Wells Fargo Bank Checking Account
in Checking Accounts
Would you recommend Wells Fargo Bank Checking Account to your friends?
| SuperMoney Rating | Strongly not recommended |
| Monthly Fee | Up to $15 |
| ATM Fee: Out-of-Network | $2.50 |
| Minimum Balance to Avoid Monthly Fee | $0 |
| APY | 0.01% - 0.05% |
Overview
Where does Wells Fargo Bank Checking Account do business?
Wells Fargo Bank Checking Account is based in San Francisco, CA. It was founded in 1852 and offers checking accounts services in 50 states (and Washington, DC).
Wells Fargo Bank Checking Account is a member of the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor if a member institution fails.
What APY does Wells Fargo Bank offer?
| Rates | Amount |
|---|---|
| APY (Annualized Percentage Yield) | 0.01% - 0.05% |
Wells Fargo Bank Checking Account offers an APY starting at 0.01% and ranging up to 0.05% (APY stands for annual percentage yield, rates may change).
What are the account minimums for Wells Fargo Bank Checking Account?
Wells Fargo Bank Checking Account does not have a minimum initial deposit to open an account.| Description | Amount |
|---|---|
| Minimum Initial Deposit | $25 |
What features and perks does Wells Fargo Bank Checking Account offer?
This account includes the following features:
- Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
- Mobile Banking - Wells Fargo Bank Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What fees does Wells Fargo Bank Checking Account charge?
This account charges a monthly maintenance fee of up to $15.
| Fees | Amount |
|---|---|
| ATM Out-Of-Network Fee | $2.50 |
| Non-Sufficient Funds | $35 |
| Overdraft Item Fee | $35 |
| Overdraft Protection Fee (per transfer) | $12.50 |
| Returned Deposit Fee (International) | $12 |
| Outgoing Domestic Bank Transfer Fee | $30 |
| Incoming Domestic Bank Transfer Fee | $15 |
| Outgoing International Bank Transfer Fee | $40 |
| Incoming International Bank Transfer Fee | $16 |
What features and perks does Wells Fargo Bank Checking Account offer?
This account includes the following features:
- Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
- Mobile Banking - Wells Fargo Bank Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Contact
- Headquarters
-
420 Montgomery Street
San Francisco, CA 94104 USA - Visit Site
Other Services by Wells Fargo Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Reviews
Would you recommend Wells Fargo Bank Checking Account to your friends?
