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Last Updated: 04/18/2025

SmartBiz Commercial Real Estate Loan

in Commercial Mortgage from SmartBiz

Last Updated: 04/18/2025

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Highlights

Amount Range

$500,000 - $5,000,000

Loan Term (Years)

Up to 25

Minimum Revenue

N/A

Minimum Months in Business

SmartBiz Commercial Real Estate Loan Review

SmartBiz Commercial Real Estate Loan is offered by SmartBiz, a bank founded in 2009 and based in San Francisco, CA. SmartBiz Commercial Real Estate Loan are available in 50 states and Washington, DC.

SmartBiz Commercial Real Estate Loan FAQ

How much can you borrow via SmartBiz?

SmartBiz allows borrowers to apply for commercial mortgages with loan amounts of up to $5,000,000.

What is the maximum loan term you can get with SmartBiz?

SmartBiz offers commercial mortgages with a maximum term of 25 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What range of rates does SmartBiz offer?

SmartBiz offers commercial mortgages with APRs starting at 4.75% and up to 6%.

What type of guarantors does SmartBiz require?

Individual(s)
Business

What is the estimated funding time for a commercial mortgage via SmartBiz?

SmartBiz will typically fund mortgages within 30 and days of approval.

Does SmartBiz charge a mortgage origination fee?

Yes, SmartBiz may charge a loan origination fee of 2.25% to 3.5% of the loan amount .

What are the business financing requirements for SmartBiz?

To apply for SmartBiz Commercial Real Estate Loan, the applicant needs to provide the following business document:

Business Certificate
Business License
Business Bank Account

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Message from SmartBiz Commercial Real Estate Loan

Every business is unique. Let SmartBiz help you match your business with the lender most likely to fund your business needs. Nearly $4 billion funded by banks in our network! Buy, refinance, and expand with a low-cost SBA 7(a) commercial real estate loan. SBA 7(a) loans offered from banks in the SmartBiz network are a great option for small businesses looking to refinance an existing commercial real estate mortgage, or buy an office building or other owner-occupied commercial space.

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Headquarters

417 Montgomery Street

San Francisco, CA 94104

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