United Nations FCU Checking Account
in Checking Accounts from United Nations FCU · Member ncua
UnaffiliatedUnited Nations FCU Checking Account
in Checking Accounts from United Nations FCU · Member NCUSIF
Cast your vote
Would you recommend United Nations FCU Checking Account to your friends?
| Community Rating |
Rating not yet determined |
| Monthly Fee | $0 |
| ATM Fee: Out-of-Network | $1 |
| Minimum Balance to Avoid Monthly Fee | $0 |
| APY (Annual Percentage Yield) | 0.05% - 1% |
United Nations FCU Checking Account Review
United Nations FCU Checking Account is offered by United Nations FCU, a credit union founded in 1947 and based in Long Island City, NY. United Nations FCU Checking Account is available in 50 states (and Washington, DC).
Key Takeaways
- Higher than average APY. United Nations FCU Checking Account has an annual percentage yield of up to 1%, which is higher than the average.
- $0 monthly fee. This account does not charge a monthly maintenance fee.
- Small minimum initial deposit. You only need $1 to open an account.
- No ATM fees. United Nations FCU Checking Account does not charge fees on ATM transactions within its network but there is a fee of up to $1 for out-of-network ATM transactions.
- ATM fee reimbursements. This account will reimburse you for the ATM fees charged by other financial institutions.
- Free bill pay. Pay your bills to practically anyone in the United States through United Nations FCU.
- Hard credit pull. United Nations FCU may require a hard pull on your credit report to open a checking account.
United Nations FCU Checking Account Pros & Cons
| Pros | Cons |
|---|---|
|
|
United Nations FCU Checking Account FAQ
Are checking accounts from United Nations FCU federally insured?
Yes, your United Nations FCU checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does United Nations FCU Checking Account offer?
United Nations FCU Checking Account offers an APY starting at 0.05% and ranging up to 1% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0.05% - 1% |
What are the account minimums for United Nations FCU Checking Account?
United Nations FCU Checking Account requires a minimum initial deposit of $1 to open an account.
| Description | Amount |
|---|---|
| Minimum Opening Deposit | $1 |
What fees does United Nations FCU Checking Account charge?
The good news is that this account does not have a monthly service charge.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Debit Card Replacement Fee | $0 |
| Early Account Closure | $0 |
| Foreign Transaction Fee (Debit Card) | 1% |
| Monthly Fee | $0 |
| NSF Fee | $25 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $5 |
| Overdraft Protection Fee (per transfer) | $25 |
| Paper Statement Fee | $2 |
| Returned Deposit Fee (Domestic) | $25 |
| Returned Deposit Fee (International) | $25 |
| Stop Payment Fee | $15 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $15 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Wire Transfer Fee - International (Outgoing) | $30 |
| ATM Fee: Out-of-Network | $1 |
What features and perks does United Nations FCU Checking Account offer?
This account includes the following features:
- ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
- Fraud monitoring - United Nations FCU Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - United Nations FCU Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
United Nations FCU Checking Account Disclosure:
UNFCU membership is open to members of our designated associations.
If you are not directly affiliated with the United Nations, but reside in the United States, you are eligible to join UNFCU if you are a member of:
United Nations Association of the United States of America (UNA?USA), or
Kilimanjaro Initiative USA.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website
may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking
on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
- Headquarters
-
24-01 44th Road
Long Island City, NY 11101 - Visit Site
Other Services by United Nations FCU
Availability
Available in 50 states and Washington, D.C.
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| APY Minimum Balance | $0 |
| Minimum Opening Deposit | Starting at $1 |
| Minimum Balance to Avoid Monthly Fee | $0 |
United Nations FCU Checking Account Community Reviews
Would you recommend United Nations FCU Checking Account to your friends?
sorted by
Other Checking Accounts
Browse Checking Accounts
- All America Bank Checking Account
- Alliant Credit Union Teen Checking
- Citizens National Bank Checking Plus Interest
- Citizens National Bank High Yield Checking
- Community First Bank Direct Interest Checking
- Community First Bank Senior Now Checking Account
- F&M Bank College Checking
- First Bank and Trust of New Orleans Green Checking Account
- KeyBank National Association Advantage Checking Account
- MEMBERS1st Community Credit Union Checking
- Market USA Federal Credit Union VIP Free Checking
- Members First Credit Union of Florida Select Checking
