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Last Updated: 04/18/2025

Heartland Credit Restoration, INC Credit Repair Service

from Heartland Credit Restoration, INC

Last Updated: 04/18/2025

Rating not yet determined2 total votes

2 users don't recommend

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Highlights

Monthly Maintenance Fee

$115(Verified 06/21/2024)

Disclaimer popup with additional information

Initial Processing Fee

$250

Credit Bureau Reports

Experian
Equifax
TransUnion

Heartland Credit Restoration, INC Credit Repair Service Review

Heartland Credit Restoration, INC is a credit repair firm based in Hiawatha, IA. The company was founded in 2007 and offers credit repair services to clients in 50 states (and Washington, DC). Credit repair companies help clients repair credit and improve their credit by disputing questionable negative items, such as late payments, collections, charge-offs, and bankruptcies, on their credit reports.

Heartland Credit Restoration FAQ

What does Heartland Credit Restoration do?

They offer credit help services that help consumers as they work to improve their credit by educating them about how credit reporting works and challenging errors, inaccurate negative items and aged debts with credit report agencies.

These services include the following perks and benefits:

Personalized credit education and recommendations
Credit updates: Check out the credit scores that lenders and landlords see when considering applications.

What do they charge?

This company charges a flat fee for its services, so you won't get any surprises in your bill.

Heartland Credit Restoration charges a monthly fee of $115. Users must pay a setup fee of $250.

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Message from Heartland Credit Restoration

We provide credit repair services and education for consumers and financial professionals throughout the United States. Our commitment is to provide valuable credit education and tools to help people become empowered and knowledgeable about credit.

The Heartland team brings the knowledge, experience, and valuable resources needed to get your credit back on track. We offer personal attention and real education you can use. You’ll be able to reach real people who are committed to helping you understand how to repair and drive your credit successfully. At Heartland we not only care about fixing your credit, but also arming you with the knowledge to become financially empowered. We look forward to serving you.

Contact

Headquarters

2205 Heritage Blvd

Hiawatha, IA 52233

(888) 573-2822

Visit Site

Email Support

Hours of Operation

SundayClosedMonday9:00AM - 5:00PMTuesday9:00AM - 5:00PMWednesday9:00AM - 5:00PMThursday9:00AM - 5:00PMFriday9:00AM - 5:00PMSaturdayClosed

Other Services by Heartland Credit Restoration, INC

SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Heartland Credit Restoration, INC Credit Repair Service Community Reviews

Would you recommend Heartland Credit Restoration, INC Credit Repair Service to your friends?

Anonymous

Mar 15, 2023

May or may not recommend

If I could give them 0 stars, I would. My wife racked up some terrible credit previous to our marriage, it was only about $20k but her score was so low that when Heartland called, I listened to the pitch and told her to do it. They gave her a plan to pay almost $500 a month, and they would deal with all creditors. That was 2020, fast forward to ...Show More

James L.

May 7, 2017

May or may not recommend

Heartland Credit Restoration charged me $230 to lower my credit score ! They are ineffective and not worth the investment. The representative was argumentative with me and not the credit bureaus. I recommend choosing another group if you want help.

Showing 2 of 2 reviews