US Bank Safe Debit Account
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| Community Rating |
Rating not yet determined |
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | 0% |
| Monthly Fee | $4.95 |
| Minimum Balance to Avoid Monthly Fee | N/A |
US Bank Safe Debit Account Review
US Bank Safe Debit Account is offered by U.S. Bank, a bank founded in 1863 and based in Minneapolis, MN. US Bank Safe Debit Account are available in 28 states across the USA.
Key Takeaways
- 0% APY. As with most checking accounts, US Bank Safe Debit Account does not pay interest.
- Charges a monthly fee. This account charges a monthly service fee of $4.95.
- Bill pay. Pay your bills to practically anyone in the United States through U.S. Bank.
US Bank Safe Debit account Pros & Cons
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|---|---|
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US Bank Safe Debit account FAQ
Are checking accounts from U.S. Bank federally insured?
Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #6548). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does US Bank Safe Debit account offer?
US Bank Safe Debit account is not an interest-bearing account.
What are the account minimums for US Bank Safe Debit account?
US Bank Safe Debit account requires a minimum initial deposit of $25 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Earn APY | $0 |
What fees does US Bank Safe Debit account charge?
This account charges a monthly service fee of $4.95.
| Description | |
|---|---|
| Monthly Fee | $4.95 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $2.50 |
| Foreign Transaction Fee (Debit Card) | 3% |
| NSF Fee | $0 |
| Overdraft Item Fee | $0 |
| Overdraft Protection Fee (per transfer) | $0 |
| Returned Deposit Fee (Domestic) | $19 |
| Returned Deposit Fee (International) | $19 |
| Stop Payment Fee | $35 |
| Wire Transfer Fee - Domestic (Incoming) | $20 |
| Wire Transfer Fee - Domestic (Outgoing) | $30 |
| Wire Transfer Fee - International (Incoming) | $25 |
| Wire Transfer Fee - International (Outgoing) | $50 |
| Paper Statement Fee | $0 |
| Online Bill Pay Fee | $0 |
| Check Copy | $2 |
| Check Image Service | $2 |
| Debit Card Replacement Fee | $0 |
| Early Account Closure | $25 |
Does US Bank Safe Debit account charge overdraft fees?
No, US Bank Safe Debit account does not charge overdraft fees.What features and perks does US Bank Safe Debit account offer?
This account includes the following features:
- Fraud monitoring - US Bank Safe Debit account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - US Bank Safe Debit account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for US Bank Safe Debit account?
The customer support email for US Bank Safe Debit account is customer.support@usbank.com.
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Message From US Bank Safe Debit account
Contact
- Headquarters
-
800 Nicollet Mall
Minneapolis, MN 55402 USA - (800) 872-2657
- Visit Site
- Email Support
Other Services by U.S. Bank
View all checking accounts offered by U.S. Bank
Availability
Available in 28 states
- Arizona
- Arkansas
- California
- Colorado
- Florida
- Georgia
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Minnesota
- Missouri
- Montana
- Nebraska
- Nevada
- New Mexico
- North Dakota
- Ohio
- Oregon
- South Dakota
- Tennessee
- Texas
- Utah
- Washington
- Wisconsin
- Wyoming
Feature Breakdown
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Earn APY | $0 |
US Bank Safe Debit Account Community Reviews
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