SuperMoney 

Trustco Bank Home Town Free Checking

in Checking Accounts from Trustco Bank

Unaffiliated Visit Site

Trustco Bank Home Town Free Checking

Unaffiliated

in Checking Accounts from Trustco Bank

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend Trustco Bank Home Town Free Checking to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Monthly Fee $0
Minimum Balance to Avoid Monthly Fee $0
ATM Fee: Out-of-Network $2.50
APY 0%

Overview

Where is Trustco Bank Home Town Free Checking available?

Trustco Bank is based in Glenville, NY. It was founded in 1902 and offers banking services in 5 states across the USA.

Is Trustco Bank Home Town Free Checking insured by the FDIC

Deposits in Trustco Bank Home Town Free Checking are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor.

What APY does Trustco Bank offer?

Trustco Bank Home Town Free Checking is not an interest-bearing account.

What are the account minimums for Trustco Bank Home Town Free Checking?

Trustco Bank Home Town Free Checking requires a minimum initial deposit of $50 to open an account.
Trustco Bank Home Town Free Checking Account Minimums
Description Amount
Minimum Initial Deposit $50

What fees does Trustco Bank Home Town Free Checking charge?

The good news is that this account does not charge a monthly maintenance fee.

Trustco Bank Home Town Free Checking Fees
Fees Amount
ATM Out-Of-Network Fee $2.50
Debit Card Replacement Fee $6
Non-Sufficient Funds $36
Overdraft Item Fee $36
Returned Deposit Fee (International) $20
Outgoing Domestic Bank Transfer Fee $30
Incoming Domestic Bank Transfer Fee $10
Outgoing International Bank Transfer Fee $45
Incoming International Bank Transfer Fee $10
Paper Statement Fee $5

What features and perks does Trustco Bank Home Town Free Checking offer?

This account includes the following features:

  • Check images with statement - Reconciiling your accounts ank complying with document retention standards is easier when you have access to a copy of your checks.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Trustco Bank Home Town Free Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 5 states
  • Florida
  • Massachusetts
  • New Jersey
  • New York
  • Vermont

Feature Breakdown

Minimum Initial Deposit $50
Minimum Combined Balance to Avoid Monthly Fee $0
Minimum Direct Deposit to Avoid Monthly Fee $0
Minimum Balance to Avoid Monthly Fee $0
Monthly Fee $0
ATM Fee: In-Network $0
Overdraft Protection Fee (per transfer) $0
Early Account Closure $0
Online Bill Pay Fee $0
Foreign Transaction Fee (Debit Card) 0%
Paper Statement Fee $5
ATM Fee: Out-of-Network $2.50
NSF Fee $36
Overdraft Item Fee $36
Returned Deposit Fee (Domestic) $20
Debit Card Replacement Fee $6
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Outgoing) $45
Wire Transfer Fee - International (Incoming) $10
Returned Deposit Fee (International) $20
Wire Transfer Fee - Domestic (Incoming) $10
Bank Account Features
  • Branch Access
  • Check Images with Statement
  • Debit Card
  • Fraud Protection
  • Free Bill Pay
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • No Monthly Maintenance Fee

Be the first to rate

 
 

Would you recommend Trustco Bank Home Town Free Checking to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Checking Accounts

Trustco Bank Checking Accounts

Product

Reviews

Monthly Fee

Minimum Balance to Avoid Monthly Fee

ATM Fee: Out-of-Network

APY

Trustco Bank Home Town Premier Checking Account

Trustco Bank Home Town Premier Checking Account

1
 
3
4 total votes
Monthly Fee $0 - $5     $0 $95
Minimum Balance to Avoid Monthly Fee N/A Minimum Balance to Avoid Monthly Fee
ATM Fee: Out-of-Network $2.50 ATM Fee: Out-of-Network
APY 0.05% APY