
Umpqua Bank Attain Checking
in Checking Accounts from Umpqua Bank · Member FDIC
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Monthly Fee | $20 |
ATM Fee: Out-of-Network | $2.50 |
Minimum Balance to Avoid Monthly Fee | $15,000 |
APY (Annual Percentage Yield) | 0.01% |
Umpqua Bank Attain Checking Review
Umpqua Bank Attain Checking is offered by Umpqua Bank, a bank founded in 1953 and based in Spokane, WA. Umpqua Bank Attain Checking is available in 5 states across the USA.
- Low APY. The maximum annual percentage yield for this account is only 0.01%.
- Charges a monthly fee. This account charges a monthly maintenance fee of $20, but the fee is waived if you keep a minimum balance of $15,000.
- $200 minimum deposit. This account requires a higher minimum initial deposit than most of the accounts we track.
- ATM fee reimbursements. This account will reimburse you for the ATM fees charged by other financial institutions.
- Free bill pay. Pay your bills to practically anyone in the United States through Umpqua Bank.
- Hard credit pull. Umpqua Bank may require a hard pull on your credit report to open a checking account.
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Are checking accounts from Umpqua Bank federally insured?
Yes, your Umpqua Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #17266). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Umpqua Bank Attain Checking offer?
Description | |
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APY (Annual Percentage Yield) | 0.01% |
Umpqua Bank Attain Checking offers an APY of 0.01% (APY stands for annual percentage yield, rates may change).
What are the account minimums for Umpqua Bank Attain Checking?
Umpqua Bank Attain Checking requires a minimum initial deposit of $200 to open an account.
Description | Amount |
---|---|
Minimum Initial Deposit | $200 |
Minimum Combined Balance to Avoid Monthly Fee | $25,000 |
Minimum Balance to Avoid Monthly Fee | $15,000 |
What fees does Umpqua Bank Attain Checking charge?
This account charges a monthly maintenance fee of $20.
Description | |
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ATM Fee: In-Network | $0 |
Bank Teller Fee | $0 |
Debit Card Replacement Fee | $0 |
Early Account Closure | $0 |
Foreign Transaction Fee (Debit Card) | 2.5% |
Monthly Fee | $20 |
NSF Fee | $35 |
Online Bill Pay Fee | $0 |
Overdraft Item Fee | $35 |
Overdraft Protection Fee (per transfer) | $10 |
Paper Statement Fee | $0 |
Returned Deposit Fee (Domestic) | $12 |
Returned Deposit Fee (International) | $25 |
Stop Payment Fee | $35 |
Wire Transfer Fee - Domestic (Incoming) | $15 |
Wire Transfer Fee - Domestic (Outgoing) | $30 |
Wire Transfer Fee - International (Incoming) | $15 |
Wire Transfer Fee - International (Outgoing) | $50 |
ATM Fee: Out-of-Network | $2.50 |
What features and perks does Umpqua Bank Attain Checking offer?
This account includes the following features:
- ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
- Fraud monitoring - Umpqua Bank Attain Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Umpqua Bank Attain Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
Contact
- Headquarters
-
111 N. Wall Street
Spokane, WA 99201 USA - (800) 650-7141
- Visit Site
Other Services by Umpqua Bank

Message From Umpqua Bank
Availability
- California
- Idaho
- Nevada
- Oregon
- Washington
Feature Breakdown
Minimum Combined Balance to Avoid Monthly Fee | $25,000 |
Minimum Initial Deposit | $200 |
Minimum Balance to Avoid Monthly Fee | $15,000 |
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