Umpqua Bank Embark Checking
in Checking Accounts
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| Monthly Fee | $0 |
| ATM Fee: Out-of-Network | $2.50 |
| Minimum Balance to Avoid Monthly Fee | $0 |
| APY | 0% |
Overview
Where does Umpqua Bank Embark Checking do business?
Umpqua Bank Embark Checking is based in Roseburg, OR. It was founded in 1953 and offers checking accounts services in 5 states across the USA.
Umpqua Bank Embark Checking is a member of the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor if a member institution fails.
What APY does Umpqua Bank offer?
Umpqua Bank Embark Checking is not an interest-bearing account.
What are the account minimums for Umpqua Bank Embark Checking?
Umpqua Bank Embark Checking does not have a minimum initial deposit to open an account.| Description | Amount |
|---|---|
| Minimum Initial Deposit | $0 |
What features and perks does Umpqua Bank Embark Checking offer?
This account includes the following features:
- ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks. Typically there is a limit to how much you can claim for these costs, so check the fine print if you plan to make multiple withdrawals within one month.
- Fraud monitoring - Umpqua Bank Embark Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
- Mobile Banking - Umpqua Bank Embark Checking allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.
What fees does Umpqua Bank Embark Checking charge?
The good news is that this account does not charge a monthly maintenance fee.
| Fees | Amount |
|---|---|
| ATM Out-Of-Network Fee | $2.50 |
| Non-Sufficient Funds | $35 |
| Overdraft Item Fee | $35 |
| Overdraft Protection Fee (per transfer) | $10 |
| Returned Deposit Fee (International) | $25 |
| Outgoing Domestic Bank Transfer Fee | $30 |
| Incoming Domestic Bank Transfer Fee | $15 |
| Outgoing International Bank Transfer Fee | $50 |
| Incoming International Bank Transfer Fee | $15 |
| Paper Statement Fee | $3 |
What features and perks does Umpqua Bank Embark Checking offer?
This account includes the following features:
- ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks. Typically there is a limit to how much you can claim for these costs, so check the fine print if you plan to make multiple withdrawals within one month.
- Fraud monitoring - Umpqua Bank Embark Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
- Mobile Banking - Umpqua Bank Embark Checking allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.
UMPQUA BANK EMBARK CHECKING Disclosure:
Umpqua Bank waives the paper statement charge if you are 62 or older or with paperless enrollment.
There is a $6 check cashing fee but only for non-Umpqua bank customers.
Foreign transaction fees also come with a 2% international processing as well as the $2.50 fee. Receive up to $10 per
month in ATM-Owner fee
rebates when maintaining an
average monthly account
balance of $2,500. Rebates will
be credited to your Embark
Checking account at statement
cycle.
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Contact
- Headquarters
-
445 S.E. Main Street,
Roseburg, OR 97470 USA - Visit Site
Message from Umpqua Bank
Other Services by Umpqua Bank
Availability
Available in 5 states
- California
- Idaho
- Nevada
- Oregon
- Washington
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Minimum Balance to Avoid Monthly Fee
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