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  Visions Federal Credit Union Flex Checking Plus

Visions Federal Credit Union Flex Checking Plus

in Checking Accounts from Visions Federal Credit Union

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Visions Federal Credit Union Flex Checking Plus

Unaffiliated

in Checking Accounts from Visions Federal Credit Union

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Highlights
Highlights
Monthly Fee $0 - $8
Minimum Balance to Avoid Monthly Fee $1,000
ATM Fee: Out-of-Network $0
APY (Annual Percentage Yield) 0.25% - 0.5%

Visions Federal Credit Union Flex Checking Plus Review

Visions Federal Credit Union Flex Checking Plus is offered by Visions Federal Credit Union, a credit union founded in 1966 and based in Endicott, NY. Visions Federal Credit Union Flex Checking Plus is available in 3 states across the USA.

Are checking accounts from Visions Federal Credit Union federally insured?

No, your Visions Federal Credit Union checking accounts are not insured by a federal insurance agency. This means that if Visions Federal Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does Visions Federal Credit Union offer?

Visions Federal Credit Union Flex Checking Plus offers an APY starting at 0.25% and ranging up to 0.5% (APY stands for annual percentage yield, rates may change).

Visions Federal Credit Union Flex Checking Plus Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.25% - 0.5%

What are the account minimums for Visions Federal Credit Union Flex Checking Plus?

Visions Federal Credit Union Flex Checking Plus requires a minimum initial deposit of $25 to open an account.

Visions Federal Credit Union Flex Checking Plus Account Minimums
Description Amount
Minimum Initial Deposit $25
Minimum Combined Balance to Avoid Monthly Fee $25,000
Minimum Balance to Avoid Monthly Fee $1,000

What fees does Visions Federal Credit Union Flex Checking Plus charge?

This account charges a monthly maintenance fee of up to $8.

Visions Federal Credit Union Flex Checking Plus Fees
Description
Monthly Fee $0 - $8
Paper Statement Fee N/A
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $0
NSF Fee $30
Overdraft Protection Fee (per transfer) $3
Overdraft Item Fee $30
Early Account Closure N/A
Returned Deposit Fee (Domestic) $30
Debit Card Replacement Fee $10
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $0
Check Image Service N/A
Check Copy $2
Foreign Transaction Fee (Debit Card) 1%
Wire Transfer Fee - Domestic (Outgoing) $0
Wire Transfer Fee - International (Outgoing) $0
Wire Transfer Fee - International (Incoming) $0
Returned Deposit Fee (International) $30
Wire Transfer Fee - Domestic (Incoming) $0
ATM Reimbursement Monthly Limit $0

What features and perks does Visions Federal Credit Union Flex Checking Plus offer?

This account includes the following features:

  • ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks up to a monthly maximum of $0.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Visions Federal Credit Union Flex Checking Plus allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Contact

  • Headquarters
  •   24 McKinley Avenue
    Endicott, NY 13760
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 8:30am - 6:00pm
  • Tuesday 8:30am - 6:00pm
  • Wednesday 8:30am - 6:00pm
  • Thursday 8:30am - 6:00pm
  • Friday 8:30am - 6:00pm
  • Saturday 8:30am - 2:00pm

About Visions Federal Credit Union Flex Checking Plus

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 3 states
  • New Jersey
  • New York
  • Pennsylvania

Feature Breakdown

Minimum Combined Balance to Avoid Monthly Fee $25,000
Minimum Initial Deposit $25
Minimum Balance to Avoid Monthly Fee $1,000
ATM Fee: In-Network $0
ATM Reimbursement Monthly Limit $0
Online Bill Pay Fee $0
Stop Payment Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $0
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $0
ATM Fee: Out-of-Network $0
Check Copy $2
Debit Card Replacement Fee $10
Foreign Transaction Fee (Debit Card) 1%
Monthly Fee $0 - $8
NSF Fee $30
Overdraft Item Fee $30
Overdraft Protection Fee (per transfer) $3
Returned Deposit Fee (Domestic) $30
Returned Deposit Fee (International) $30
Bank Account Features
  • ATM Reimbursement
  • Branch Access
  • Debit Card
  • Free Bill Pay
  • Interest Bearing Account
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • NCUA Member
  • No ATM Fees
APY (Annual Percentage Yield) 0.25% - 0.5%

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