Umpqua Bank Attain Checking
in Checking Accounts from Umpqua Bank · Member FDIC
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| Monthly Fee | $20 |
| ATM Fee: Out-of-Network | $2.50 |
| Minimum Balance to Avoid Monthly Fee | $15,000 |
| APY (Annual Percentage Yield) | 0.01% |
Umpqua Bank Attain Checking Review
Umpqua Bank Attain Checking is offered by Umpqua Bank, a bank founded in 1953 and based in Spokane, WA. Umpqua Bank Attain Checking is available in 5 states across the USA.
Key Takeaways
- Low APY. The maximum annual percentage yield for this account is only 0.01%.
- Charges a monthly fee. This account charges a monthly maintenance fee of $20, but the fee is waived if you keep a minimum balance of $15,000.
- $200 minimum deposit. This account requires a higher minimum initial deposit than most of the accounts we track.
- ATM fee reimbursements. This account will reimburse you for the ATM fees charged by other financial institutions.
- Free bill pay. Pay your bills to practically anyone in the United States through Umpqua Bank.
- Hard credit pull. Umpqua Bank may require a hard pull on your credit report to open a checking account.
Umpqua Bank Attain Checking Pros & Cons
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Umpqua Bank Attain Checking FAQ
Are checking accounts from Umpqua Bank federally insured?
Yes, your Umpqua Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #17266). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Umpqua Bank Attain Checking offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.01% |
Umpqua Bank Attain Checking offers an APY of 0.01% (APY stands for annual percentage yield, rates may change).
What are the account minimums for Umpqua Bank Attain Checking?
Umpqua Bank Attain Checking requires a minimum initial deposit of $200 to open an account.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $200 |
| Minimum Combined Balance to Avoid Monthly Fee | $25,000 |
| Minimum Balance to Avoid Monthly Fee | $15,000 |
What fees does Umpqua Bank Attain Checking charge?
This account charges a monthly maintenance fee of $20.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Bank Teller Fee | $0 |
| Debit Card Replacement Fee | $0 |
| Early Account Closure | $0 |
| Foreign Transaction Fee (Debit Card) | 2.5% |
| Monthly Fee | $20 |
| NSF Fee | $35 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $35 |
| Overdraft Protection Fee (per transfer) | $10 |
| Paper Statement Fee | $0 |
| Returned Deposit Fee (Domestic) | $12 |
| Returned Deposit Fee (International) | $25 |
| Stop Payment Fee | $35 |
| Wire Transfer Fee - Domestic (Incoming) | $15 |
| Wire Transfer Fee - Domestic (Outgoing) | $30 |
| Wire Transfer Fee - International (Incoming) | $15 |
| Wire Transfer Fee - International (Outgoing) | $50 |
| ATM Fee: Out-of-Network | $2.50 |
What features and perks does Umpqua Bank Attain Checking offer?
This account includes the following features:
- ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
- Fraud monitoring - Umpqua Bank Attain Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Umpqua Bank Attain Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
Umpqua Bank Attain Checking Disclosure:
Umpqua Bank will waive the monthly fee if you have a minimum daily balance of $15,000 or a $25,000 combined balance. Umpqua Bank will waive the paper statement charge with paperless enrollment.
There is a $6 check cashing fee but only for non-Umpqua bank customers. Receive up to $25 per month in ATM-Owner fee rebates. Rebates will be credited on the same day.
Foreign transaction fees also come with a 2% international processing as well as the $2.50 fee. APY stands for annual percentage yield, rates may change. You need a minimum balance of $0.01 to earn interest.
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Contact
- Headquarters
-
111 N. Wall Street
Spokane, WA 99201 USA - (800) 650-7141
- Visit Site
Other Services by Umpqua Bank
View all checking accounts offered by Umpqua Bank
Message From Umpqua Bank
Availability
Available in 5 states
- California
- Idaho
- Nevada
- Oregon
- Washington
Feature Breakdown
| Minimum Combined Balance to Avoid Monthly Fee | $25,000 |
| Minimum Initial Deposit | $200 |
| Minimum Balance to Avoid Monthly Fee | $15,000 |
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