Wells Fargo Everyday Checking Account

Wells Fargo Everyday Checking Account Review

Wells Fargo Everyday Checking Account is offered by Wells Fargo Bank, a bank founded in 1852 and based in San Francisco, CA. Wells Fargo Everyday Checking Account is available in 50 states (and Washington, DC).

Key Takeaways

• 0% APY. As with most checking accounts, Wells Fargo Everyday Checking Account does not pay interest.
• Charges a monthly fee. This account charges a monthly service fee of up to $10, but the fee is waived if you keep a minimum balance of $500 or have a monthly direct deposit of $500.
• No ATM fees. Wells Fargo Everyday Checking Account does not charge fees on ATM transactions within its network but there is a fee of up to $2.50 for out-of-network ATM transactions.
• Bill pay. Pay your bills to practically anyone in the United States through Wells Fargo Bank.

Wells Fargo Bank checking Pros & Cons

Wells Fargo Bank checking FAQ

Are checking accounts from Wells Fargo Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Wells Fargo Bank checking offer?

Wells Fargo Bank checking is not an interest-bearing account.

What are the account minimums for Wells Fargo Bank checking?

Wells Fargo Bank checking requires a minimum initial deposit of $25 to open an account.

What fees does Wells Fargo Bank checking charge?

This account charges a monthly service fee of up to $10.

Does Wells Fargo Bank checking charge overdraft fees?

What features and perks does Wells Fargo Bank checking offer?

This account includes the following features:

• Fraud monitoring - Wells Fargo Bank checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - Wells Fargo Bank checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Wells Fargo Bank checking?

The customer support email for Wells Fargo Bank checking is corporateresponsibility@wellsfargo.com.

How do people rate the customer service and user experience of Wells Fargo Bank checking?

Overall, Wells Fargo Bank checking is mostly not recommended based on community reviews that rate customer service and user experience.