US Bank Safe Debit Account
in Checking Accounts from US Bank · Member SIPC
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| Monthly Fee | $4.95 |
| ATM Fee: Out-of-Network | $2.50 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| APY (Annual Percentage Yield) | 0% |
US Bank Safe Debit Account Review
US Bank Safe Debit Account is offered by US Bank, a bank founded in 1863 and based in Minneapolis, MN. US Bank Safe Debit Account is available in 28 states across the USA.
- 0% APY. As with most checking accounts, US Bank Safe Debit Account does not pay interest.
- Charges a monthly fee. This account charges a monthly service fee of $4.95, but there are ways to waive the fee.
- Bill pay. Pay your bills to practically anyone in the United States through US Bank.
- Hard credit pull. US Bank may require a hard pull on your credit report to open a checking account.
| Pros | Cons |
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Are checking accounts from US Bank federally insured?
No, your US Bank checking accounts deposits are not FDIC insured. However, they are insured up to $500,000, which includes a $250,000 limit for cash, by the Securities Investor Protection Corporation (SIPC). SIPC is a non government, nonprofit membership corporation that protects against the loss of cash and securities – such as stocks and bonds – held by a customer at a financially-troubled SIPC-member brokerage firm.
What APY does US Bank Safe Debit account offer?
US Bank Safe Debit account is not an interest-bearing account.
What are the account minimums for US Bank Safe Debit account?
US Bank Safe Debit account requires a minimum initial deposit of $25 to open an account.
| Description | Amount |
|---|---|
| Minimum Opening Deposit | $25 |
What fees does US Bank Safe Debit account charge?
This account charges a monthly service fee of $4.95.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Check Copy | $2 |
| Check Image Service | $2 |
| Debit Card Replacement Fee | $0 |
| Early Account Closure | $25 |
| Foreign Transaction Fee (Debit Card) | 3% |
| Monthly Fee | $4.95 |
| NSF Fee | $0 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $0 |
| Overdraft Protection Fee (per transfer) | $0 |
| Paper Statement Fee | $0 |
| Returned Deposit Fee (Domestic) | $19 |
| Returned Deposit Fee (International) | $19 |
| Stop Payment Fee | $35 |
| Wire Transfer Fee - Domestic (Incoming) | $20 |
| Wire Transfer Fee - Domestic (Outgoing) | $30 |
| Wire Transfer Fee - International (Incoming) | $25 |
| Wire Transfer Fee - International (Outgoing) | $50 |
| ATM Fee: Out-of-Network | $2.50 |
Does US Bank Safe Debit account charge overdraft fees?
No, US Bank Safe Debit account does not charge overdraft fees.What features and perks does US Bank Safe Debit account offer?
This account includes the following features:
- Fraud monitoring - US Bank Safe Debit account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - US Bank Safe Debit account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for US Bank Safe Debit account?
The customer support email for US Bank Safe Debit account is customer.support@usbank.com.
Contact
- Headquarters
-
800 Nicollet Mall
Minneapolis, MN 55402 - (800) 872-2657
- Visit Site
- Email Support
Other Services by US Bank
Availability
- Arkansas
- Arizona
- California
- Colorado
- Florida
- Georgia
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Minnesota
- Missouri
- Montana
- North Dakota
- Nebraska
- New Mexico
- Nevada
- Ohio
- Oregon
- South Dakota
- Tennessee
- Texas
- Utah
- Washington
- Wisconsin
- Wyoming
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