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Last Updated: 04/18/2025

Onyx Legal Credit Repair Service

from Onyx Legal Credit Repair

Last Updated: 04/18/2025

Strongly recommended8 total votes

7 users recommend

1 user is unsure

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Highlights

Community Rating

Strongly recommended

Monthly Maintenance Fee

$89(Verified 06/21/2024)

Disclaimer popup with additional information

Initial Processing Fee

N/A

Credit Bureau Reports

Experian
Equifax
TransUnion

Number of Reviews

Onyx Legal Credit Repair Service Review

Onyx Legal Credit Repair is a credit repair firm based in Garden City, MI. The company was founded in 2005

Onyx Legal Credit Repair FAQ

What does Onyx Legal Credit Repair do?

They offer credit help services that help consumers as they work to improve their credit by educating them about how credit reporting works and challenging errors, inaccurate negative items and aged debts with credit report agencies.

These services include the following perks and benefits:

24-hour account access: Check the status of your account any time you want.
Personalized credit education and recommendations
Cancel anytime: No need to commit to a never ending contract. Cancel your account whenever you want.

What do they charge?

This company charges a flat fee for its services, so you won't get any surprises in your bill.

Onyx Legal Credit Repair charges a monthly fee of $89.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from Onyx Legal Credit Repair

Improving your credit is one of the wisest investments you can make! A great credit report is essential to getting the most out of life. No one can match our knowledge and experience to guide you through improving your credit profile and increasing you credit scores. We have a 80-85% deletion ratio, low fees and is Michigan oldest active credit repair company. The path to excellent credit starts here.

Contact

Headquarters

28536 Ford rd. Suite B

Garden City, MI 48135

Visit Site

Email Support

Other Services by Onyx Legal Credit Repair

SuperMoney Net Recommendation Score

SuperMoney users strongly recommend this product, giving it a user recommendation score of +88, or 4.8 on a 5-point rating scale.

+88

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Onyx Legal Credit Repair Service Community Reviews

Would you recommend Onyx Legal Credit Repair Service to your friends?

Cynthia C.

Nov 18, 2020

May or may not recommend

Onyx Credit Repair helped me clean up my credit and purchase my dream home. I cannot thank them enough, my credit score went from 550 to 720 in 8 months. Ray really knows his stuff, he is honest and a straight shooter. When I had a payment issue and couldn't pay him one month he told me not to worry and waived the months fee of $89. I was in ...Show More

Alex V.

Jun 29, 2019

May or may not recommend

Best credit repair company in Michigan! Cant thank them enough, my score went for 544 to 712.

Anonymous

Apr 7, 2018

May or may not recommend

Very skeptical at first, but 7 months after I signed up my Credit is excellent. Highly recommend. Very personalized service, not large scale operation. More like a boutique firm.

Sam A.

Nov 15, 2017

May or may not recommend

By far the best credit repair company in Detroit, fast , honest and affordable. I was scammed by so called credit repair attorneys who took hundreds of dollars only to recommend bankruptcy later on. Ray helped me clean up my credit and avoid bankruptcy. highly recommended.

Oogah B.

Sep 15, 2017

May or may not recommend

My experience with them was great. They are not the cheapest, but its worth it. Cleaned up my credit, I am at 774 Equifax. Best Credit Repair in Detroit Area.

Anonymous

Mar 6, 2017

May or may not recommend

Onyx Credit Repair Geeks was a god sent! Ray was awesome, honest service, no big promises. I was so happy to sign up with them. 6 months and my FICO score is now 771 (160 point boost) *Tip listen to them and follow there advice and you will be a happy customer.

Anonymous

Jul 9, 2015

May or may not recommend

Just seven months and a leap of 120 points on my credit score!!! Yahoo, I'm really happy, and so glad that I took the chance on Onyx. They are making my life so much easier. I got into a really great apartment now, and I can actually start saving for a house knowing I'll have the credit score to get approved.

Anonymous

Jul 9, 2015

May or may not recommend

What a relief to find this company! I didn't think that I was ever going to break free from the bad credit that was on my back like a bunch of rocks. Today I have a better credit score thanks to Onyx and their personalized credit repair help.

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