Patelco Credit Union Checking Account
in Checking Accounts from Patelco Credit Union
Would you recommend Patelco Credit Union Checking Account to your friends?
| Community Rating | Mostly recommended |
| Monthly Fee | $0 - $10 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| ATM Fee: Out-of-Network | $1.75 |
| APY | 0.05% - 0.1% |
Patelco Credit Union Checking Account Review
Patelco Credit Union Checking Account is offered by Patelco Credit Union, a credit union founded in 1936 and based in Pleasanton, CA. Patelco Credit Union Checking Account is offered in 1 state across the USA.
Are checking accounts from Patelco Credit Union federally insured?
Yes, your Patelco Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Patelco Credit Union offer?
Patelco Credit Union Checking Account offers an APY starting at 0.05% and ranging up to 0.1% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $5000.
| Rates | Amount |
|---|---|
| APY (Annualized Percentage Yield) | 0.05% - 0.1% |
What are the account minimums for Patelco Credit Union Checking Account?
Patelco Credit Union Checking Account requires a minimum initial deposit of $1 to open an account.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $1 |
| APY Minimum Balance | $5,000 |
What fees does Patelco Credit Union Checking Account charge?
The good news is that this account does not charge a monthly maintenance fee.
| Description | |
|---|---|
| Monthly Fee --> | $0 - $10 |
| Paper Statement Fee --> | $0 |
| ATM Fee: In-Network --> | $0 |
| ATM Fee: Out-of-Network --> | $1.75 |
| NSF Fee --> | $28 |
| Overdraft Protection Fee (per transfer) --> | $28 |
| Overdraft Item Fee --> | $28 |
| Early Account Closure --> | $20 |
| Returned Deposit Fee (Domestic) --> | $20 |
| Debit Card Replacement Fee --> | $0 |
| Bank Teller Fee --> | N/A |
| Check Cashing Fee --> | N/A |
| Online Bill Pay Fee --> | $0 |
| Stop Payment Fee --> | $15 |
| Check Image Service --> | N/A |
| Check Copy --> | N/A |
| Foreign Transaction Fee (Debit Card) --> | 1% |
| Wire Transfer Fee - Domestic (Outgoing) --> | $20 |
| Wire Transfer Fee - International (Outgoing) --> | $0 |
| Wire Transfer Fee - International (Incoming) --> | $15 |
| Returned Deposit Fee (International) --> | $20 |
| Wire Transfer Fee - Domestic (Incoming) --> | $10 |
What features and perks does Patelco Credit Union Checking Account offer?
This account includes the following features:
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Patelco Credit Union Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Contact
- Headquarters
-
5050 Hopyard Rd
Pleasanton, CA 94588 USA - (800) 358-8228
- Visit Site
Other Services by Patelco Credit Union
Availability
Feature Breakdown
| APY Minimum Balance | $5,000 |
| Minimum Initial Deposit | $1 |
Patelco Credit Union Checking Account Community Reviews
Would you recommend Patelco Credit Union Checking Account to your friends?
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