Overview

Where does United Nations FCU Checking Account do business?

United Nations FCU Checking Account is a credit union based in Long Island City, NY. It was founded in 1947 and offers checking accounts services in 50 states (and Washington, DC).

United Nations FCU Checking Account is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if United Nations FCU Checking Account were to fall into financial difficulties.

What APY does United Nations FCU offer?

United Nations FCU Checking Account Rates and Terms

Rates	Amount
APY (Annualized Percentage Yield)	0.01% - 1.5%

United Nations FCU Checking Account offers an APY starting at 0.01% and ranging up to 1.5% (APY stands for annual percentage yield, rates may change).

What are the account minimums for United Nations FCU Checking Account?

United Nations FCU Checking Account does not have a minimum initial deposit to open an account.

United Nations FCU Checking Account Account Minimums

Description	Amount
Minimum Initial Deposit	$1

What features and perks does United Nations FCU Checking Account offer?

This account includes the following features:

• ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks. Typically there is a limit to how much you can claim for these costs, so check the fine print if you plan to make multiple withdrawals within one month.
• Fraud monitoring - United Nations FCU Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
• Mobile Banking - United Nations FCU Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.

What fees does United Nations FCU Checking Account charge?

The good news is that this account does not charge a monthly maintenance fee.

United Nations FCU Checking Account Fees

Fees	Amount
ATM Out-Of-Network Fee	$1
Non-Sufficient Funds	$25
Overdraft Item Fee	$5
Overdraft Protection Fee (per transfer)	$25
Returned Deposit Fee (International)	$25
Outgoing Domestic Bank Transfer Fee	$15
Outgoing International Bank Transfer Fee	$30
Paper Statement Fee	$2

What features and perks does United Nations FCU Checking Account offer?

This account includes the following features:

• ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks. Typically there is a limit to how much you can claim for these costs, so check the fine print if you plan to make multiple withdrawals within one month.
• Fraud monitoring - United Nations FCU Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
• Mobile Banking - United Nations FCU Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.