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  Wells Fargo Clear Access Banking

Wells Fargo Clear Access Banking

in Checking Accounts from Wells Fargo Bank · fdic

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Wells Fargo Clear Access Banking

Unaffiliated

in Checking Accounts from Wells Fargo Bank · Member FDIC

Net Recommendation Score +100

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
Community Rating

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Monthly Fee $0 - $5
ATM Fee: Out-of-Network $2.50
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0%

Wells Fargo Clear Access Banking Review

Wells Fargo Clear Access Banking is offered by Wells Fargo Bank, a bank founded in 1852 and based in San Francisco, CA. Wells Fargo Clear Access Banking is available in 50 states (and Washington, DC).

Key Takeaways
  • 0% APY. As with most checking accounts, Wells Fargo Clear Access Banking does not pay interest.
  • Charges a monthly fee. This account charges a monthly service fee of up to $5.
  • No ATM fees. Wells Fargo Clear Access Banking does not charge fees on ATM transactions within its network but there is a fee of up to $2.50 for out-of-network ATM transactions.
  • Bill pay. Pay your bills to practically anyone in the United States through Wells Fargo Bank.
Wells Fargo Clear Access Banking Pros & Cons
Pros Cons
  • $0 monthly service fee on your Clear Access Banking account when the primary account owner is 13 through 24 years old.
  • Available in all 50 states.
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No signup bonus.
  • Does not earn interest
  • Does not provide access to a nationwide ATM network.
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • Charges a higher than average fee on out-of-network ATM transactions.
Wells Fargo Clear Access Banking FAQ

Are checking accounts from Wells Fargo Bank federally insured?

Yes, your Wells Fargo Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Wells Fargo Clear Access Banking offer?

Wells Fargo Clear Access Banking is not an interest-bearing account.

What are the account minimums for Wells Fargo Clear Access Banking?

Wells Fargo Clear Access Banking requires a minimum initial deposit of $25 to open an account.

Wells Fargo Clear Access Banking Minimums
Description
APY Minimum Balance $0
Minimum Opening Deposit Starting at $25

What fees does Wells Fargo Clear Access Banking charge?

This account charges a monthly service fee of up to $5.

Wells Fargo Clear Access Banking Fees
Description
ATM Fee: In-Network $0
Check Image Service $0
Debit Card Replacement Fee $0
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 3%
Monthly Fee $0 - $5
NSF Fee $0
Online Bill Pay Fee $0
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Paper Statement Fee $0
Returned Deposit Fee (Domestic) $12
Returned Deposit Fee (International) $12
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Incoming) $16
Wire Transfer Fee - International (Outgoing) $40
ATM Fee: Out-of-Network $2.50

Does Wells Fargo Clear Access Banking charge overdraft fees?

No, Wells Fargo Clear Access Banking does not charge overdraft fees.

What features and perks does Wells Fargo Clear Access Banking offer?

This account includes the following features:

  • Fraud monitoring - Wells Fargo Clear Access Banking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Wells Fargo Clear Access Banking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for Wells Fargo Clear Access Banking?

The customer support email for Wells Fargo Clear Access Banking is corporateresponsibility@wellsfargo.com.

How do people rate the customer service and user experience of Wells Fargo Clear Access Banking?

Overall, Wells Fargo Clear Access Banking is strongly recommended based on community reviews that rate customer service and user experience.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Wells Fargo Clear Access Banking

The name Wells Fargo is forever linked with the image of a six-horse stagecoach thundering across the American West, loaded with gold. The full history, over more than 160 years, is rich in detail with great events in America’s history. From the Gold Rush to the early 20th Century, through prosperity, depression and war, Wells Fargo earned a reputation of trust due to its attention and loyalty to customers.Today in the 21st Century, with extensive and diversified financial services, the Wells Fargo name once again extends “Ocean-to-Ocean,” “Over-the-Seas,” and, of course, online.

Wells Fargo Clear Access Banking. We've got your back – with no overdraft or non-sufficient funds (NSF) fees. Get the convenience of a debit card with contactless and chip technology, Bill Pay, and digital payments.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

Other Services by Wells Fargo Bank

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View all checking accounts offered by Wells Fargo Bank

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

APY Minimum Balance $0
Minimum Opening Deposit Starting at $25
ATM Fee: In-Network $0
Check Image Service $0
Debit Card Replacement Fee $0
Early Account Closure $0
NSF Fee $0
Online Bill Pay Fee $0
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Paper Statement Fee $0
Foreign Transaction Fee (Debit Card) 3%
Monthly Fee $0 - $5
Returned Deposit Fee (Domestic) $12
Returned Deposit Fee (International) $12
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Incoming) $16
Wire Transfer Fee - International (Outgoing) $40
ATM Fee: Out-of-Network $2.50
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Bauer Financial A+/A Rating
  • Branch Access
  • Member FDIC
  • Teen Checking Account
  • Student Checking Account

Wells Fargo Clear Access Banking Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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