Last Updated: 04/18/2025
SuperMoney User Recommendation Score +61
Strongly recommended28 total votes
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Highlights
Community Rating
Strongly recommended
Monthly Maintenance Fee
$49.99(Verified 06/21/2024)
Disclaimer popup with additional information
Initial Processing Fee
N/A
Credit Bureau Reports
- Experian
- Equifax
- TransUnion
Number of Reviews
CreditFirm.Net Credit Repair Review
CreditFirm.Net is a credit repair firm based in Deerfield, IL. The company was founded in 1997 and offers credit repair services to clients in 50 states (and Washington, DC). Credit repair companies help clients repair credit and improve their credit by disputing questionable negative items, such as late payments, collections, charge-offs, and bankruptcies, on their credit reports.
Credit Firm FAQ
What does Credit Firm do?
They offer credit help services that help consumers as they work to improve their credit by educating them about how credit reporting works and challenging errors, inaccurate negative items and aged debts with credit report agencies.
These services include the following perks and benefits:
- 24-hour account access: Check the status of your account any time you want.
- Personalized credit education and recommendations
- Cancel anytime: No need to commit to a never ending contract. Cancel your account whenever you want.
What do they charge?
This company charges a flat fee for its services, so you won't get any surprises in your bill.
Credit Firm charges a monthly fee of $49.99.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Credit Firm
Other Services by CreditFirm.Net
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
SuperMoney Net Recommendation Score
SuperMoney users strongly recommend this product, giving it a user recommendation score of +61, or 4.2 on a 5-point rating scale.
+61
-1000+100
No one recommends
Everyone recommends
Reviewer Sentiment Over Time
CreditFirm.Net Credit Repair Community Reviews
Would you recommend CreditFirm.Net Credit Repair to your friends?
WW
Wallace W.
Feb 5, 2023
Would Recommend
So far they got my eviction removed from experian and transunion, hopefully equifax is going to remove it soon because that's all I have left. I used Lexington Law for a year and they removed a bunch of medical collections but couldnt get rid of the eviction so I gave creditfirm.net a try. After 2 months I am pleasently surprised, they cost less than half of lexington and already got ...Show More
CT
Carroll T.
Nov 7, 2022
Would Recommend
VERY HAPPY!!! I should have done this years ago. 100% Recommend.
AS
Ana S.
Sep 24, 2022
Would Recommend
Signed up 4 months ago cuz I got denied for a home loan. Since then all my scores went up and most important my middle score is now 694 plus I was approved for a mortgage a few days ago and the bank was able to lock my rate before they went up a few days ago. Credit Firm is the best! Thank you guys!!!!!!
DG
Danny G.
Aug 18, 2022
Would Recommend
Got an old repo and $70,000 in medical bills of my credit history.
MB
Missy B.
Jul 13, 2022
Would Recommend
I have been a customer for about 2 weeks and already seen 16 inquiries removed from my credit reports. I was with Creditrepair.com for 4 months and they couldn't delete 1 inquiry and credit firm deleted 16 in 2 weeks! Don't waste your time with creditrepair.com, if you need work on your credit try credit firm first.
EG
Eve G.
Jun 14, 2022
Would Recommend
2 months into the program and so far so good. Ive seen 6 collections deleted and a repo. My scores went up and I'm about 15 points away from getting a house. Another month or so and I should be good. Credit firm is the best!
DR
David R.
May 27, 2022
Would Recommend
Started up with creditfirm.net on 2/27/2022 and today (5/27/2022), exactly 3 months later my Experian FICO score is 54 points higher, my TransUnion FICO score is up 76 points, and my Equifax FICO score is up 53 points.
DP
Daft P.
May 17, 2022
Would Recommend
100% would reccommend this company, they got my bankruptcy removed.
JB
Jerry B.
May 6, 2022
Would Recommend
Awesome experience! My middle score went up 174 points. I closed on my mortgage last week, before the rates went up 0.5% Credit Firm is THE BEST!!!!!!!
JH
Jaclyn H.
May 3, 2022
Would not Recommend
Unless your credit is not badly hurt they are not going to help you. You already have to have a pretty good credit score so doesn't really help if you are trying to really repay debts and fix credit.
AC
Angie C.
Apr 22, 2022
Would Recommend
I hired these guys because they were cheaper than everyone else but, after 4 months, I'm convinced that they are better than everyone too. My credit manager calls me back right away, emails get answered fast, and most important they deleted so much stuff and my scores went up.
GP
Geoff P.
Mar 29, 2022
Would Recommend
My credit person on credit firm is so great. I’ve literally talked to him at least 8 times already and he’s really helped me understand what he’s doing and how this credit game works. My scores went up but, much more than that, I have a plan for growing my scores and I finally understand what I’m supposed to do to have a good credit.
TW
Trucking W.
Dec 2, 2021
Would Recommend
I got 4 collections and a repo from harley davidson knocked off by this guys. My scores went up and I just got a 2019 freightliner at a rediculous rate.
DW
Donna W.
Nov 16, 2021
Would Recommend
signed up 5 months ago cuz I couldn't get a home loan - just had my credit checked by my bank and ... my scores are all up over 680. Gonna get me a home and keep this service to get into the 700s.
SD
Seahawk D.
Oct 6, 2021
Would Recommend
I hired credit firm because wells fargo was reporting late payments on my credit reports from last year when we had an agreement that I would defer payment because of covid. Wells forgo didn't charge me any late fees but reported 6 late payments in my credit reports which lowered my scores into the 500s. I tried dealing with the credit buros myself and called wells fargo so many times ...Show More
ES
Emma S.
Sep 3, 2021
Would Recommend
Happy to report that this actually works. I was a little hesitant to hire a company to fix my credit but, after 2 months my scores just jumped up and I'm over the moon. Best $100 I've even spent.
David K.
Jul 2, 2021
Would not Recommend
They simply do nothing. Before signing up with them, I found quite few positive reviews and decided to try for 3-4 months.
I'm debt free, except mortgage, but because of few missed payments and debt settlement, my current credit score is around 630-650, and i was expecting to remove some of negative items from report, and bump score at least on 50 points.
After submitting disputes to 3 credit bureaus ...Show More
U
Anonymous
Feb 18, 2021
Would not Recommend
After several months of "autopay" from my bank at $49/month -- NOTHING DONE!! Unfortunately, after I sent multiple emails and phone messages, so far, I have NOT spoken with anyone !! And the company has continued to receive my money via "autopay." Bottom.Line: COMPLETE WASTE OF MONEY!!
TW
Thomas W.
Oct 28, 2020
Would Recommend
The review and approval process of creditfirm is quite fast. I cannot believe I got approved within 24 hours of applying. The service and rate are quite alright too. I strongly recommend this service to everyone. They have helped me repair my credit score too. I hope to partner with you for long.
AB
April B.
Sep 6, 2020
Would Recommend
I signed up for the account and submitted my reports on a Saturday and by Sunday someone had already reviewed my reports and started the process. I can tell you from working with Lexington Law for the last few months and getting nowhere I am really impressed so far. Just the fact that they put together my stuff on a weekend is really impressive. I’ve spent time and money to ...Show More
Showing 20 of 28 reviews
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