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  Patelco Credit Union Interest Checking

Patelco Credit Union Interest Checking

in Checking Accounts from Patelco Credit Union

Unaffiliated

Patelco Credit Union Interest Checking

Unaffiliated

in Checking Accounts from Patelco Credit Union

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Highlights
Highlights
Community Rating

Rating not yet determined

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Monthly Fee $0 - $5
ATM Fee: Out-of-Network $1.75
Minimum Balance to Avoid Monthly Fee $500
APY (Annual Percentage Yield) 0.05%

Patelco Credit Union Interest Checking Review

Patelco Credit Union Interest Checking is offered by Patelco Credit Union, a credit union founded in 1936 and based in Pleasanton, CA. Patelco Credit Union Interest Checking is available in 1 state across the USA.

Are checking accounts from Patelco Credit Union federally insured?

Yes, your Patelco Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Patelco Credit Union Interest Checking offer?

Patelco Credit Union Interest Checking Rates & Terms
Description
APY (Annual Percentage Yield) 0.05%
Terms & Conditions URL N/A

Patelco Credit Union Interest Checking offers an APY of 0.05% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $5000.

What are the account minimums for Patelco Credit Union Interest Checking?

Patelco Credit Union Interest Checking requires a minimum initial deposit of $10 to open an account.

Patelco Credit Union Interest Checking Account Minimums
Description Amount
Minimum Initial Deposit $10
APY Minimum Balance $5,000
Minimum Direct Deposit to Avoid Monthly Fee $100
Minimum Balance to Avoid Monthly Fee $500

What fees does Patelco Credit Union Interest Checking charge?

This account charges a monthly maintenance fee of up to $5.

Patelco Credit Union Interest Checking Fees
Description
Monthly Fee $0 - $5
Paper Statement Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $1.75
NSF Fee $28
Overdraft Protection Fee (per transfer) $28
Overdraft Item Fee $28
Early Account Closure $20
Returned Deposit Fee (Domestic) $20
Debit Card Replacement Fee $0
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $15
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) 1%
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Outgoing) $0
Wire Transfer Fee - International (Incoming) $15
Returned Deposit Fee (International) $20
Wire Transfer Fee - Domestic (Incoming) $10
ATM Reimbursement Monthly Limit N/A

What features and perks does Patelco Credit Union Interest Checking offer?

This account includes the following features:

  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Patelco Credit Union Interest Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Other Services by Patelco Credit Union

Availability

  Available in 1 state
California
Availabile in all of California

Feature Breakdown

APY Minimum Balance $5,000
Minimum Direct Deposit to Avoid Monthly Fee $100
Minimum Initial Deposit $10
Minimum Balance to Avoid Monthly Fee $500
ATM Fee: In-Network $0
Debit Card Replacement Fee $0
Online Bill Pay Fee $0
Paper Statement Fee $0
Wire Transfer Fee - International (Outgoing) $0
Early Account Closure $20
Foreign Transaction Fee (Debit Card) 1%
Monthly Fee $0 - $5
NSF Fee $28
Overdraft Item Fee $28
Overdraft Protection Fee (per transfer) $28
Returned Deposit Fee (Domestic) $20
Returned Deposit Fee (International) $20
Stop Payment Fee $15
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Incoming) $15
ATM Fee: Out-of-Network $1.75
Bank Account Features
  • Bauer Financial A+/A Rating
  • Branch Access
  • Debit Card
  • Fraud Protection
  • Free Bill Pay
  • Interest Bearing Account
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • NCUA Member
  • No ATM Fees
APY (Annual Percentage Yield) 0.05%

Patelco Credit Union Interest Checking Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

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Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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