Last Updated: 04/18/2025
Cast Your Vote
Compare All Debt Help
Check to see if you are a good candidate for debt relief.
Get matched with a firm that specializes in your unique case.
Enjoy a free consultation from a leading debt expert.
Highlights
Community Rating
Minimum Debt Owed
Settlement Fee %
Monthly Service Fee
Number of Reviews
CreditAssociates Review
Key Takeaways
- Minimum debt balance of $10,000. CreditAssociates only considers clients who have at least $10,000 in debt. This is a typical requirement for most debt settlement companies. However, it will also only settle individual accounts if they have a balance of $500 or more per account.
- ACDR and IAPDA accredited. CreditAssociates is a member of the Association for Consumer Debt Relief (ACDR), which is the largest trade association for the debt settlement industry. It also employs debt resolution specialists that have been trained and accredited by the International Association of Professional Debt Arbitrators (IAPDA).
- Well-established company. CreditAssociates has been in business for 11 years.
- Multipe types of debt settled. CreditAssociates settles all types of unsecured debt and private student loans. Unsecured debt includes credit card debt, personal loans, and certain types of student loans.
- Available in most states. CreditAssociates is available in 32 states, and Washington, DC.
CreditAssociates LLC Pros & Cons
| Pros | Cons |
|
|
CreditAssociates LLC FAQ
What does CreditAssociates LLC do?
- Unsecured debt, such as credit card debt, and personal loans.
- Private student loans.
What does CreditAssociates LLC charge?
Does CreditAssociates LLC offer a guarantee?
What is the minimum debt CreditAssociates LLC will consider?
CreditAssociates LLC will only consider customers with unsecured debt of $10,000 or more. Customers with less than $10,000 of unsecured debt may benefit from a debt consolidation loan or credit counseling services.Does CreditAssociates LLC perform its own servicing in-house?
What accreditations does CreditAssociates LLC have?
- CreditAssociates LLC is an accredited AFCC member.
- CreditAssociates LLC is an IAPDA member.
CreditAssociates Disclosure: Individual results will vary based on ability to save sufficient funds and complete the program, the creditors in your individual portfolio, and amount of debt enrolled. Statements made are examples of past performance and are not intended to be a guarantee that your debt balances will be lowered by a specific amount or percentage, that you will be debt free within a specific time period, or a guarantee of future settlement results. While our program works aggressively to reduce your debt balances, creditors are under no contractual obligation to negotiate or accept settlement offers. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice and we do not provide credit repair services. Please contact a tax professional to discuss tax consequences of debt settlement. Our services are not valid in all states CreditAssociates, LLC is not a lender, creditor or debt collector. Approval for our debt relief program is contingent on having $10,000 or more in debt and a quantifiable hardship.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.