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Last Updated: 04/18/2025

National Credit Care Credit Repair

from National Credit Care

Last Updated: 04/18/2025

National Credit Care Credit Repair logo
Mostly recommended37 total votes
23 users recommend
2 users are unsure
12 users don't recommend

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Highlights

Community Rating

Mostly recommended

Monthly Service Fee

Up to $99(Verified 06/21/2024)
Disclaimer popup with additional information

Initial Processing Fee

$89

Credit Bureau Reports

  • Experian
  • Equifax
  • TransUnion

Number of Reviews

37

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National Credit Care Credit Repair Review

National Credit Care is a credit repair firm based in Westminster, CO. The company was founded in 2005 and offers credit repair services to clients in 49 state across the USA. Credit repair companies help clients repair credit and improve their credit by disputing questionable negative items, such as late payments, collections, charge-offs, and bankruptcies, on their credit reports.

National Credit Care FAQ

What does National Credit Care do?

They offer credit help services that help consumers as they work to improve their credit by educating them about how credit reporting works and challenging errors, inaccurate negative items and aged debts with credit report agencies.
These services include the following perks and benefits:
  • 24-hour account access: Check the status of your account any time you want.
  • Personalized credit education and recommendations
  • Credit monitoring and identity theft protection: Protect your credit by monitoring your credit report and checking for signs of identity theft.
  • Credit updates: Check out the credit scores that lenders and landlords see when considering applications.
  • Fraud alerts: Will help you place a fraud alert on your credit report.
  • Free credit report: Get full access to your credit reports, not just a curated summary.

What do they charge?

This company charges a flat fee for its services, so you won't get any surprises in your bill.
National Credit Care charges a monthly fee up to $99. Users must pay a setup fee of $89.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

National Credit Care Credit Repair logo

Message from National Credit Care

The Fair Credit Reporting Act allows us to contact the credit bureaus directly to ensure that the content of a credit report is not inaccurate, misleading, incomplete, or unverifiable in any way. If the bureaus are unable to prove that an item is accurate or cannot complete their investigation in the timeframe given by law, they must strike the item from the report.

Contrary to popular belief, consumers can dispute and validate information reported by the credit bureaus. As part of our comprehensive approach to credit restoration, we work to ensure the complete accuracy of each client’s credit report. Although consumers can dispute these items themselves, most fail to properly identify the items that impact their scores most negatively, or they simply become overwhelmed by the time-consuming, complicated healing process. As a client of National Credit Care, all you need to do after our initial consultation is send us the updates you receive as a response to our investigations.

Here is a summary of the services we provide:

1) 1-1 credit analysis & coaching. Nobody's credit report is unique and so nobody should receive the same advice. We will look at your unique situation and provide you with valuable feedback on what you can do to help improve your credit score.

2) Three bureau hybrid credit investigations. Unlike competitors that only use paper or only use digital disputing, we deploy a combination of paper & digital investigations aiming to get the best results possible. 3) Three Bureau Credit Reports & Scores -- We give you access to your complete credit report & credit scores associated with all three bureaus.

4) Assisted identity resolution. If your identity is stolen, we will work with you to identify it in your report & walk you through the process of resolving it.

5) Mortgage professional partnerships. If you are looking to achieve a mortgage, our team will work directly with your loan officer or realtor to identify exactly what scores you need to achieve your goal.

Contact

Headquarters

1499 W 121st Ave #300
Westminster, CO 80234
(866) 595-6313
Visit Site

Hours of Operation

Sunday
Closed
Monday
7:00AM - 7:00PM
Tuesday
7:00AM - 7:00PM
Wednesday
7:00AM - 7:00PM
Thursday
7:00AM - 7:00PM
Friday
7:00AM - 7:00PM
Saturday
Closed

Other Services by National Credit Care

SuperMoney Net Recommendation Score

SuperMoney users mostly recommend this product, giving it a user recommendation score of +30, or 3.6 on a 5-point rating scale.

+30

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

National Credit Care Credit Repair Community Reviews

Would you recommend National Credit Care Credit Repair to your friends?

BS

Brenda S.

Mar 22, 2023

May or may not recommend

I spoke with Brian Johnston today on a couple of concerns and he was very professional and knowledgeable about what I needed. His information was given to me in a very professional timely manor. It was great speaking with him.

LS

Latavia S.

Mar 21, 2023

May or may not recommend

Amazing service and the workers are even more amazing. The prices are worth it i would highly recommend them.

