CreditAssociates LLC was founded in 2015 and is based in Dallas, TX.

Learn more about CreditAssociates LLC and its products by browsing the services it offers. You can also read our community reviews and hear what others have to say about their experience with CreditAssociates LLC.

Limited Liability Company (LLC)

Corporation - Nonprofit

Corporation - C Corp

Corporation - B Corp

Corporation - S Corp

Partnership

Sole Proprietorship

Member FDIC

Member SIPC

Insured by NCUA

Online Knowledge Base

Phone Support

Online Chat Support

Email and Ticketing

Local Branches

Social Media

Direct Lender

Marketplace Lending Platform

Other Institution

Broker

Nonbank Financial Service Provider

Financial Technology Company

Bank

Credit Union

Community Bank

Bank Partnership

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<div class="content-title">Key Takeaways</div>
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<div class="content-title">{{parent_business_name}} Pros & Cons</div>
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<div class="content-title">{{parent_business_name}} FAQ</div>
<h2>What does {{parent_business_name}} do?</h2>
<p>{{parent_business_name}} offers debt relief services for the following types of debt:</p>
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  <li>Unsecured debt, such as credit card debt, and personal loans.</li>
  {{#if features.debt_type.feature_options.[Business Debt]}}<li>Business debt.</li>{{/if}}
  {{#if features.debt_type.feature_options.[Private Student Loans]}}<li>Private student loans.</li>{{/if}}
  {{#if features.debt_type.feature_options.[Federal Student Loans]}}<li>Federal student loans.</li>{{/if}}
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<h2>What does {{parent_business_name}} charge?</h2>
{{#if features.contingency_model.feature_value}}<p>{{parent_business_name}} operates on a contingency fee basis. Companies operating under a contingency fee model charge fees that are based upon a percentage of the debt at the time the consumer enrolled; occasionally they are based on a percentage of the savings negotiated by the debt-settlement company. Across the industry in general, debt settlement clients typically see a 45% to 60% reduction of their enrolled debt.</p>{{/if}}

<p>
  {{parent_business_name}} charges fees 
  {{#ifCond features.debt_reduced_fee.feature_value '!==' null}}
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        of {{features.debt_reduced_fee.feature_value}}% of the enrolled debt.
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          that range from {{features.debt_reduced_fee.feature_value}}% of the enrolled debt
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          up to {{features.debt_reduced_fee.feature_value2}}% of the enrolled debt, depending on the amount of enrolled debt provided.
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      {{/ifCond}}
    {{else}}
       that range from {{features.debt_reduced_fee.feature_value}}% of the enrolled debt depending on the amount of enrolled debt provided.
    {{/ifCond}}
  {{else}} 
    {{#ifCond features.debt_reduced_fee.feature_value2 '!==' null}}
      up to {{features.debt_reduced_fee.feature_value2}}% of the enrolled debt depending on the amount of enrolled debt provided.{{else}}
      for their service but they do not disclose their specifc rates.{{/ifCond}}
  {{/ifCond}}
</p>

<p>Debt relief service pricing / costs can vary greatly from one client to another so it's best to speak to {{parent_business_name}} directly to determine an accurate quote.</p>

<h2>Does {{parent_business_name}} offer a guarantee?</h2>
{{#if features.money_back_guarantee.feature_value}}<p>Yes, {{parent_business_name}} does advertise a money back guarantee. Money back guarantees in the debt settlement industry typically state you won't be charged any fees until your debts are settled. However, charging upfront fees is illegal in the debt settlement industry anyway. Check with {{parent_business_name}} for more details on their guarantee.</p>
{{else}}
No, {{parent_business_name}} does not have a money back guarantee. Some debt settlement companies advertise a money-back guarantee that typically states you won't be charged until your debt is settled. However, it is illegal for debt settlement companies to charge upfront fees before an account is settled. So these guarantees offer little added value to consumers.</p>
{{/if}}


{{#if features.debt_owed.feature_value}}
<h2>What is the minimum debt {{parent_business_name}} will consider?</h2>
{{#ifCond features.debt_owed.feature_value "==" 0}}{{parent_business_name}} does not have a minimum debt amount.{{else}}{{parent_business_name}} will only consider customers with unsecured debt of {{currency features.debt_owed.feature_value}} or more. Customers with less than {{currency features.debt_owed.feature_value}} of unsecured debt may benefit from a <a title="debt consolidation loan" href="https://www.supermoney.com/debt-consolidation/">debt consolidation loan</a> or <a title="credit counseling services" href="https://www.supermoney.com/reviews/credit-counseling">credit counseling services</a>.{{/ifCond}}
{{/if}}

<h2>Does {{parent_business_name}} perform its own servicing in-house?</h2>
<p>{{#if features.in_house_servicing.feature_value}}Yes, {{parent_business_name}} employs its own in-house servicing staff who manage the process and negotiate settlements on behalf of their customers. {{/if}}{{#unless features.in_house_servicing.feature_value}}No, {{parent_business_name}} partners with third party service providers who negotiate on behalf of the clients they enroll. {{/unless}}</p>
<h2>What accreditations does {{parent_business_name}} have?</h2>
<p>The two main trade associations in the debt relief services space are the American Fair Credit Council (AFCC) and the International Association of Professional Debt Arbitrators (IAPDA).</p>
<ul>
  {{#if features.afcc_member.feature_value}}
    <li>{{parent_business_name}} is an accredited AFCC member.</li>
  {{else}}
    <li>{{parent_business_name}} is not an accredited AFCC member.</li>
  {{/if}}
  {{#if features.iapda_member.feature_value}} 
    <li>{{parent_business_name}} is an IAPDA member.</li><br>
  {{else}}
    <li>{{parent_business_name}} is not an IAPDA member.</li>
  {{/if}}
</ul>

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A debt consolidation firm may be able to help you negotiate a settlement with your creditors for a lower amount. Debt consolidation firms typically have minimum requirements for unsecured debt, maximum credit scores, and geographic restrictions. We were able to pre-qualify you for a free consultation with one or more debt consolidation firms based on your {{#ifCond unsecured_debt_amount '!==' null}} {{#ifCond estimated_credit_score_unsure '==' true}} unsecured debt amount of {{currency unsecured_debt_amount}} and residency in {{>states_full_name}}. {{else}} unsecured debt amount of {{currency unsecured_debt_amount}}, your {{>credit_score_text}} credit score and residency in {{>states_full_name}}. {{/ifCond}} {{#ifCond estimated_credit_score_unsure '==' true}} residency in {{>states_full_name}}. {{else}} {{/ifCond}} {{else}} {{>credit_score_text}} credit score and residency in {{>states_full_name}}.{{/ifCond}}

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