
Wells Fargo Everyday Checking Account
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Community Rating | Mostly not recommended |
Cashback Rewards | N/A |
APY (Annual Percentage Yield) | 0% |
Monthly Fee | $0 - $10 |
Minimum Balance to Avoid Monthly Fee | Starting at $500 |
Number of Reviews | 41 |
Wells Fargo Everyday Checking Account Review
Wells Fargo Everyday Checking Account is offered by Wells Fargo Bank, a bank founded in 1852 and based in San Francisco, CA. Wells Fargo Everyday Checking Account is available in 50 states (and Washington, DC).
- 0% APY. As with most checking accounts, Wells Fargo Everyday Checking Account does not pay interest.
- Charges a monthly fee. This account charges a monthly service fee of up to $10, but the fee is waived if you keep a minimum balance of $500 or have a monthly direct deposit of $500.
- No ATM fees. Wells Fargo Everyday Checking Account does not charge fees on ATM transactions within its network but there is a fee of up to $2.50 for out-of-network ATM transactions.
- Bill pay. Pay your bills to practically anyone in the United States through Wells Fargo Bank.
Pros | Cons |
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Are checking accounts from Wells Fargo Bank federally insured?
Yes, this account is insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Wells Fargo Bank checking offer?
Wells Fargo Bank checking is not an interest-bearing account.
What are the account minimums for Wells Fargo Bank checking?
Wells Fargo Bank checking requires a minimum initial deposit of $25 to open an account.
Description | |
---|---|
Minimum Direct Deposit to Avoid Monthly Fee | $500 |
Minimum Opening Deposit | Starting at $25 |
Minimum Balance to Avoid Monthly Fee | Starting at $500 |
What fees does Wells Fargo Bank checking charge?
This account charges a monthly service fee of up to $10.
Description | |
---|---|
ATM Fee: In-Network | $0 |
Check Cashing Fee | $10 |
Check Image Service | $0 |
Debit Card Replacement Fee | $0 |
Early Account Closure | $0 |
Foreign Transaction Fee (Debit Card) | 3% |
Monthly Fee | $0 - $10 |
NSF Fee | $35 |
Online Bill Pay Fee | $0 |
Overdraft Item Fee | $35 |
Overdraft Protection Fee (per transfer) | $12.50 |
Paper Statement Fee | $0 |
Returned Deposit Fee (Domestic) | $12 |
Returned Deposit Fee (International) | $12 |
Stop Payment Fee | $31 |
Wire Transfer Fee - Domestic (Incoming) | $15 |
Wire Transfer Fee - Domestic (Outgoing) | $30 |
Wire Transfer Fee - International (Incoming) | $16 |
Wire Transfer Fee - International (Outgoing) | $40 |
ATM Fee: Out-of-Network | $2.50 |
Does Wells Fargo Bank checking charge overdraft fees?
Yes, Wells Fargo Bank checking charges a $35 fee for every overdraft.Wells Fargo Bank checking offers overdraft protection at a cost of $12.50 per transaction.
What features and perks does Wells Fargo Bank checking offer?
This account includes the following features:
- Fraud monitoring - Wells Fargo Bank checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Wells Fargo Bank checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Wells Fargo Bank checking?
The customer support email for Wells Fargo Bank checking is corporateresponsibility@wellsfargo.com.
How do people rate the customer service and user experience of Wells Fargo Bank checking?
Overall, Wells Fargo Bank checking is mostly not recommended based on community reviews that rate customer service and user experience.
Message From Wells Fargo Bank
Contact
- Headquarters
-
420 Montgomery Street
San Francisco, CA 94104 - Visit Site
- Email Support
Other Services by Wells Fargo Bank
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Wells Fargo Everyday Checking Account Community Reviews
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