NG

Nyadia G.

Mar 16, 2023

May or may not recommend

I cannot stop raving about how amazing National Credit Care has been to me. My credit score jumped over 110 pts!! I never thought it could happen. I messed up in college and didn’t plan on fixing my credit. And then I tried to get financed for a house and my credit disqualified me. HUGE THANK YOU goes to Eric A. for making my dreams a possibility! I’m credit-ready to ...Show More

Miguel L. avatar image

Miguel L.

Mar 1, 2023

May or may not recommend

Sherri!!!!!! She is the goat. Went above and beyond!!! 5 star review. She really made us feel more calm, and secure and safe!

MM

Maria M.

Feb 28, 2023

May or may not recommend

My rep Sherri was very helpful. She offered various solutions and was very knowledgeable when explaining my file. She also offered to follow up with no hesitation.

Jamaica A. avatar image

Jamaica A.

Feb 25, 2023

May or may not recommend

The experts at National Credit Care are very knowledgeable and committed to what they do. Since I have been with them I have been very happy with my results and enjoy watching my credit score go up. I will be ready to purchase my first home in no time!

Brittany B. avatar image

Brittany B.

Feb 24, 2023

May or may not recommend

Sherry was super helpful and great to speak with! Answered all of my questions- have only been enrolled for a few months so not sure on results just yet.

JL

J L.

Feb 15, 2022

May or may not recommend

Company billed me for over 12 months. Did not send out any correspondence. Total Fraud. Reported to Better Business.

JJ

Jacqui J.

Jun 9, 2021

May or may not recommend

I had a great experience with Marianne Junker. They did what they promised to do.

U

Anonymous

Nov 13, 2020

May or may not recommend

Paid monthly for 18 months. Less than satisfactory results. All positive credit scores were done by myself. Waste of time and money. They never contact you unless you do not pay your monthly bill. Have to wait for on hold for several minutes or call back only to find that they "are in a meeting." Found another credit repair company that has boosted my score 50 points in two months. ...Show More

LL

Lynne L.

Jan 30, 2020

May or may not recommend

I was ready to quit using the service but Titus remembered me from a previous call. We talked a lot about what could help me move as quickly as possible. I decided to keep at it.

CS

Carl S.

Jan 8, 2020

May or may not recommend

I would like to thank Laura for her professional experience with National Credit Care. She was a very big help to me explaining my credit situation. I would recommend National Credit Care to anyone that in need of repairing there credit scores. Thank you Laura.

AR

Anthony R.

Oct 23, 2019

May or may not recommend

Wow great help. My wife and I just closed on our new vacation home. Due to NCC and my broker, we were able to closed. I specially want to Thank Denine with all the concern with my credit report up dates and score. Denine is very professional with guidance and all concerns to make sure I’m doing the right charges and showing me how to continue to be on the ...Show More

Jacy J. avatar image

Jacy J.

Oct 1, 2019

May or may not recommend

try it out it help me it can do the same for you

Diana M. avatar image

Diana M.

Sep 18, 2019

May or may not recommend

NCC has helped me tremendously with my credit!!!! Ara was very patient & helped me today... Every time I speak with any of the staff at NCC regarding a question They have went above & beyond to explain to me what I could do to keep my score rising. Which has worked!!!! Thanks again Ara for all the help you gave me today!!!

JO

Jerry O.

Sep 10, 2019

May or may not recommend

Just Getting Started , There’s Good and Bad In The Reviews, But So Far, Michael Lucyk Helped Me On The Phone, Very knowledgeable, To Work With, Hope To Get Good Results,!

BO

Barba O.

Sep 8, 2019

May or may not recommend

They helped me to repair my credit and bring my credit score up!

SA

Shawna A.

Aug 12, 2019

May or may not recommend

My rep Vania was very helpful and informative very sweet and friendly thank you!!!

SR

Sara R.

Jun 7, 2019

May or may not recommend

RUN. Don't walk away from this racket of a company. Natalie Baez is the most unprofessional and incompetent person I have ever had the displeasure of coming across. I hired them to investigate ONE issue on my credit report. Not only did Natalie call me to tell me to authorize more accounts on my file, but she ARGUED with me when I would not. I cancelled my contract soon ...Show More

Cody W. avatar image

Cody W.

Mar 25, 2019

May or may not recommend

Horrible company. It's a scam. Run away at full speed

Showing 20 of 37 reviews

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