Umpqua Bank Embark Checking
in Checking Accounts from Umpqua Bank
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| Monthly Fee | $0 |
| Minimum Balance to Avoid Monthly Fee | $0 |
| ATM Fee: Out-of-Network | $2.50 |
| APY | 0% |
Umpqua Bank Embark Checking Review
Where is Umpqua Bank Embark Checking available?
Umpqua Bank is based in Spokane, WA. It was founded in 1953 and offers banking services in 5 states across the USA.
Is Umpqua Bank Embark Checking insured by the FDIC
Deposits in Umpqua Bank Embark Checking are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor.
What APY does Umpqua Bank offer?
Umpqua Bank Embark Checking is not an interest-bearing account.
What are the account minimums for Umpqua Bank Embark Checking?
Umpqua Bank Embark Checking does not require a minimum initial deposit.| Description | Amount |
|---|---|
| Minimum Initial Deposit | $0 |
What fees does Umpqua Bank Embark Checking charge?
The good news is that this account does not charge a monthly maintenance fee.
| Fees | Amount |
|---|---|
| ATM Out-Of-Network Fee | $2.50 |
| Non-Sufficient Funds | $35 |
| Overdraft Item Fee | $35 |
| Overdraft Protection Fee (per transfer) | $10 |
| Returned Deposit Fee (International) | $25 |
| Outgoing Domestic Bank Transfer Fee | $30 |
| Incoming Domestic Bank Transfer Fee | $15 |
| Outgoing International Bank Transfer Fee | $50 |
| Incoming International Bank Transfer Fee | $15 |
| Paper Statement Fee | $3 |
What features and perks does Umpqua Bank Embark Checking offer?
This account includes the following features:
- ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
- Fraud monitoring - Umpqua Bank Embark Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Umpqua Bank Embark Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
UMPQUA BANK EMBARK CHECKING Disclosure:
Umpqua Bank waives the paper statement charge if you are 62 or older or with paperless enrollment.
There is a $6 check cashing fee but only for non-Umpqua bank customers.
Foreign transaction fees also come with a 2% international processing as well as the $2.50 fee. Receive up to $10 per
month in ATM-Owner fee
rebates when maintaining an
average monthly account
balance of $2,500. Rebates will
be credited to your Embark
Checking account at statement
cycle.
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Contact
- Headquarters
-
111 N. Wall Street
Spokane, WA 99201 USA - (800) 650-7141
- Visit Site
Message from Umpqua Bank
Other Services by Umpqua Bank
View all checking accounts offered by Umpqua Bank
Availability
Available in 5 states
- California
- Idaho
- Nevada
- Oregon
- Washington
Feature Breakdown
| Monthly Fee | $0 |
| ATM Fee: In-Network | $0 |
| Early Account Closure | $0 |
| Debit Card Replacement Fee | $0 |
| Bank Teller Fee | $0 |
| Online Bill Pay Fee | $0 |
| Paper Statement Fee | $3 |
| ATM Fee: Out-of-Network | $2.50 |
| NSF Fee | $35 |
| Overdraft Protection Fee (per transfer) | $10 |
| Overdraft Item Fee | $35 |
| Returned Deposit Fee (Domestic) | $12 |
| Stop Payment Fee | $35 |
| Foreign Transaction Fee (Debit Card) | 2% |
| Wire Transfer Fee - Domestic (Outgoing) | $30 |
| Wire Transfer Fee - International (Outgoing) | $50 |
| Wire Transfer Fee - International (Incoming) | $15 |
| Returned Deposit Fee (International) | $25 |
| Wire Transfer Fee - Domestic (Incoming) | $15 |
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Monthly Fee
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Minimum Balance to Avoid Monthly Fee
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ATM Fee: Out-of-Network
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APY
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Minimum Balance to Avoid Monthly Fee
$15,000
ATM Fee: Out-of-Network
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APY
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