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  Wright Patt Credit Union Checking with Dividends

Wright Patt Credit Union Checking with Dividends

in Checking Accounts from Wright Patt Credit Union

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Wright Patt Credit Union Checking with Dividends

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in Checking Accounts from Wright Patt Credit Union

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Highlights
Highlights
Monthly Fee $0 - $5
Minimum Balance to Avoid Monthly Fee $1,000
ATM Fee: Out-of-Network $1.50
APY (Annual Percentage Yield) 0.04% - 0.08%

Wright Patt Credit Union Checking with Dividends Review

Wright Patt Credit Union Checking with Dividends is offered by Wright Patt Credit Union, a credit union founded in 1932 and based in Beavercreek, OH. Wright Patt Credit Union Checking with Dividends is available in 1 state across the USA.

Are checking accounts from Wright Patt Credit Union federally insured?

No, your Wright Patt Credit Union checking accounts are not insured by a federal insurance agency. This means that if Wright Patt Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does Wright Patt Credit Union offer?

Wright Patt Credit Union Checking with Dividends offers an APY starting at .04% and ranging up to .08% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $.01.

Wright Patt Credit Union Checking with Dividends Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) .04% - .08%

What are the account minimums for Wright Patt Credit Union Checking with Dividends?

Wright Patt Credit Union Checking with Dividends does not require a minimum initial deposit.

Wright Patt Credit Union Checking with Dividends Account Minimums
Description Amount
Minimum Initial Deposit $0
APY Minimum Balance $0.01
Minimum Balance to Avoid Monthly Fee $1,000

What fees does Wright Patt Credit Union Checking with Dividends charge?

This account charges a monthly maintenance fee of up to $5.

Wright Patt Credit Union Checking with Dividends Fees
Description
Monthly Fee $0 - $5
Paper Statement Fee N/A
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $1.50
NSF Fee $25
Overdraft Protection Fee (per transfer) $5
Overdraft Item Fee $25
Early Account Closure N/A
Returned Deposit Fee (Domestic) $10
Debit Card Replacement Fee $5
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $25
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) 0%
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Outgoing) $50
Wire Transfer Fee - International (Incoming) $0
Returned Deposit Fee (International) $10
Wire Transfer Fee - Domestic (Incoming) $0
ATM Reimbursement Monthly Limit N/A

What features and perks does Wright Patt Credit Union Checking with Dividends offer?

This account includes the following features:

  • ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
  • Fraud monitoring - Wright Patt Credit Union Checking with Dividends monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Wright Patt Credit Union Checking with Dividends allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Contact

  • Headquarters
  •   3560 Pentagon Blvd
    Beavercreek, OH 45431
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 7:00pm
  • Tuesday 9:00am - 7:00pm
  • Wednesday 9:00am - 7:00pm
  • Thursday 9:00am - 7:00pm
  • Friday 9:00am - 7:00pm
  • Saturday 9:00am - 1:00pm

About Wright Patt Credit Union Checking with Dividends

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 1 state
Ohio
Availabile in all of Ohio

Feature Breakdown

APY Minimum Balance $0.01
Minimum Initial Deposit $0
Minimum Balance to Avoid Monthly Fee $1,000
ATM Fee: In-Network $0
Foreign Transaction Fee (Debit Card) 0%
Online Bill Pay Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
Debit Card Replacement Fee $5
Monthly Fee $0 - $5
NSF Fee $25
Overdraft Item Fee $25
Overdraft Protection Fee (per transfer) $5
Returned Deposit Fee (Domestic) $10
Returned Deposit Fee (International) $10
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Outgoing) $50
ATM Fee: Out-of-Network $1.50
Bank Account Features
  • ATM Reimbursement
  • Branch Access
  • Debit Card
  • Fraud Monitoring
  • Fraud Protection
  • Free Bill Pay
  • Interest Bearing Account
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • NCUA Member
APY (Annual Percentage Yield) 0.04% - 0.08%

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