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myFICO
in Credit Monitoring Services from myFICO
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myFICO

Claimed
in Credit Monitoring Services from myFICO
SuperMoney Net Recommendation Score +20  

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly recommended by SuperMoney users with a score of +20, equating to 3.4 on a 5 point rating scale.

+20

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Mostly recommended

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Highlights
Community Rating Mostly recommended
Monthly Fee $15.95 - $47.85
Number of Reviews 5

myFICO Review

myFICO Pros & Cons

Pros Cons
  • Offers access to the data of multiple credit bureaus.
  • Experian's credit report.
  • TransUnion's credit report.
  • Equifax's credit report.
  • FICO Score available.
  • Access to all three national credit bureau reports.
  • Provides identity protection.
  • Will not help with disputing errors on your credit report.
  • Will not help you with freezing your credit report.
  • No free credit monitoring.
  • No free trial available.
  • Does not allow you to check your updated credit report anytime you want.

myFICO FAQ

What is myFICO?

myFICO is based in San Rafael, CA and was founded in 2001. Credit monitoring is the process of reviewing your credit reports for accuracy and changes that may be caused by fraudulent activity. You can monitor your credit by yourself or by using a credit monitoring service, such as myFICO.

How much is myFICO?

myFICO charges a monthly fee that ranges from $15.95 up to $47.85.

Does myFICO offer free credit monitoring services?

No, myFICO does not offer free credit monitoring.

Does myFICO offer a free trial?

No, myFICO does not offer a free trial.

How accurate is myFICO?

myFICO is as accurate as the information on your credit bureau reports. Only you can tell if the information is incorrect or incomplete.

myFICO offers access to all three credit reports, which is a huge benefit if you want to ensure all the information used by creditors is accurate.

Your credit reports can differ significantly depending on which credit bureau's data you use. So, it is a good practice to check all three credit reports.

myFICO offers access to the credit reports mentioned below.

Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
  • Credit scores also vary depending on the model used, such as Vantage or FICO 8. myFICO gives you access to your FICO score, which is the model most widely used by lenders.

    How often does myFICO update?

    myFICO allows you to check an updated version of your credit report monthly.

    What features does myFICO offer?

    There are many credit monitoring services, free and premium, to choose from. So, you can get picky when it comes to credit monitoring features. Here is a summary of the features myFICO offers.

    myFICO Features
    Description
    Credit Bureau Reporting
    • Experian
    • Equifax
    • TransUnion
    Credit Monitoring Features
    • Mobile App
    • Credit Change Alerts
    • Credit Analysis Calculator
    • Triple Bureau Credit Monitoring
    • Online Credit Education
    • FICO Score Available
    Credit Report Frequency Monthly
    Identity Protection
    • Identity Theft Insurance
    • Identity Theft Monitoring
    • Identity Restoration Support

    Does myFICO offer identity protection?

    myFICO offers the following identity protection service.
    Identity Protection
    Supported Options Unsupported Options
    • Identity Theft Insurance
    • Identity Theft Monitoring
    • Identity Restoration Support

    What is the identity theft insurance limit?

    myFICO offers a maximum coverage for identity theft of $1,000,000.

    Does myFICO help with fixing credit report errors?

    No, myFICO does not help with credit report error disputes.

    Does myFICO help you put a credit freeze on your credit report?

    No, myFICO does not help you put a freeze on your credit report. This article provides a detailed step-by-step guide on how you can do it yourself.

    How to contact myFICO?

    The easiest way to contact myFICO is visit their website and go to their help and support page. You can typically find a link on the footer of their homepage. If you're interested in opening an account, click here.

    How to cancel myFICO?

    To cancel your myFICO account, log in as you usually do. Go to your profile or account page and request a membership cancellation.

    How can I join myFICO?

    1. Visit the myFICO website.
    2. Fill in the enrollment form. You will typically need to provide general financial information, such as your name, Social Security Number, and address.
    3. Check the information is accurate and submit your application.
    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Message From myFICO

    myFICO makes it easy to understand your credit with FICO Scores, credit reports and alerts from all 3 bureaus. See how it works, and learn how we can help you.

    Contact

    About myFICO

    Feature Breakdown

    Monthly Fee $15.95 - $47.85
    Credit Bureau Reporting
    • Experian
    • Equifax
    • TransUnion
    Credit Monitoring Features
    • Mobile App
    • Credit Change Alerts
    • Credit Analysis Calculator
    • Triple Bureau Credit Monitoring
    • Online Credit Education
    • FICO Score Available
    Credit Report Frequency Monthly
    Identity Protection
    • Identity Theft Insurance
    • Identity Theft Monitoring
    • Identity Restoration Support
    FICO Score Available
    Online Credit Education
    Identity Theft Insurance Limit $1,000,000

    myFICO Community Reviews

     

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    SUPERMONEY NET RECOMMENDATION SCORE

    This product is mostly recommended by SuperMoney users with a score of +20, equating to 3.4 on a 5 point rating scale.

    +20

    Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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