The Patelco Credit Union has $4.1 billion in assets and over 279,000 members. Its return on average assets in 2013 was 1.31%. It has a $10 minimum to open an account and no monthly service fee. The penalty for nonsufficient funds is $28. The Patelco Credit Union has a five start rating with Bauer Financial and an A+ BBB rating.

  • CDs
  • Checking
  • IRAs
  • Savings
  • No Monthly Fees
  • Savings Interest Rate
  • Checking Interest Rate
  • Bauer Financial A+/A Rating
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You need $10 to open an account and the NSF fee is $28. But there are no monthly fees and Patelco has a top notch A+ rating from the BBB. You could definitely do much worse.

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