SuperMoney

Accredited Debt Relief

Claimed
Net Recommendation Score +100  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

Explore a similar product
Try this top product in Debt Settlement Companies.
United Debt Settlement
United Debt Settlement 21 reviews
Highlights
Community Rating

Rating not yet determined  

% of Debt Fee 15% - 25%
Minimum Debt Owed $20,000

Accredited Debt Relief Review

Accredited Debt Relief is a debt settlement company based in Houston, TX. It offers debt relief services to borrowers in 34 states (and Washington, DC). Founded in 2011, it is a well-established company that has been in business for over 10 years.

Key Takeaways

  • High debt minimum. Accredited Debt Relief will only accept clients who have a total debt balance of $20,000.
  • AFCC and IAPDA accredited. Accredited Debt Relief is a member of the American Fair Credit Council (AFCC), which is the largest trade association for the debt settlement industry. It also employs debt resolution specialists that have been trained and accredited by the International Association of Professional Debt Arbitrators (IAPDA).
  • Well-established firm. Accredited Debt Relief has been in business for 12 years.
  • Types of debt settled. Accredited Debt Relief will only settle unsecured debts. These include credit card accounts, personal loans, and payday loans.
  • Available in most states. Accredited Debt Relief is available in 34 states.
  • Offers in-house debt relief services. Some debt settlement companies act as intermediaries for larger firms. This company uses its own staff to handle debt settlement accounts.

Accredited Debt Relief Pros & Cons

Pros Cons
  • Lower than average fees
  • No monthly consultancy fee
  • Has IAPDA accredited debt specialists on staff
  • AFCC member
  • Only considers clients with a minimum debt balance of $20,000

Accredited Debt Relief FAQ

What does Accredited Debt Relief do?

Accredited Debt Relief offers debt relief services for the following types of debt:

  • Unsecured debt, such as credit card debt and personal loans.

What does Accredited Debt Relief charge?

Accredited Debt Relief operates on a contingency fee basis. Companies operating under a contingency fee model charge fees that are based upon a percentage of the debt at the time the consumer enrolled; occasionally they are based on a percentage of the savings negotiated by the debt-settlement company. Across the industry in general, debt settlement clients typically see a 45% to 60% reduction of their enrolled debt.

Accredited Debt Relief charges fees that range from 15% of the enrolled debt up to 25% of the enrolled debt, depending on the amount of enrolled debt provided.

Debt relief service pricing / costs can vary greatly from one client to another so it's best to speak to Accredited Debt Relief directly to determine an accurate quote.

Does Accredited Debt Relief offer a guarantee?

No, Accredited Debt Relief does not have a money back guarantee. Some debt settlement companies advertise a money-back guarantee that typically states you won't be charged until your debt is settled. However, it is illegal for debt settlement companies to charge upfront fees before an account is settled. So these guarantees offer little added value to consumers.

What is the minimum debt Accredited Debt Relief will consider?

Accredited Debt Relief will only consider customers with unsecured debt of $20,000 or more. Customers with less than $20,000 of unsecured debt may benefit from a debt consolidation loan or credit counseling services.

Does Accredited Debt Relief perform its own servicing in-house?

Yes, Accredited Debt Relief employs its own in-house servicing staff who manage the process and negotiate settlements on behalf of their customers.

What accreditations does Accredited Debt Relief have?

The two main trade associations in the debt relief services space are the American Fair Credit Council (AFCC) and the International Association of Professional Debt Arbitrators (IAPDA).

  • Accredited Debt Relief is an accredited AFCC member.
  • Accredited Debt Relief is an IAPDA member.

Is Beyond Finance LLC a legit company?

Beyond Finance LLC was founded in 2011, it is a well-established company that has been in business for 12 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Accredited Debt Relief

Debt Relief Can Cut Your Monthly Payments in Half. Reduce your total debt by up to 50%. Consolidate multiple payments into one. Be debt free in as little as 12 months. Our goals are to help you resolve your enrolled debts as quickly as possible and to negotiate settlements for less than what you owe. Are You Ready To Reduce Your Debt? Connect with a specialist today!

Contact

Hours of Operation

Pacific Time
  • Sunday Closed
  • Monday 5:00am - 9:00pm
  • Tuesday 5:00am - 9:00pm
  • Wednesday 5:00am - 9:00pm
  • Thursday 5:00am - 9:00pm
  • Friday 5:00am - 9:00pm
  • Saturday 5:00am - 4:00pm

About Accredited Debt Relief

Icon for Debt Settlement Companies
View all debt settlement companies offered by Beyond Finance LLC

Availability

  Available in 34 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Kentucky
  • Louisiana
  • Maryland
  • Massachusetts
  • Michigan
  • Mississippi
  • Missouri
  • Nebraska
  • Nevada
  • New Mexico
  • New York
  • North Carolina
  • Ohio
  • Oklahoma
  • Pennsylvania
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Washington, DC
  • West Virginia
  • Wisconsin

Feature Breakdown

Pricing Model Contingency Fee (% of enrolled debt)
Monthly Fee $0
(Verified 02/07/2023)
% of Debt Fee 15% - 25%
Debt Type Unsecured Debt
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Minimum Debt Owed $20,000
Program Length 12 - 48
AFCC Member
Contingency Model
IAPDA Member
In-House Servicing

Accredited Debt Relief Community Reviews

 

Would you recommend Accredited Debt Relief to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

sorted by

Other Debt Settlement Companies

Beyond Finance LLC Debt Settlement Companies

Loading...