Wings Financial Credit Union First Class Checking
in Checking Accounts from Wings Financial Credit Union · ncua
UnaffiliatedWings Financial Credit Union First Class Checking
in Checking Accounts from Wings Financial Credit Union · Insured by NCUA
Would you recommend Wings Financial Credit Union First Class Checking to your friends?
| Community Rating |
Rating not yet determined |
| Monthly Fee | $0 |
| ATM Fee: Out-of-Network | $2.50 |
| Minimum Balance to Avoid Monthly Fee | $0 |
| APY (Annual Percentage Yield) | 0.05% |
Wings Financial Credit Union First Class Checking Review
Wings Financial Credit Union First Class Checking is offered by Wings Financial Credit Union, a credit union founded in 1938 and based in Apple Valley, MN. Wings Financial Credit Union First Class Checking is available in 5 states across the USA.
- Higher than average APY. Wings Financial Credit Union First Class Checking has an annual percentage yield of up to 0.05%, which is higher than the national average interest rate on savings accounts.
- $0 monthly fee. This account does not charge a monthly Service Charge.
- Small minimum initial deposit. You only need $5 to open an account.
- Bill pay. Pay your bills to practically anyone in the United States through Wings Financial Credit Union.
| Pros | Cons |
|---|---|
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Are checking accounts from Wings Financial Credit Union federally insured?
Yes, your Wings Financial Credit Union checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Wings Financial checking account offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.05% |
Wings Financial checking account offers an APY of 0.05% (APY stands for annual percentage yield, rates may change).
What are the account minimums for Wings Financial checking account?
Wings Financial checking account requires a minimum initial deposit of $5 to open an account.
| Description | Amount |
|---|---|
| Minimum Opening Deposit | $5 |
What fees does Wings Financial checking account charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Check Copy | $2 |
| Debit Card Replacement Fee | $10 |
| Early Account Closure | $0 |
| Foreign Transaction Fee (Debit Card) | 1% |
| Monthly Fee | $0 |
| NSF Fee | $30 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $30 |
| Overdraft Protection Fee (per transfer) | $30 |
| Paper Statement Fee | $2 |
| Returned Deposit Fee (Domestic) | $15 |
| Returned Deposit Fee (International) | $15 |
| Stop Payment Fee | $30 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $30 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Wire Transfer Fee - International (Outgoing) | $50 |
| ATM Fee: Out-of-Network | $2.50 |
Does Wings Financial checking account charge overdraft fees?
Yes, Wings Financial checking account charges a $30 fee for every overdraft.Wings Financial checking account offers overdraft protection at a cost of $30 per transaction.
What features and perks does Wings Financial checking account offer?
This account includes the following features:
- Fraud monitoring - Wings Financial checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Wings Financial checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
How do people rate the customer service and user experience of Wings Financial checking account?
Overall, Wings Financial checking account is strongly not recommended based on community reviews that rate customer service and user experience.
Contact
- Headquarters
-
14985 Glazier Ave, Ste. 100
Apple Valley, MN - Visit Site
Other Services by Wings Financial Credit Union
Availability
- Florida
- Georgia
- Michigan
- Minnesota
- Washington
Feature Breakdown
| Minimum Opening Deposit | Starting at $5 |
| Minimum Balance to Avoid Monthly Fee | $0 |
Wings Financial Credit Union First Class Checking Community Reviews
Would you recommend Wings Financial Credit Union First Class Checking to your friends?
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