Visions Federal Credit Union Flex Checking Plus
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Checking Accounts from Visions Federal Credit Union
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Visions Federal Credit Union Flex Checking Plus
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| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) |
Starting at 0.05% (Verified 07/13/2022) |
| Monthly Fee | $0 - $8 |
| Minimum Balance to Avoid Monthly Fee | Starting at $1,000 |
Visions Federal Credit Union Flex Checking Plus Review
Visions Federal Credit Union Flex Checking Plus is offered by Visions Federal Credit Union, a credit union founded in 1966 and based in Endicott, NY. Visions Federal Credit Union Flex Checking Plus are available in 3 states across the USA.
Key Takeaways
- Charges a monthly fee. This account charges a monthly service fee of up to $8, but the fee is waived if you keep a minimum balance of $1,000.
- No ATM fees. Visions Federal Credit Union Flex Checking Plus does not charge fees on ATM transactions.
- ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
- Bill pay. Pay your bills to practically anyone in the United States through Visions Federal Credit Union.
Visions FCU checking account Pros & Cons
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Visions FCU checking account FAQ
Are checking accounts from Visions Federal Credit Union federally insured?
No, your Visions Federal Credit Union checking accounts are not insured by a federal insurance agency. This means that if Visions Federal Credit Union were to fall into financial difficulties, your deposits are not covered by a government-backed insurance fund like the FDIC or NCUSIF.
What APY does Visions FCU checking account offer?
Visions FCU checking account offers an APY starting at 0.05% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0.05% |
What are the account minimums for Visions FCU checking account?
Visions FCU checking account requires a minimum initial deposit of $25 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Avoid Monthly Fee | Starting at $1,000 |
| Minimum Combined Balance to Avoid Monthly Fee | $25,000 |
| Minimum Balance to Earn APY | $0 |
What fees does Visions FCU checking account charge?
This account charges a monthly service fee of up to $8.
| Description | |
|---|---|
| Monthly Fee | $0 - $8 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $0 |
| Foreign Transaction Fee (Debit Card) | 1% |
| NSF Fee | $30 |
| Overdraft Item Fee | $30 |
| Overdraft Protection Fee (per transfer) | $3 |
| Returned Deposit Fee (Domestic) | $30 |
| Returned Deposit Fee (International) | $30 |
| Stop Payment Fee | $30 |
| Wire Transfer Fee - Domestic (Incoming) | $15 |
| Wire Transfer Fee - Domestic (Outgoing) | $20 |
| Wire Transfer Fee - International (Incoming) | $15 |
| Wire Transfer Fee - International (Outgoing) | $60 |
| Online Bill Pay Fee | $0 |
| Check Copy | $2 |
| Debit Card Replacement Fee | $10 |
Does Visions FCU checking account charge overdraft fees?
Yes, Visions FCU checking account charges a $30 fee for every overdraft. You can get overdraft protection at a cost of $3 per transaction.What features and perks does Visions FCU checking account offer?
This account includes the following features:
- ATM rebates - This account will reimburse you for any domestic ATM fees.
- Fraud monitoring - Visions FCU checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Visions FCU checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Visions FCU checking account?
The customer support email for Visions FCU checking account is trust@visionsfcu.org.
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Message From Visions FCU checking account
Contact
- Headquarters
-
24 McKinley Avenue
Endicott, NY 13760 USA - Visit Site
- Email Support
Other Services by Visions Federal Credit Union
Availability
Available in 3 states
- New Jersey
- New York
- Pennsylvania
Feature Breakdown
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Avoid Monthly Fee | Starting at $1,000 |
| Minimum Combined Balance to Avoid Monthly Fee | $25,000 |
| Minimum Balance to Earn APY | $0 |
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