Trustco Bank Home Town Free Checking
in Checking Accounts from Trustco Bank
Would you recommend Trustco Bank Home Town Free Checking to your friends?
| Community Rating | Strongly not recommended |
| Monthly Fee | $0 |
| Minimum Balance to Avoid Monthly Fee | $0 |
| ATM Fee: Out-of-Network | $2.50 |
| APY | 0% |
Trustco Bank Home Town Free Checking Review
Where is Trustco Bank Home Town Free Checking available?
Trustco Bank is based in Schenectady, NY. It was founded in 1902 and offers banking services in 5 states across the USA.
Is Trustco Bank Home Town Free Checking insured by the FDIC?
Deposits in Trustco Bank Home Town Free Checking are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor.
What APY does Trustco Bank offer?
Trustco Bank Home Town Free Checking is not an interest-bearing account.
What are the account minimums for Trustco Bank Home Town Free Checking?
Trustco Bank Home Town Free Checking requires a minimum initial deposit of $50 to open an account.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $50 |
What fees does Trustco Bank Home Town Free Checking charge?
The good news is that this account does not charge a monthly maintenance fee.
| Description | |
|---|---|
| Monthly Fee | $0 |
| Paper Statement Fee | $5 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $2.50 |
| NSF Fee | $36 |
| Overdraft Protection Fee (per transfer) | $0 |
| Overdraft Item Fee | $36 |
| Early Account Closure | $0 |
| Returned Deposit Fee (Domestic) | $20 |
| Debit Card Replacement Fee | $6 |
| Bank Teller Fee | N/A |
| Check Cashing Fee | N/A |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | $30 |
| Check Image Service | N/A |
| Check Copy | N/A |
| Foreign Transaction Fee (Debit Card) | 0% |
| Wire Transfer Fee - Domestic (Outgoing) | $30 |
| Wire Transfer Fee - International (Outgoing) | $45 |
| Wire Transfer Fee - International (Incoming) | $10 |
| Returned Deposit Fee (International) | $20 |
| Wire Transfer Fee - Domestic (Incoming) | $10 |
What features and perks does Trustco Bank Home Town Free Checking offer?
This account includes the following features:
- Check images with statement - Reconciiling your accounts ank complying with document retention standards is easier when you have access to a copy of your checks.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Trustco Bank Home Town Free Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Contact
- Headquarters
-
PO Box 1082
Schenectady, NY 12301 USA - Visit Site
Other Services by Trustco Bank
Availability
- Florida
- Massachusetts
- New Jersey
- New York
- Vermont
Feature Breakdown
| Minimum Initial Deposit | $50 |
| Minimum Combined Balance to Avoid Monthly Fee | $0 |
| Minimum Direct Deposit to Avoid Monthly Fee | $0 |
| Minimum Balance to Avoid Monthly Fee | $0 |
Trustco Bank Home Town Free Checking Community Reviews
Would you recommend Trustco Bank Home Town Free Checking to your friends?
Other Checking Accounts
Trustco Bank Checking Accounts
Trustco Bank Home Town Premier Checking Account
Monthly Fee
$0 - $5
Minimum Balance to Avoid Monthly Fee
N/A
ATM Fee: Out-of-Network
$2.50
APY
0.05%
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