Overview

Where does Wells Fargo Bank Checking Account do business?

Wells Fargo Bank Checking Account is based in San Francisco, CA. It was founded in 1852 and offers checking accounts services in 50 states (and Washington, DC).

Wells Fargo Bank Checking Account is a member of the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor if a member institution fails.

What APY does Wells Fargo Bank offer?

Wells Fargo Bank Checking Account offers an APY starting at 0.01% and ranging up to 0.05% (APY stands for annual percentage yield, rates may change).

What features and perks does Wells Fargo Bank Checking Account offer?

This account includes the following features:

• Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
• Mobile Banking - Wells Fargo Bank Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.

What fees does Wells Fargo Bank Checking Account charge?

This account charges a monthly maintenance fee of up to $15.

• Outgoing domestic bank transfers come with a $30 fee.
• Incoming domestic bank transfers come with a $15 fee.
• Outoing international bank transfers come with a $40 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
• Incoming international bank transfers come with a $16 fee.
• Every returned deposit incurs in a $0 charge.