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Last Updated: 04/18/2025

USA Credit Repair Service

from USA Credit Repair

Last Updated: 04/18/2025

USA Credit Repair Service logo
Strongly recommended17 total votes
13 users recommend
2 users are unsure
2 users don't recommend

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Highlights

Community Rating

Strongly recommended

Monthly Service Fee

$99(Verified 06/21/2024)
Disclaimer popup with additional information

Initial Processing Fee

N/A

Credit Bureau Reports

  • Experian
  • Equifax
  • TransUnion

Number of Reviews

17

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USA Credit Repair Service Review

USA Credit Repair is a credit repair firm based in New York, NY. The company was founded in 0 and offers credit repair services to clients in 1 state across the USA. Credit repair companies help clients repair credit and improve their credit by disputing questionable negative items, such as late payments, collections, charge-offs, and bankruptcies, on their credit reports.

USA credit repair FAQ

What does USA credit repair do?

They offer credit help services that help consumers as they work to improve their credit by educating them about how credit reporting works and challenging errors, inaccurate negative items and aged debts with credit report agencies.
These services include the following perks and benefits:
  • 24-hour account access: Check the status of your account any time you want.
  • Personalized credit education and recommendations
  • Credit updates: Check out the credit scores that lenders and landlords see when considering applications.
  • Free credit report: Get full access to your credit reports, not just a curated summary.
  • Cancel anytime: No need to commit to a never ending contract. Cancel your account whenever you want.

What do they charge?

This company charges a flat fee for its services, so you won't get any surprises in your bill.
USA credit repair charges a monthly fee of $99.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

USA Credit Repair Service logo

Message from USA credit repair

We take the extra time to give you a personalized service and help you repair your credit quickly. Improving Your Credit Score With Us Is Easy. Our Comprehensive Approach Means That We Do The Work And You Sit Back And Wait For The Results. Your Consultant Will Talk Through Your Current Credit Situation And Create a Custom Action Plan For The Next Steps To Successfully Improving Your Credit Score. We Have No Upfront Costs, Contracts Or Commitments. We Also Fix Unlimited Items in Your Credit File. Each client has different needs, an as such we handle everyone personally and make sure each clients needs are met.

Contact

Headquarters

222 Broadway #2422
New York, NY 10038
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 6:00PM
Tuesday
9:00AM - 6:00PM
Wednesday
9:00AM - 6:00PM
Thursday
9:00AM - 6:00PM
Friday
9:00AM - 6:00PM
Saturday
Closed

Other Services by USA Credit Repair

SuperMoney Net Recommendation Score

SuperMoney users strongly recommend this product, giving it a user recommendation score of +65, or 4.3 on a 5-point rating scale.

+65

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

USA Credit Repair Service Community Reviews

Would you recommend USA Credit Repair Service to your friends?

Jake Andrew V. avatar image

Jake Andrew V.

Sep 13, 2019

May or may not recommend

The people in the company are great. Excellent costumer service! and you actually can talk to the CEO which is a very big one for me. They will help you with understandable amount that you will pay. Excelllent!!! Good Job!

Rhobelyn L. avatar image

Rhobelyn L.

Sep 13, 2019

May or may not recommend

Excellent service! Best credit repair I ever have. Thanks to Mr Squeeze

KC

Kristina Cazandra A.

Sep 13, 2019

May or may not recommend

This Company really help a lot to people that has a bad credit, they will introduce programs that is suitable to your Negative Items, just be a little patience and everything will be taking care of.

RN

Rae N.

Feb 27, 2018

May or may not recommend

Brilliant credit repair company, they deliver the service they and everyone talk about. They helped me to get my scores up and now im able to purchase my home.

Tevin S. avatar image

Tevin S.

Feb 13, 2018

May or may not recommend

This company really help me to understand the true value of credit and also made me feel apart of the repairing process every step of the way its the reason why they are responsible for my credit for the rest of my life

Changie  P. avatar image

Changie P.

Feb 9, 2018

May or may not recommend

Best money spent on handling my finances ..they got rid of my collection accounts on my credit ..these collection agencies were trying to rip me off and USA credit sorted it out. ????

U

Anonymous

Jan 25, 2018

May or may not recommend

If you have bad credit and don’t know where to turn call USA Credit Repair Today! They are the way to go!!!!!!

Mike L. avatar image

Mike L.

Oct 30, 2017

May or may not recommend

i was happy with the service mainly because they got items removed from my report which i've been trying to remove for a long time.

Shanike A. avatar image

Shanike A.

Jul 6, 2017

May or may not recommend

Onto my masters program I go...now that I have restored my credit. Annakie took the time out not just to take my money but also to advise about how important excellent credit was just as a good education. Still don't like his big mouth from the radio but like his mind and him helping people..he gets a kick out of being a show off...but a good one. Thanks USA ...Show More

Tris-Ann R. avatar image

Tris-Ann R.

Jun 13, 2017

May or may not recommend

USA Credit Repair Inc is a great company, working tirelessly and assiduously to repair your bad credit. I'm glad I chose them

Ishieka R. avatar image

Ishieka R.

Jun 7, 2017

May or may not recommend

Working with USA credit repair was an experience because I did not know much about credit repair and they helped me in understanding what was affecting my scores and how they were able to fix ot, today I have a 690 credit rating and before that I was at under 400 within 3 months that's incredible I had an above average score and my agent advise me that is only ...Show More

Chris B. avatar image

Chris B.

Jun 5, 2017

May or may not recommend

This company will rip you off in no time! They would pretend to sort out your credit but they keep charging your credit card without you knowing it!

KR

Kaisa R.

May 24, 2017

May or may not recommend

Called many times and I have to get the run around. Since feb and no updates as of yet. Paid $300 And I haven't seen anything. Not much information from thr representatives either .

Neeka S. avatar image

Neeka S.

Mar 9, 2017

May or may not recommend

Screwed up my credit at school...these guys fixed it.

U

Anonymous

Mar 5, 2017

May or may not recommend

Great company ...In comparison to the others they are a lot faster than other credit repair companies I have used.

U

Anonymous

Feb 24, 2017

May or may not recommend

I was a bit skeptical about using a credit management company knowing that I had to give so much personal information, but it's an easy and fast process. You have the comfort of knowing that these people raise and improve your credit score, saving you so much time and money! I am immensely satisfied with how the staff is so patient and willing to go through the procedure step by ...Show More

Theodon B. avatar image

Theodon B.

Feb 13, 2017

May or may not recommend

3Months ago when I first heard about this company I heard many negative things that made me very cautious. Their is a lot of personal information that is required for a person to give. I proceeded with the giving of my information and they did a soft pull on my report within10 mins. My scores were exactly 530 470 and 622. They later introduced me to the fast track program ...Show More

Showing 17 of 17 reviews

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