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  Trustco Bank Home Town Free Checking

Trustco Bank Home Town Free Checking

in Checking Accounts from Trustco Bank

Unaffiliated

Trustco Bank Home Town Free Checking

Unaffiliated

in Checking Accounts from Trustco Bank

Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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0 users recommend
0 users are unsure
1 user doesn't recommend
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Highlights
Highlights
Community Rating

Rating not yet determined

In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Monthly Fee $0
Minimum Balance to Avoid Monthly Fee $0
ATM Fee: Out-of-Network $2.50
APY 0%

Trustco Bank Home Town Free Checking Review

Trustco Bank Home Town Free Checking is offered by Trustco Bank, a bank founded in 1902 and based in Schenectady, NY. Trustco Bank Home Town Free Checking is offered in 5 states across the USA.

Are checking accounts from Trustco Bank federally insured?

Yes, your Trustco Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Trustco Bank offer?

Trustco Bank Home Town Free Checking is not an interest-bearing account.

What are the account minimums for Trustco Bank Home Town Free Checking?

Trustco Bank Home Town Free Checking requires a minimum initial deposit of $50 to open an account.

Trustco Bank Home Town Free Checking Account Minimums
Description Amount
Minimum Initial Deposit $50

What fees does Trustco Bank Home Town Free Checking charge?

The good news is that this account does not charge a monthly maintenance fee.

Trustco Bank Home Town Free Checking Fees
Description
Monthly Fee $0
Paper Statement Fee $5
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $2.50
NSF Fee $36
Overdraft Protection Fee (per transfer) $0
Overdraft Item Fee $36
Early Account Closure $0
Returned Deposit Fee (Domestic) $20
Debit Card Replacement Fee $6
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $30
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) 0%
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Outgoing) $45
Wire Transfer Fee - International (Incoming) $10
Returned Deposit Fee (International) $20
Wire Transfer Fee - Domestic (Incoming) $10

What features and perks does Trustco Bank Home Town Free Checking offer?

This account includes the following features:

  • Check images with statement - Reconciiling your accounts ank complying with document retention standards is easier when you have access to a copy of your checks.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Trustco Bank Home Town Free Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 5 states
  • Florida
  • Massachusetts
  • New Jersey
  • New York
  • Vermont

Feature Breakdown

Minimum Initial Deposit $50
Minimum Combined Balance to Avoid Monthly Fee $0
Minimum Direct Deposit to Avoid Monthly Fee $0
Minimum Balance to Avoid Monthly Fee $0
Monthly Fee $0
ATM Fee: In-Network $0
Overdraft Protection Fee (per transfer) $0
Early Account Closure $0
Online Bill Pay Fee $0
Foreign Transaction Fee (Debit Card) 0%
Paper Statement Fee $5
ATM Fee: Out-of-Network $2.50
NSF Fee $36
Overdraft Item Fee $36
Returned Deposit Fee (Domestic) $20
Debit Card Replacement Fee $6
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Outgoing) $45
Wire Transfer Fee - International (Incoming) $10
Returned Deposit Fee (International) $20
Wire Transfer Fee - Domestic (Incoming) $10
Bank Account Features
  • Branch Access
  • Check Images with Statement
  • Debit Card
  • Fraud Protection
  • Free Bill Pay
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • No Monthly Maintenance Fee

Trustco Bank Home Town Free Checking Community Reviews

 

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Trustco Bank Checking Accounts

Product

Reviews

Monthly Fee

Minimum Balance to Avoid Monthly Fee

ATM Fee: Out-of-Network

APY

Trustco Bank Home Town Premier Checking Account

Trustco Bank Home Town Premier Checking Account

Rating not yet determined

4 total votes
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Monthly Fee $0 - $5     $0 $95
Minimum Balance to Avoid Monthly Fee N/A Minimum Balance to Avoid Monthly Fee
ATM Fee: Out-of-Network $2.50 ATM Fee: Out-of-Network
APY 0.05% APY