Last Updated: 04/18/2025
White Jacobs & Associates Credit Repair
Unaffiliated
Last Updated: 04/18/2025
SuperMoney User Recommendation Score +88
Strongly recommended41 total votes
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Highlights
Community Rating
Strongly recommended
Monthly Maintenance Fee
Up to $0(Verified 06/21/2024)
Initial Processing Fee
N/A
Credit Bureau Reports
- Experian
- Equifax
- TransUnion
Number of Reviews
White Jacobs & Associates Credit Repair Review
White Jacobs & Associates is a credit repair firm based in Plano, TX. The company was founded in 2012 and offers credit repair services to clients in 50 states (and Washington, DC). Credit repair companies help clients repair credit and improve their credit by disputing questionable negative items, such as late payments, collections, charge-offs, and bankruptcies, on their credit reports.
White Jacobs credit repair FAQ
What does White Jacobs credit repair do?
They offer credit help services that help consumers as they work to improve their credit by educating them about how credit reporting works and challenging errors, inaccurate negative items and aged debts with credit report agencies.
These services include the following perks and benefits:
- 24-hour account access: Check the status of your account any time you want.
- Personalized credit education and recommendations
- Credit monitoring and identity theft protection: Protect your credit by monitoring your credit report and checking for signs of identity theft.
- Credit updates: Check out the credit scores that lenders and landlords see when considering applications.
- Free credit report: Get full access to your credit reports, not just a curated summary.
What do they charge?
This company may charge additional fees depending on the services provided. For example, it may charge per negative item removed from your credit report.
White Jacobs credit repair charges a monthly fee up to $0.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from White Jacobs credit repair
Other Services by White Jacobs & Associates
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
SuperMoney Net Recommendation Score
SuperMoney users strongly recommend this product, giving it a user recommendation score of +88, or 4.8 on a 5-point rating scale.
+88
-1000+100
No one recommends
Everyone recommends
Reviewer Sentiment Over Time
White Jacobs & Associates Credit Repair Community Reviews
Would you recommend White Jacobs & Associates Credit Repair to your friends?
KL
Kim L.
Nov 29, 2021
Would Recommend
Great service! Manageable, they do the work for you, you make the monthly payments. It is the best program by far!
MR
Mariam R.
Aug 9, 2018
Would Recommend
Working with Steve Tansey has been such a pleasure! I struggled with a credit issue stemming from a mortgage that my ex-husband and I shared. I gave up trying to resolve the issue myself with the mortgage company/credit bureaus and resolved that I would just have to live with it on my credit report until it drops off. I was referred to Mr. Tansey prior to the ...Show More
LW
Lauren W.
Mar 8, 2018
Would Recommend
This is long overdue. This time last year I made a call to White Jacobs and Associates and spoke with Misty Maxie. She discussed with me the process needed to start working towards bettering mine and my husband's credit. It was the best decision I could of made. We saw our credit scores go up and we were able to buy the perfect house for our family in less than ...Show More
LC
Larry C.
Jan 2, 2018
Would Recommend
During my credit restoration program, I worked with Misty Maxie of White, Jacobs & Associates and she did a phenomenal job. She guided me through the process step-by-step, continuously updated me on my progress, and was very knowledgeable and personable when I had questions/concerns. She exceeded my expectations and helped me achieve my ultimate goal of being a homeowner. Misty’s hard work is truly appreciated and I’d give her more ...Show More
Stephen H.
Oct 31, 2017
Would Recommend
I was very happy with the service I recieved from Justin Elliot. I had been trying to clean up my credit by myself and wasn’t getting anywhere with the credit agencies. I had tried credit repair people in the past with no luck either. Justin got done where others had failed. Thank you
Susan C.
Oct 26, 2017
Would Recommend
Like others I was extremely skeptical about enrolling and putting my trust and giving total control to a "credit repair" company, because like many others. I to have heard so many horror stories. But after reading some of the unbelievable reviews about White Jacobs I decide to take a leap of faith and go for it. I enquired and received a call from "Brian Quinn", the phone call went ...Show More
Matt J.
Jul 19, 2017
Would Recommend
This firm is very reasonable and professional. You can trust them to do business with you and be honest.
DC
Dianne C.
