| Community Rating | Strongly not recommended |
| Max Monthly Fee | $39.90 |
| Identity Theft Insurance? | N/A |
| Triple Bureau Credit Monitoring? | Yes |
| Number of Reviews | 16 |
MyScore Review
What is MyScore?
MyScore is based in St. George, UT and was founded in 2016. Credit monitoring is the process of reviewing your credit reports for accuracy and changes that may be caused by fraudulent activity. You can monitor your credit by yourself or by using a credit monitoring service, such as MyScore.
How much is MyScore?
MyScore charges a monthly fee of of $39.90.Does MyScore offer free credit monitoring services?
No, MyScore does not offer free credit monitoring.
Does MyScore offer a free trial?
Yes, MyScore offers the option of a trial for a nominal price. However, check the terms of the trial. Usually, trials require a small fee and auto-renew into a full membership after the trial period.How accurate is MyScore?
MyScore is as accurate as the information on your credit bureau reports. Only you can tell if the information is incorrect or incomplete.MyScore offers access to all three credit reports, which is a huge benefit if you want to ensure all the information used by creditors is accurate.
Your credit reports can differ significantly depending on which credit bureau's data you use. So, it is a good practice to check all three credit reports.
MyScore offers access to the credit reports mentioned below.
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Credit scores also vary depending on the model used, such as Vantage or FICO 8. MyScore does not give you access to your FICO score. Other score models, such as VantageScore, are useful but they don't show you the score most lenders are looking at.
How often does MyScore update?
MyScore allows you to check an updated version of your credit report anytime you want.What features does MyScore offer?
There are many credit monitoring services, free and premium, to choose from. So, you can get picky when it comes to credit monitoring features. Here is a summary of the features MyScore offers.
| Description | |
|---|---|
| Credit Bureau Reporting |
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| Credit Monitoring Features |
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| Credit Report Frequency | Anytime |
| Identity Protection | Identity Theft Monitoring |
| Free Trial Available? | Yes |
Does MyScore offer identity protection?
MyScore offers the following identity protection service.| Supported Options | Unsupported Options |
|---|---|
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Does MyScore help with fixing credit report errors?
No, MyScore does not help with credit report error disputes.Does MyScore help you put a credit freeze on your credit report?
No, MyScore does not help you put a freeze on your credit report. This article provides a detailed step-by-step guide on how you can do it yourself.
How to contact MyScore?
The easiest way to contact MyScore is visit their website and go to their help and support page. You can typically find a link on the footer of their homepage. click here.
How to cancel MyScore?
To cancel your MyScore account, log in as you usually do. Go to your profile or account page and request a membership cancellation.
How can I join MyScore?
- Visit the MyScore website.
- Fill in the enrollment form. You will typically need to provide general financial information, such as your name, Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
How does MyScore compare to other credit monitoring companies?
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