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DebtWave Credit Counseling

in Credit Counseling Firms

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DebtWave Credit Counseling

Unaffiliated

in Credit Counseling Firms

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Overview

DebtWave Credit Counseling is based in San Diego, California, and has been in business since 2001. It provides comprehensive credit counseling services, including debt management programs, financial education programs, and debt consolidation. The company has provided help to over 23,500 customers. As of 2014, Debtwave had $612 million in total assets and generated a total revenue of $3.3 million. The company is registered as a 501(c)3 nonprofit organization and is an accredited BBB company with an A+ rating.

DebtWave also provides several outreach programs, such as the San Diego Financial Literary Center (SDFLC), that are designed to help youth, military, and low-to-moderate income families improve their financial literacy.

What Credit Counseling Services Does DebtWave Offer?

DebtWave provides all new customers a free financial check-up, which includes a soft credit report check and analysis. As well as providing financial training and credit counseling, DebtWave also offers debt consolidation and negotiation with creditors. 

How Much Do DebtWave's Services Cost?

Prices vary by state, depending on local regulations. 

DebtWave charges a $50 enrollment fee to start working on your account. Then there is a monthly fee of 8% of the monthly debt payments. Some states, such as California, limit the monthly charge credit counseling companies can charge. For instance, in California, monthly fees cannot exceed $35.

- $50 enrollment fee

- 8% of monthly payments (Some states regulate credit counseling services and set a maximum monthly fee)

How Is DebtWave Better Than Other Companies?

- DebtWave has over 15 years experience and is a 501(c)3 nonprofit organization.

- It approved to provide credit counseling and debt management services in 47 states.

- It provides several outreach programs at no cost to the consumer. 

- A+ rating with the BBB

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Contact

  • Headquarters
  • 9325 Sky Park Ct #260
    San Diego, CA 92123 USA
  • Visit Site

Availability

Available in 43 States and Washington, DC
  • Alabama
  • Alaska
  • Arizona
  • California
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kentucky
  • Louisiana
  • Maine
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • North Carolina
  • North Dakota
  • Ohio
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin

Feature Breakdown

Max Monthly Fee
$35
Pre-Discharge Debtor Education
Housing Counseling
Pre-Bankruptcy Counseling
Financial Education

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