May 31, 2017
Would Recommend
James Lee was a godsend. He worked a miracle for me. My credit was was too low to buy a car or house. I am now able to buy a car if I want to and my credit score has improved so much. I am in the process of buying a house. I didn't think it was possible at this late age in life but now I can thanks ...Show More
Tasos L.
May 29, 2017
Would not Recommend
It's a rip off
I've paid over$ 1,300.00 in four months and they have not a single thing.
My rep was fired I guess and nobody has contacted me.
Don't waste your money
Tasos L
SH
sedrick H.
May 23, 2017
Would Recommend
Mr. Browne was very supportive and understanding of my credit needs. He gave me the knowledge of how important it was to understand your credit report:
I thank Mr. Browne for taking the time to review my credit reports with me. My most recent credit report contained negative items that needed to be addressed. Mr. Brown gave me a plan of execution so that I could clean up the ...Show More
Megan B.
May 16, 2017
Would Recommend
Me and my husband are first time home buyers and were looking to get preapproved for a home. After being denied in February for a home loan because our credit scores we were sent to James Lee at White Jacob & Associates. James was very helpful through the whole process and very prompt about answering all of our questions and getting back to us. He was very detailed about how ...Show More
U
Anonymous
May 5, 2017
Would Recommend
We are still pinching ourselves...is it real? Trying to grasp the enormous positive changes that have happened as a result of taking the leap and hiring White/Jacobs. Life-changing, absolutely. Steve Tansy has been SO great, he quickly responds to emails and phone calls, and is never rushed...he will more than thoroughly explain and re-explain everything. We were very skeptical because of the financial investment of hiring him and a lot ...Show More
Jessica C.
Apr 28, 2017
Would Recommend
Jus want to say Thankyou so much to James Brown who assisted me on my credit from day one. He was very helpful and clear about the process from start to finish. He was very courteous of my case while working on it. Always called me to check in on my case status. I was very pleased with my results and would definitely recommend him and his company to anyone. ...Show More
Cami H.
Apr 27, 2017
Would Recommend
I have been working with LeAnn Daniel with White, Jacobs & Associates for many years. As a Realtor of 20 years, I am super excited to say that this company has assisted my customers that had no hope of ever purchasing a home to now proud home owners. LeAnn, takes the humiliation out of this process and comforts my clients and motivates them to a point of excitement ...Show More
PK
Peter K.
Apr 19, 2017
Would Recommend
I have been using White Jacobs & Associates for 6 months. James Lee was upfront in terms of the issues with my credit and the process that would occur. I had called a few other credit repair agencies and their process seemed shady where you paid everything up front or paid for each deletion with no clear timeline for when everything would be completed.
When I started I was at 533 ...Show More
Jason M.
Feb 27, 2017
Would Recommend
From start to finish James was there for me. Explained the process and walked me step by step throughout the process. Even returned a call to me one night when I was feeling a little stressed about things. Never thought anyone would care as much as he did. Finally graduating the program and closing on the house of my dreams in 2 weeks!!!!! Great experience and happy to say that ...Show More
Robespierre V.
Jan 30, 2017
Would Recommend
It's been over a year now that I had worked with Joe Camacho at White Jacobs and since then my credit is still great and I have been able to purchase a new car with a great APR and no hoops to jump through like I had to in the past. I have approximately around $30,000 in credit and when I first started with him I had a $500 secured ...Show More
Aaron J.
Jan 24, 2017
Would Recommend
I have been with WJA for almost 3 months and I can tell you that the services provided have changed my life in this period of time. With
Senior Credit Analyst Gonzalo Marroquin's help my credit score increased by almost 150 points in just one month. By month two I received my first unsecured credit card and I am well on my way to purchasing a new vehicle. ...Show More
Louis B.
Jan 19, 2017
Would Recommend
I have worked in the oil and gas industry for over 37 years. We all know how this industry is like a "roller coaster". As a result of lay offs, job transfers, etc., my financial security as well as the ability to provide for my family was set into turmoil. Thank the Lord I found LeAnn with White, Jacobs & Associates. "Magic" is the ...Show More
Kristie H.
Jan 18, 2017
Would Recommend
I was in search of some help because my credit score was less than perfect. And I didn’t know how to begin the credit repair process on my own. I found White Jacob and Associate through a credit repair forum and immediately began to research more about the company. They had excellent reviews, so I decided to give it a shot and put my contact information to learn more about ...Show More
Showing 20 of 41 reviews
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