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Last Updated: 04/18/2025

Second Chance Financial Credit Repair

from Second Chance Financial

Last Updated: 04/18/2025

Rating not yet determined2 total votes

1 users recommend

1 users are unsure

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Highlights

Monthly Maintenance Fee

$100(Verified 06/21/2024)

Disclaimer popup with additional information

Initial Processing Fee

N/A

Credit Bureau Reports

Experian
Equifax
TransUnion

Second Chance Financial Credit Repair Review

Second Chance Financial is a credit repair firm based in San Dimas, CA. The company was founded in 1988 and offers credit repair services to clients in 50 states (and Washington, DC). Credit repair companies help clients repair credit and improve their credit by disputing questionable negative items, such as late payments, collections, charge-offs, and bankruptcies, on their credit reports.

Second Chance Financial FAQ

What does Second Chance Financial do?

They offer credit help services that help consumers as they work to improve their credit by educating them about how credit reporting works and challenging errors, inaccurate negative items and aged debts with credit report agencies.

These services include the following perks and benefits:

Personalized credit education and recommendations
Credit updates: Check out the credit scores that lenders and landlords see when considering applications.

What do they charge?

This company may charge additional fees depending on the services provided. For example, it may charge per negative item removed from your credit report.

Second Chance Financial charges a monthly fee of $100.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from Second Chance Financial

It's no wonder why we are America's top credit repair agency. We've been helping people with credit repair, debt negotiation, and re-establishing their credit for almost 3 decades. Our agents know what they are doing when it comes to fixing your credit.

Our goal is to raise your FICO credit scores in order to help you rebuild your credit. We have an experienced staff who goes the distance for our clients. Our processing department is unsurpassed in customer satisfaction. We even have a Money Back Guarantee – We will help repair and fix the items on your credit report or you don’t pay. Second Chance Financial is the only credit repair company who goes the extra mile to offer additional services to our clients. We take pride in helping our clients re-establish themselves. These are just a few reasons why we are leading the industry in California credit repair and debt negotiation. Get started now on your way to fixing your credit scores by calling us

Contact

(800) 222-0233

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Hours of Operation

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Other Services by Second Chance Financial

SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

+50

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Second Chance Financial Credit Repair Community Reviews

Would you recommend Second Chance Financial Credit Repair to your friends?

Harry Rivera H.

Nov 2, 2018

May or may not recommend

My experience has been terrific since the start they have got me from a 600 and under to a 730 in less then a year they took off a lot of derogatory things in my report

Anonymous

Aug 1, 2015

May or may not recommend

Great experience with this company! They have worked tirelessly to remove derogatory marks on my credit, and that has raised my score by a full 90 points! When I went into this I figured that I would be lucky to see my score go up by 50 points. Boy am I one happy customer!

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