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  Umpqua Bank Attain Checking

Umpqua Bank Attain Checking

in Checking Accounts from Umpqua Bank

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Umpqua Bank Attain Checking

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in Checking Accounts from Umpqua Bank

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Highlights
Highlights
Monthly Fee $20
ATM Fee: Out-of-Network $2.50
Minimum Balance to Avoid Monthly Fee $15,000
APY (Annual Percentage Yield) 0.01%

Umpqua Bank Attain Checking Review

Umpqua Bank Attain Checking is offered by Umpqua Bank, a bank founded in 1953 and based in Spokane, WA. Umpqua Bank Attain Checking is available in 5 states across the USA.

Are checking accounts from Umpqua Bank federally insured?

Yes, your Umpqua Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #17266). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Umpqua Bank Attain Checking offer?

Umpqua Bank Attain Checking Rates & Terms
Description
APY (Annual Percentage Yield) 0.01%

Umpqua Bank Attain Checking offers an APY of 0.01% (APY stands for annual percentage yield, rates may change).

What are the account minimums for Umpqua Bank Attain Checking?

Umpqua Bank Attain Checking requires a minimum initial deposit of $200 to open an account.

Umpqua Bank Attain Checking Account Minimums
Description Amount
Minimum Initial Deposit $200
Minimum Combined Balance to Avoid Monthly Fee $25,000
Minimum Balance to Avoid Monthly Fee $15,000

What fees does Umpqua Bank Attain Checking charge?

This account charges a monthly maintenance fee of $20.

Umpqua Bank Attain Checking Fees
Description
Monthly Fee $20
Paper Statement Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $2.50
NSF Fee $35
Overdraft Protection Fee (per transfer) $10
Overdraft Item Fee $35
Early Account Closure $0
Returned Deposit Fee (Domestic) $12
Debit Card Replacement Fee $0
Bank Teller Fee $0
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $35
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) 2.5%
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Outgoing) $50
Wire Transfer Fee - International (Incoming) $15
Returned Deposit Fee (International) $25
Wire Transfer Fee - Domestic (Incoming) $15

What features and perks does Umpqua Bank Attain Checking offer?

This account includes the following features:

  • ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
  • Fraud monitoring - Umpqua Bank Attain Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Umpqua Bank Attain Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
Umpqua Bank Attain Checking Disclosure: Umpqua Bank will waive the monthly fee if you have a minimum daily balance of $15,000 or a $25,000 combined balance. Umpqua Bank will waive the paper statement charge with paperless enrollment. There is a $6 check cashing fee but only for non-Umpqua bank customers. Receive up to $25 per month in ATM-Owner fee rebates. Rebates will be credited on the same day. Foreign transaction fees also come with a 2% international processing as well as the $2.50 fee. APY stands for annual percentage yield, rates may change. You need a minimum balance of $0.01 to earn interest.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Umpqua Bank

You, your life, your money management style—all things that are more important to us than the size of your balance. We pair financial expertise with a passion for getting to know you as an individual and the unique rhythm of your finances. We’re on a mission to help you manage your money in a way that matches how you live your life. We believe when it comes to banking, people should always come first. Umpqua Bank serves customers in Washington, Oregon, California, Idaho, and Nevada.

Availability

  Available in 5 states
  • California
  • Idaho
  • Nevada
  • Oregon
  • Washington

Feature Breakdown

Minimum Combined Balance to Avoid Monthly Fee $25,000
Minimum Initial Deposit $200
Minimum Balance to Avoid Monthly Fee $15,000
ATM Fee: In-Network $0
Bank Teller Fee $0
Debit Card Replacement Fee $0
Early Account Closure $0
Online Bill Pay Fee $0
Paper Statement Fee $0
Foreign Transaction Fee (Debit Card) 2.5%
Monthly Fee $20
NSF Fee $35
Overdraft Item Fee $35
Overdraft Protection Fee (per transfer) $10
Returned Deposit Fee (Domestic) $12
Returned Deposit Fee (International) $25
Stop Payment Fee $35
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $50
ATM Fee: Out-of-Network $2.50
Bank Account Features
  • ATM Reimbursement
  • Debit Card
  • Fraud Monitoring
  • Fraud Protection
  • Free Bill Pay
  • Interest Bearing Account
  • Mobile Banking
  • Mobile Check Deposit
APY (Annual Percentage Yield) 0.01%

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SUPERMONEY NET RECOMMENDATION SCORE

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