
United Nations FCU Checking Account
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Community Rating |
Rating not yet determined |
Cashback Rewards | N/A |
APY (Annual Percentage Yield) | 0.05% - 1% |
Monthly Fee | $0 |
Minimum Balance to Avoid Monthly Fee | Starting at $0 |
United Nations FCU Checking Account Review
United Nations FCU Checking Account is offered by United Nations FCU, a credit union founded in 1947 and based in Long Island City, NY. United Nations FCU Checking Account are available in 50 states (and Washington, DC).
Key Takeaways
- Bonus offer. Open a new account and you can get
- Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 1%, which is much higher than the average for a checking account.
- $0 monthly fee. This account does not charge any monthly account fees.
- Small minimum initial deposit. You only need $1 to open an account.
- No ATM fees. United Nations FCU Checking Account does not charge fees on ATM transactions within its network but there is a fee of up to $1 for out-of-network ATM transactions.
- ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
- Bill pay. Pay your bills to practically anyone in the United States through United Nations FCU.
UNFCU checking account Pros & Cons
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UNFCU checking account FAQ
Are checking accounts from United Nations FCU federally insured?
Yes, your United Nations FCU checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does UNFCU checking account offer?
UNFCU checking account offers an APY starting at 0.05% and ranging up to 1% (APY stands for annual percentage yield, rates may change).
Rates | Amount |
---|---|
APY (Annual Percentage Yield) | 0.05% - 1% |
What are the account minimums for UNFCU checking account?
UNFCU checking account requires a minimum initial deposit of $1 to open an account.
Description | |
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Minimum Opening Deposit | Starting at $1 |
Minimum Balance to Avoid Monthly Fee | Starting at $0 |
Minimum Balance to Earn APY | $0 |
What fees does UNFCU checking account charge?
The good news is that this account does not have a monthly Service Charge.
Description | |
---|---|
Monthly Fee | $0 |
ATM Fee: In-Network | $0 |
ATM Fee: Out-of-Network | Starting at $1 |
Foreign Transaction Fee (Debit Card) | 1% |
NSF Fee | $25 |
Overdraft Item Fee | $5 |
Overdraft Protection Fee (per transfer) | $25 |
Returned Deposit Fee (Domestic) | $25 |
Returned Deposit Fee (International) | $25 |
Stop Payment Fee | $15 |
Wire Transfer Fee - Domestic (Incoming) | $0 |
Wire Transfer Fee - Domestic (Outgoing) | $15 |
Wire Transfer Fee - International (Incoming) | $0 |
Wire Transfer Fee - International (Outgoing) | $30 |
Paper Statement Fee | $2 |
Online Bill Pay Fee | $0 |
Debit Card Replacement Fee | $0 |
Early Account Closure | $0 |
Does UNFCU checking account charge overdraft fees?
Yes, UNFCU checking account charges a $5 fee for every overdraft. You can get overdraft protection at a cost of $25 per transaction.What features and perks does UNFCU checking account offer?
This account includes the following features:
- ATM rebates - This account will reimburse you for any domestic ATM fees.
- Fraud monitoring - UNFCU checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - UNFCU checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for UNFCU checking account?
The customer support email for UNFCU checking account is email@unfcu.com.
Message From UNFCU checking account
Contact
- Headquarters
-
24-01 44th Road
Long Island City, NY 11101 USA - (347) 686-6000
- Visit Site
- Email Support
Other Services by United Nations FCU
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
Minimum Opening Deposit | Starting at $1 |
Minimum Balance to Avoid Monthly Fee | Starting at $0 |
Minimum Balance to Earn APY | $0 |
United Nations FCU Checking Account Community Reviews
Would you recommend United Nations FCU Checking Account to your friends?
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