounts from Trustco Bank
Cast your vote
Would you recommend Trustco Bank Home Town Free Checking to your friends?
| Community Rating | Strongly not recommended |
| Monthly Fee | $0 |
| Minimum Balance to Avoid Monthly Fee | $0 |
| ATM Fee: Out-of-Network | $2.50 |
| APY | 0% |
Trustco Bank Home Town Free Checking Review
Where is Trustco Bank Home Town Free Checking available?
Trustco Bank is based in Schenectady, NY. It was founded in 1902 and offers banking services in 5 states across the USA.
Is Trustco Bank Home Town Free Checking insured by the FDIC
Deposits in Trustco Bank Home Town Free Checking are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor.
What APY does Trustco Bank offer?
Trustco Bank Home Town Free Checking is not an interest-bearing account.
What are the account minimums for Trustco Bank Home Town Free Checking?
Trustco Bank Home Town Free Checking requires a minimum initial deposit of $50 to open an account.| Description | Amount |
|---|---|
| Minimum Initial Deposit | $50 |
What fees does Trustco Bank Home Town Free Checking charge?
The good news is that this account does not charge a monthly maintenance fee.
| Fees | Amount |
|---|---|
| ATM Out-Of-Network Fee | $2.50 |
| Debit Card Replacement Fee | $6 |
| Non-Sufficient Funds | $36 |
| Overdraft Item Fee | $36 |
| Returned Deposit Fee (International) | $20 |
| Outgoing Domestic Bank Transfer Fee | $30 |
| Incoming Domestic Bank Transfer Fee | $10 |
| Outgoing International Bank Transfer Fee | $45 |
| Incoming International Bank Transfer Fee | $10 |
| Paper Statement Fee | $5 |
What features and perks does Trustco Bank Home Town Free Checking offer?
This account includes the following features:
- Check images with statement - Reconciiling your accounts ank complying with document retention standards is easier when you have access to a copy of your checks.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Trustco Bank Home Town Free Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
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Contact
- Headquarters
-
PO Box 1082
Schenectady, NY 12301 USA - Visit Site
Other Services by Trustco Bank
View all checking accounts offered by Trustco Bank
Availability
Available in 5 states
- Florida
- Massachusetts
- New Jersey
- New York
- Vermont
Feature Breakdown
| Minimum Initial Deposit | $50 |
| Minimum Combined Balance to Avoid Monthly Fee | $0 |
| Minimum Direct Deposit to Avoid Monthly Fee | $0 |
| Minimum Balance to Avoid Monthly Fee | $0 |
Trustco Bank Home Town Free Checking Community Reviews
Would you recommend Trustco Bank Home Town Free Checking to your friends?
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Trustco Bank Home Town Premier Checking Account
4 total votes
Monthly Fee
$0 - $5
Minimum Balance to Avoid Monthly Fee
N/A
ATM Fee: Out-of-Network
$2.50
APY
0.05%
