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Last Updated: 04/18/2025

Credit Mindset Credit Repair

from Credit Mindset

Last Updated: 04/18/2025

Mostly recommended11 total votes

6 users recommend

5 users don't recommend

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Highlights

Community Rating

Mostly recommended

Monthly Maintenance Fee

$100(Verified 06/21/2024)

Disclaimer popup with additional information

Initial Processing Fee

N/A

Credit Bureau Reports

Experian
Equifax
TransUnion

Number of Reviews

Credit Mindset Credit Repair Review

Credit Mindset is a credit repair firm based in Plymouth Meeting, PA. The company was founded in 2006 and offers credit repair services to clients in 50 states (and Washington, DC). Credit repair companies help clients repair credit and improve their credit by disputing questionable negative items, such as late payments, collections, charge-offs, and bankruptcies, on their credit reports.

Credit Mindset FAQ

What does Credit Mindset do?

They offer credit help services that help consumers as they work to improve their credit by educating them about how credit reporting works and challenging errors, inaccurate negative items and aged debts with credit report agencies.

These services include the following perks and benefits:

Personalized credit education and recommendations
Credit updates: Check out the credit scores that lenders and landlords see when considering applications.

What do they charge?

This company charges a flat fee for its services, so you won't get any surprises in your bill.

Credit Mindset charges a monthly fee of $100.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from Credit Mindset

Credit Mindset will review your credit report and put together a plan of action! 3 actions to drive up credit! Get items deleted! This is what we do! Imagine that the teacher in school dropped a couple of your bad test grades....what would your average do? It would go up..... so when the Credit Mindset program gets inaccurate or non-verifiable items delete... your credit score goes up. Pay down balances. Paying credit card balances below 30% will help drive up credit scores. Also, paying some newer collection accounts could also have a positive impact on your score..... check with a Credit Mindset rep before you pay an account....we don't want to throw away money! Add new credit. Adding a secured card card or a couple new credit cards is a great way to drive up scores. Think of it as you are adding an "A" to your average!

Contact

Headquarters

610 W. Germantown Pike Suite 330

Plymouth Meeting, PA 19462

(215) 767-8345

Visit Site

Email Support

Hours of Operation

SundayClosedMonday9:00AM - 5:00PMTuesday9:00AM - 5:00PMWednesday9:00AM - 5:00PMThursday9:00AM - 5:00PMFriday9:00AM - 5:00PMSaturdayClosed

Other Services by Credit Mindset

SuperMoney Net Recommendation Score

SuperMoney users mostly recommend this product, giving it a user recommendation score of +9, or 3.2 on a 5-point rating scale.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Credit Mindset Credit Repair Community Reviews

Would you recommend Credit Mindset Credit Repair to your friends?

Anthony W.

Mar 20, 2019

May or may not recommend

Erin did a great job explaining everything to me and walked me threw the whole process. Erin also disputed some medical Bill's and got my score to go up 80 points. So now my score is in the 700's. So if you need help with your credit contact Erin and she will get you on the rite path!!!!

John W.

Mar 6, 2019

May or may not recommend

I knew nothing about credit and its longterm effects that it has on my future. I have no credit cards, no loans and no debt. So I honestly had no understanding or experience with credit. I reached out to Credit Mindset to help me understand what a credit score is and how to maximize this untapped monetary potential. I have recently obtained my first credit card and have begun ...Show More

Cory H.

Mar 6, 2019

May or may not recommend

After years of battling high interest rates with credit card debt and not making much progress other than making minimum payments on time, I decided to reach out to Credit Mindset. I was assisted with knowledgeable and professional individual's who helped me make an impactful action plan to help reduce my debt, raise my credit score and obtain lower interest rates on current and future loans. I highly ...Show More

Anonymous

Feb 8, 2019

May or may not recommend

If you go with this company be prepared to do your own work and receive no communication and no results for the money you pay. If you still decide to go with credit mindset than I would suggest you get everything in writing because the service they offer changes as it fits them. Stay clear of wasting your money here. To make it perfectly clear - My score did ...Show More

Edward H.

Jan 23, 2019

May or may not recommend

Brian goes out of his way to help his clients

Randy F.

Jan 25, 2018

May or may not recommend

The team at Credit Mindset is fantastic. The process was simple and I got amazing results. This was the best decision I every made and we were able to buy a home with our improved credit, save money on our car payment and insurance costs! I can't thank you enough. Randy F

Danielle D.

Jan 23, 2018

May or may not recommend

Credit Mindset is awesome!!!!! If I can rate them 10 stars I would. They got our credit scores up over 100 points in 45 days just like they said, everytime I felt nervous or unsure they responded back to my calls or texts within minutes to help me settle my nerves, and know where able to buy our first house with a 705 credit score. Thank you Erin and Brian ...Show More

Jack C.

Feb 28, 2017

May or may not recommend

Reviewing facts presented regarding our experience to determine current experience rating

Anonymous

Oct 7, 2016

May or may not recommend

No change in our credit reports apart from the changes due to what WE DID! Do not give money to these people please. They are also rude and they lie shamelessly

Anonymous

Apr 8, 2016

May or may not recommend

Save your money & dispute any items on your credit report yourself. The only thing Credit Mindset has done for me was write letters...nothing else. Nothing was deleted or updated on any of my credit reports. The only reason my credit score increased is because I paid my credit cards down to below 10%.

Anonymous

Jan 17, 2016

May or may not recommend

Extremely poor communication leading to slower than usual repair process. This company didn't do anything beyond what an indivivual can dispute themselves directly thru the Transunion, Experian, Equifax online dispute process. Huge waste of time. Lost over 4 months of time simply waiting for answers that never came. Unable to provide detailed summary of process after repeated requests. Stay away and do your homework before ...Show More

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