DebtWave Credit Counseling
DebtWave Credit Counseling
in Credit Counseling Services from DebtWave Credit Counseling Inc.

DebtWave Credit Counseling

in Credit Counseling Services from DebtWave Credit Counseling Inc.
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Monthly Fee Up to $49

DebtWave Credit Counseling Review

DebtWave Credit Counseling is a nonprofit credit counseling firm based in San Diego, CA. The company was founded in 2001 and offers credit counseling services to clients in 43 states (and Washington, DC).

DebtWave Credit Counseling FAQ

What does DebtWave Credit Counseling do?

DebtWave Credit Counseling offers credit counseling services for the following types of debt:

  • Unsecured debt, such as credit card debt, personal loans and medical debt
  • Business debt

What does DebtWave Credit Counseling charge?

DebtWave Credit Counseling charges a maximum monthly fee of $49. However, service fees can vary by state or from one client to another so it's important to check fees before you hire a company. Speak with a counselor regarding your state of residence.

Does DebtWave Credit Counseling offer a guarantee?

No, DebtWave Credit Counseling does not offer a money back guarantee.

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Message From DebtWave Credit Counseling

Credit Counseling & Debt Management Services. Our mission is to help our clients eliminate credit card debt and adopt healthy financial behaviors. To do this, we offer: Free Credit Counseling Sessions: Enjoy a complimentary budgeting consultation and budget analysis. Debt Management Program: Enjoy lower interest rates and lower monthly payments on your credit cards to help you become debt free in three to five years. At DebtWave Credit Counseling, Inc., our team of certified credit counselors focus not only on helping you get out of debt, we teach you how to properly manage your finances, reducing the likelihood you fall into debt again.


Hours of Operation

  • Sunday Closed
  • Monday 7:00am - 6:00pm
  • Tuesday 7:00am - 6:00pm
  • Wednesday 7:00am - 6:00pm
  • Thursday 7:00am - 6:00pm
  • Friday 7:00am - 6:00pm
  • Saturday Closed

Other Services by DebtWave Credit Counseling Inc.


  Available in 43 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arizona
  • California
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • Ohio
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia

Feature Breakdown

Initial Processing Fee $75
Monthly Fee Up to $49
Debt Type
  • Unsecured Debt
  • Business Debt
  • Private Student Loans
Credit Counseling Benefits
  • Free Consultation
  • Free Educational Materials
  • Non-Profit Company

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