Overview

Where does Patelco Credit Union Checking Account do business?

Patelco Credit Union Checking Account is a credit union based in Pleasanton, CA. It was founded in 1936 and offers checking accounts services in 1 state across the USA.

Patelco Credit Union Checking Account is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if Patelco Credit Union Checking Account were to fall into financial difficulties.

What APY does Patelco Credit Union offer?

Patelco Credit Union Checking Account Rates and Terms

Rates	Amount
APY (Annualized Percentage Yield)	0.05% - 0.1%

Patelco Credit Union Checking Account offers an APY starting at 0.05% and ranging up to 0.1% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $5000.

What are the account minimums for Patelco Credit Union Checking Account?

Patelco Credit Union Checking Account does not have a minimum initial deposit to open an account.

Patelco Credit Union Checking Account Account Minimums

Description	Amount
Minimum Initial Deposit	$1
APY Minimum Balance	$5,000

What features and perks does Patelco Credit Union Checking Account offer?

This account includes the following features:

• Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
• Mobile Banking - Patelco Credit Union Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.

What fees does Patelco Credit Union Checking Account charge?

The good news is that this account does not charge a monthly maintenance fee.

Patelco Credit Union Checking Account Fees

Fees	Amount
ATM Out-Of-Network Fee	$1.75
Early Account Closure	$20
Non-Sufficient Funds	$28
Overdraft Item Fee	$28
Overdraft Protection Fee (per transfer)	$28
Returned Deposit Fee (International)	$20
Outgoing Domestic Bank Transfer Fee	$20
Incoming Domestic Bank Transfer Fee	$10
Incoming International Bank Transfer Fee	$15
Early Closure Fee	$20

What features and perks does Patelco Credit Union Checking Account offer?

This account includes the following features:

• Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
• Mobile Banking - Patelco Credit Union Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.