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  United Nations FCU Checking Account
United Nations FCU Checking Account
in Checking Accounts from United Nations FCU
Unaffiliated

United Nations FCU Checking Account

Unaffiliated
in Checking Accounts from United Nations FCU
Net Recommendation Score +100  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

2 users recommend
0 users are unsure
0 users don't recommend
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Highlights
Community Rating

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Cashback Rewards N/A
APY (Annual Percentage Yield) 0.05% - 1%
Monthly Fee $0
Minimum Balance to Avoid Monthly Fee Starting at $0

United Nations FCU Checking Account Review

United Nations FCU Checking Account is offered by United Nations FCU, founded in 1947 and based in Long Island City, NY. United Nations FCU Checking Account is available in 51 states across the USA.

Key Takeaways
  • Higher than average APY. United Nations FCU Checking Account has an annual percentage yield of up to 1%, which is higher than the national average interest rate on savings accounts.
  • Small minimum initial deposit. You only need $1 to open an account.
UNFCU checking account Pros & Cons
Pros Cons
  • Available in all 50 states.
  • Interest-yielding account.
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Not FDIC-insured.
  • Higher than average wire transfer fees.
  • Charges a fee on out-of-network ATM transactions.
UNFCU checking account FAQ

Are checking accounts from United Nations FCU federally insured?

No, your United Nations FCU checking accounts are not insured by a federal insurance agency. This means that if United Nations FCU were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does UNFCU checking account offer?

UNFCU checking account offers an APY starting at 0.05% and ranging up to 1% (APY stands for annual percentage yield, rates may change).

UNFCU checking account Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.05% - 1%

What are the account minimums for UNFCU checking account?

UNFCU checking account requires a minimum initial deposit of $1 to open an account.

United Nations FCU Checking Account Minimums
Description
Minimum Balance to Earn APY $0
Minimum Opening Deposit Starting at $1
Minimum Balance to Avoid Monthly Fee Starting at $0

What fees does UNFCU checking account charge?

This account charges a monthly service fee of $0.

United Nations FCU Checking Account Fees
Description
ATM Fee: In-Network $0
Debit Card Replacement Fee $0
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 1%
Monthly Fee $0
NSF Fee $25
Online Bill Pay Fee $0
Overdraft Item Fee $5
Overdraft Protection Fee (per transfer) $25
Paper Statement Fee $2
Returned Deposit Fee (Domestic) $25
Returned Deposit Fee (International) $25
Stop Payment Fee $15
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $30
ATM Fee: Out-of-Network Starting at $1

Does UNFCU checking account charge overdraft fees?

Yes, UNFCU checking account charges a $5 fee for every overdraft.

UNFCU checking account offers overdraft protection at a cost of $25 per transaction.

What features and perks does UNFCU checking account offer?

This account includes the following features:

What is the customer support email for UNFCU checking account?

The customer support email for UNFCU checking account is email@unfcu.com.

How do people rate the customer service and user experience of UNFCU checking account?

Overall, UNFCU checking account is strongly recommended based on community reviews that rate customer service and user experience.

United Nations FCU Checking Account Disclosure: UNFCU membership is open to members of our designated associations. If you are not directly affiliated with the United Nations, but reside in the United States, you are eligible to join UNFCU if you are a member of: United Nations Association of the United States of America (UNA?USA), or Kilimanjaro Initiative USA.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From United Nations FCU

Spending made simple. Convenience, security, and rewards—all for you, in one spending account. Checking account benefits: No monthly fees, No minimum balance requirement, Secure mobile USD check deposits using our Digital Banking mobile app, Free ACH transfers, Pay US bills online with BillPay, Overdraft protection for when there is not enough money in your account, Automatic direct deposits, Free personalized checks: Pay only for the associated tax and mailing costs. 

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 3:00pm
  • Tuesday 9:00am - 3:00pm
  • Wednesday 9:00am - 3:00pm
  • Thursday 9:00am - 3:00pm
  • Friday 9:00am - 3:00pm
  • Saturday Closed

Other Services by United Nations FCU

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Minimum Balance to Earn APY $0
Minimum Opening Deposit Starting at $1
Minimum Balance to Avoid Monthly Fee Starting at $0
ATM Fee: In-Network $0
Debit Card Replacement Fee $0
Early Account Closure $0
Monthly Fee $0
Online Bill Pay Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
Foreign Transaction Fee (Debit Card) 1%
NSF Fee $25
Overdraft Item Fee $5
Overdraft Protection Fee (per transfer) $25
Paper Statement Fee $2
Returned Deposit Fee (Domestic) $25
Returned Deposit Fee (International) $25
Stop Payment Fee $15
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Outgoing) $30
ATM Fee: Out-of-Network Starting at $1
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
  • Non-Residents Through Entities Incorporated in the U.S.
Verification Documents Required
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • ATM Reimbursement
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Bauer Financial A+/A Rating
  • Insured by NCUA
Signup Bonus Starting at $0
APY (Annual Percentage Yield) 0.05% - 1%

United Nations FCU Checking Account Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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