Patelco Credit Union Checking Account
in Checking Accounts from Patelco Credit Union
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| Community Rating | Mostly recommended |
| Monthly Fee | $0 - $10 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| ATM Fee: Out-of-Network | $1.75 |
| APY | 0.05% - 0.1% |
Overview
Where is Patelco Credit Union Checking Account available?
Patelco Credit Union is a credit union based in Pleasanton, CA. It was founded in 1936 and offers banking services in 1 state across the USA.
Is Patelco Credit Union Checking Account insured by the FDIC
Patelco Credit Union Checking Account is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if Patelco Credit Union Checking Account were to fall into financial difficulties.What APY does Patelco Credit Union offer?
Patelco Credit Union Checking Account offers an APY starting at 0.05% and ranging up to 0.1% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $5000.
| Rates | Amount |
|---|---|
| APY (Annualized Percentage Yield) | 0.05% - 0.1% |
What are the account minimums for Patelco Credit Union Checking Account?
Patelco Credit Union Checking Account requires a minimum initial deposit of $1 to open an account.| Description | Amount |
|---|---|
| Minimum Initial Deposit | $1 |
| APY Minimum Balance | $5,000 |
What fees does Patelco Credit Union Checking Account charge?
The good news is that this account does not charge a monthly maintenance fee.
| Fees | Amount |
|---|---|
| ATM Out-Of-Network Fee | $1.75 |
| Early Account Closure | $20 |
| Non-Sufficient Funds | $28 |
| Overdraft Item Fee | $28 |
| Overdraft Protection Fee (per transfer) | $28 |
| Returned Deposit Fee (International) | $20 |
| Outgoing Domestic Bank Transfer Fee | $20 |
| Incoming Domestic Bank Transfer Fee | $10 |
| Incoming International Bank Transfer Fee | $15 |
| Early Closure Fee | $20 |
What features and perks does Patelco Credit Union Checking Account offer?
This account includes the following features:
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Patelco Credit Union Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
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Contact
- Headquarters
-
5050 Hopyard Rd
Pleasanton, CA 94588 USA - (800) 358-8228
- Visit Site
Other Services by Patelco Credit Union
Availability
Available in 1 state
California
Availabile in all of California
Feature Breakdown
| APY Minimum Balance | $5,000 |
| Minimum Initial Deposit | $1 |
Reviews
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