Last Updated: 01/21/2026
SuperMoney User Recommendation Score +67
Strongly recommended6 total votes
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Highlights
Community Rating
Strongly recommended
Welcome Offer
N/A(Verified 09/28/2022)
Cashback Rewards
N/A
APY (Annual Percentage Yield)
0%(Verified 06/21/2024)
Disclaimer popup with additional information
Monthly Service Fee
$0 - $5(Verified 01/21/2026)
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Number of Reviews
Wells Fargo Clear Access Banking Review
The Wells Fargo Clear Access Banking is offered by Wells Fargo Bank, a bank founded in 1852 and based in San Francisco, CA. Wells Fargo Clear Access Banking is available in 50 states and Washington, DC.
Key Takeaways
- 0% APY. As with most checking accounts, Wells Fargo Clear Access Banking does not pay interest.
- Charges a monthly fee. This account charges a monthly fee of up to $5.
- No ATM fees. Wells Fargo Clear Access Banking does not charge fees on ATM transactions within its network but there is a fee of $2.5 for out-of-network ATM transactions .
- Bill pay. Pay your bills to practically anyone in the United States when you enroll in Wells Fargo Bank mobile or online banking.
Wells Fargo Clear Access Banking Pros & Cons
| Pros | Cons |
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Wells Fargo Clear Access Banking FAQ
Are checking accounts from Wells Fargo Bank federally insured?
Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Wells Fargo Clear Access Banking offer?
Wells Fargo Clear Access Banking is not an interest-bearing account.
What are the account minimums for Wells Fargo Clear Access Banking?
Wells Fargo Clear Access Banking requires a minimum initial deposit of $25.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does Wells Fargo Clear Access Banking charge?
This account charges a monthly maintenance fee each statement cycle of up to $5.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $0 - $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: In-Network | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: Out-of-Network (within the U.S.) | Starting at $2.5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| NSF Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Overdraft Item Fee | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Early Account Closure | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Deposit Fee (Domestic) | Starting at $12 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Card Replacement Fee (Standard Delivery) | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Online Bill Pay Fee | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Check Image Service | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Transaction Fee (Debit Card) | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - US Domestic (Outgoing) | Starting at $30 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - International (Outgoing) | Starting at $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - International (Incoming) | Starting at $16 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Deposit Fee (International) | Starting at $12 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - US Domestic (Incoming) | Starting at $15 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Wells Fargo Clear Access Banking charge overdraft fees?
No, Wells Fargo Clear Access Banking does not charge overdraft fees.What features and perks does Wells Fargo Clear Access Banking offer?
This account includes the following features:
- Fraud monitoring - Wells Fargo Clear Access Banking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Wells Fargo Clear Access Banking allows you to manage your money online or with a mobile app. This includes depositing checks1 in your account with a mobile app on your smartphone.
What is the customer support email for Wells Fargo Clear Access Banking?
The customer support email for Wells Fargo Clear Access Banking is corporateresponsibility@wellsfargo.com.
How do people rate the customer service and user experience of Wells Fargo Clear Access Banking?
Overall, Wells Fargo Clear Access Banking is strongly recommended based on community reviews that rate customer service and user experience.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Wells Fargo Clear Access Banking
Hours of Operation
Sunday
All Day
Monday
All Day
Tuesday
All Day
Wednesday
All Day
Thursday
All Day
Friday
All Day
Saturday
All Day
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Other Checking Accounts from Wells Fargo Bank
Bonus Offer
$325
Disclaimer popup with additional information
Cashback Rewards
N/A
APY (Annual Percentage Yield)
N/A
Disclaimer popup with additional information
Monthly Service Fee
$0 - $10
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Rating not yet determined
Bonus Offer
N/A
Cashback Rewards
N/A
APY (Annual Percentage Yield)
0.01%
Disclaimer popup with additional information
Monthly Service Fee
$0 - $35
Disclaimer popup with additional information
Rating not yet determined
Bonus Offer
N/A
Cashback Rewards
N/A
APY (Annual Percentage Yield)
0.01%
Disclaimer popup with additional information
Monthly Service Fee
$0 - $25
Disclaimer popup with additional information
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Learn MoreSuperMoney Net Recommendation Score
SuperMoney users strongly recommend this product, giving it a user recommendation score of +67, or 4.3 on a 5-point rating scale.
+67
-1000+100
No one recommends
Everyone recommends
Wells Fargo Clear Access Banking Community Reviews
Would you recommend Wells Fargo Clear Access Banking to your friends?
RS
Rose S.
Jan 21, 2023
May or may not recommend
I would truly under no circumstance recommend ANYONE use wells fargo, ever. They are known for stealing peoples money and bouncing people from department to department while trying to get it resolved. Seriously, do one google search about wells fargo stealing from people, and you will see I am not lying. I am not talking about an overdraft fee either, I'm talking about $500 disappearing from your account with no ...Show More
TA
Tatiana A.
Nov 23, 2022
May or may not recommend
Currently I do not bank with Wells Fargo but in the past I banked with them for 1 year and my experience was very normal and really nothing to out of the ordinary. One pro that I did love being apart of Wells Fargo was their easy banking account app as well as the ability to customize my own card.
Nicholas P.
Nov 16, 2022
May or may not recommend
I've been a wells fargo customer for 6 years now. The customer service is always extremely helpful of any situation. They have always helped me when my account gets over drawn. However, there is a minimum requirement of $25 to open an account. There are monthly fees, but those can be avoided a number of ways. All in all, I recommend wells fargo to anyone.
CM
Chris M.
Oct 9, 2022
May or may not recommend
Having had a Checking account with Wells for over 15 Years should tell you how much I like their service. Account is easy to manage, I can always call with a question and get ahold of someone relatively quickly, and even though it seems to happen at the most awkward time, the monitoring of potential fraud is very good.
JX
Jaboris X.
Sep 25, 2022
May or may not recommend
I'm trying would I be 100 percent able to withdrawal money before I go to Americus ga my balance 0 can I still withdrawal every day for life?
ZW
Zoe W.
Feb 11, 2021
May or may not recommend
I used Wells Fargo briefly and I really did enjoy it. I have recommended it in the past to other people and they have used it and loved it. One of my family members has used them for years for a business account and he has not looked back since! Their customer service is great and I always walked out of there feeling like my money is being kept in ...Show More
Showing 6 of 6 reviews
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