Wright Patt CU Checking with Dividends
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Checking Accounts from Wright Patt Credit Union
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Wright Patt CU Checking with Dividends
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| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) |
0.04% - 0.08% (Verified 07/14/2022) |
| Monthly Fee | $0 - $5 |
| Minimum Balance to Avoid Monthly Fee | Starting at $1,000 |
Wright Patt CU Checking with Dividends Review
Wright Patt CU Checking with Dividends is offered by Wright Patt Credit Union, a credit union founded in 1932 and based in Beavercreek, OH. Wright Patt CU Checking with Dividends are available in 1 state across the USA.
Key Takeaways
- Low APY. The maximum annual percentage yield for this account is only 0.08%.
- Charges a monthly fee. This account charges a monthly service fee of up to $5, but the fee is waived if you keep a minimum balance of $1,000.
- $1,000 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
- ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
- Bill pay. Pay your bills to practically anyone in the United States through Wright Patt Credit Union.
Wright Patt checking account Pros & Cons
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Wright Patt checking account FAQ
Are checking accounts from Wright Patt Credit Union federally insured?
No, your Wright Patt Credit Union checking accounts are not insured by a federal insurance agency. This means that if Wright Patt Credit Union were to fall into financial difficulties, your deposits are not covered by a government-backed insurance fund like the FDIC or NCUSIF.
What APY does Wright Patt checking account offer?
Wright Patt checking account offers an APY starting at 0.04% and ranging up to 0.08% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $0.01.
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0.04% - 0.08% |
What are the account minimums for Wright Patt checking account?
Wright Patt checking account requires a minimum initial deposit of $1,000 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $1,000 |
| Minimum Balance to Avoid Monthly Fee | Starting at $1,000 |
| Minimum Balance to Earn APY | $0.01 |
What fees does Wright Patt checking account charge?
This account charges a monthly service fee of up to $5.
| Description | |
|---|---|
| Monthly Fee | $0 - $5 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $1.50 |
| Foreign Transaction Fee (Debit Card) | 0% |
| NSF Fee | $19 |
| Overdraft Item Fee | $19 |
| Overdraft Protection Fee (per transfer) | $0 |
| Returned Deposit Fee (Domestic) | $10 |
| Returned Deposit Fee (International) | $10 |
| Stop Payment Fee | $25 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $20 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Wire Transfer Fee - International (Outgoing) | $50 |
| Online Bill Pay Fee | $0 |
| Debit Card Replacement Fee | $5 |
Does Wright Patt checking account charge overdraft fees?
Yes, Wright Patt checking account charges a $19 fee for every overdraft.What features and perks does Wright Patt checking account offer?
This account includes the following features:
- ATM rebates - This account will reimburse you for any domestic ATM fees.
- Fraud monitoring - Wright Patt checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Wright Patt checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Wright Patt checking account?
The customer support email for Wright Patt checking account is myvoice@wpcu.coop.
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Message From Wright Patt checking account
Contact
- Headquarters
-
3560 Pentagon Blvd
Beavercreek, OH 45431 USA - Visit Site
- Email Support
About Wright Patt CU Checking with Dividends
Availability
Available in 1 state
Ohio
Availabile in all of Ohio
Feature Breakdown
| Minimum Opening Deposit | Starting at $1,000 |
| Minimum Balance to Avoid Monthly Fee | Starting at $1,000 |
| Minimum Balance to Earn APY | $0.01 |
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