Debt Settlement
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Last Updated: 05/14/2025
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Highlights
Community Rating
Strongly recommended
Minimum Debt Owed
$20,000
Settlement Fee %
15% - 25%(Verified 06/21/2024)
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Monthly Service Fee
$0(Verified 06/21/2024)
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Number of Reviews
Accredited Debt Relief Review
Accredited Debt Relief is a debt settlement company based in Houston, TX. It offers debt relief services to borrowers in 38 states (and Washington, DC). Founded in 2011, it is a well-established company that has been in business for over 10 years.
Key Takeaways
- Minimum debt balance of $20,000. Accredited Debt Relief is recommended for clients who have a total debt balance of $20,000 or more.
- ACDR and IAPDA accredited. Accredited Debt Relief is a member of the Association for Consumer Debt Relief (ACDR), which is the largest trade association for the debt settlement industry. It also employs debt resolution specialists that have been trained and accredited by the International Association of Professional Debt Arbitrators (IAPDA).
- Well-established company. Accredited Debt Relief has been in business for 15 years.
- Only considers unsecured debts. Accredited Debt Relief will only settle unsecured debts. These include credit card accounts and personal loans.
- Available in most states. Accredited Debt Relief is available in 38 states, and Washington, DC.
Accredited Debt Relief Pros & Cons
| Pros | Cons |
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Accredited Debt Relief FAQ
What does Accredited Debt Relief do?
Accredited Debt Relief offers debt relief services for the following types of debt:
- Unsecured debt, such as credit card debt, medical debt, and personal loans.
What does Accredited Debt Relief charge?
Accredited Debt Relief charges a settlement fee based on the debt handled. Instead of monthly payments or upfront fees, Accredited Debt Relief only collects a fee once a settlement has been reached. Fees are calculated as a percentage of the enrolled debt and may vary by state. Across the industry, debt settlement clients typically see a 45% to 60% reduction of their enrolled debt before fees.
Accredited Debt Relief settlement fees typically range from 15% of the enrolled debt up to 25% of the enrolled debt, depending on state regulations.
Debt relief fees and settlement terms can vary based on your state and individual circumstances, so it’s best to speak directly with Accredited Debt Relief for an accurate quote.
Does Accredited Debt Relief offer a guarantee?
No, Accredited Debt Relief does not have a money back guarantee. Some debt settlement companies advertise a money-back guarantee that typically states you won't be charged until your debt is settled. However, it is illegal for debt settlement companies to charge upfront fees before an account is settled. So these guarantees offer little added value to consumers.What is the minimum debt Accredited Debt Relief will consider?
Accredited Debt Relief is recommended for customers with an unsecured debt of $20,000 or more. Customers with less than $20,000 of unsecured debt may benefit from a debt consolidation loan or credit counseling services.Does Accredited Debt Relief perform its own servicing in-house?
Yes, Accredited Debt Relief employs its own in-house servicing staff who manage the process and negotiate settlements on behalf of their customers.
What accreditations does Accredited Debt Relief have?
The two main trade associations in the debt relief services space are the Association for Consumer Debt Relief (ACDR) and the International Association of Professional Debt Arbitrators (IAPDA).
- Accredited Debt Relief is an accredited ACDR member.
- Accredited Debt Relief is an IAPDA member.
Is Beyond Finance LLC a legit company?
Beyond Finance LLC was founded in 2011, it is a well-established company that has been in business for 15 years. Based on their "strongly recommended" SuperMoney community rating, they appear to be a very reputable company.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Accredited Debt Relief
Contact
Headquarters
Hours of Operation
Sunday
8:00AM - 10:00PM
Monday
8:00AM - 11:00PM
Tuesday
8:00AM - 11:00PM
Wednesday
8:00AM - 11:00PM
Thursday
8:00AM - 11:00PM
Friday
8:00AM - 11:00PM
Saturday
8:00AM - 10:00PM
Other Services by Beyond Finance LLC
Other Debt Help from Beyond Finance LLC
Minimum Debt Owed
$10K
Settlement Fee %
15% - 25%
Disclaimer popup with additional information
Monthly Service Fee
$0
Disclaimer popup with additional information
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Learn MoreSuperMoney Net Recommendation Score
SuperMoney users strongly recommend this product, giving it a user recommendation score of +100, or 5 on a 5-point rating scale.
+100
-1000+100
No one recommends
Everyone recommends
Accredited Debt Relief Community Reviews
Would you recommend Accredited Debt Relief to your friends?
KB
Kellie B.
Jun 2, 2023
May or may not recommend
The process was detailed. Everything was explained and repeated for my understanding. Beyond Finance saved me from bankruptcy. I recommended it to my daughter and she immediately got into the program.
U
Anonymous
May 31, 2023
May or may not recommend
Accredited was amazing. I never expected this to happen in no time. The same thing with Beyond Finance. All of you were so nice, compassionate and understanding and not for one minute was I made to feel embarrassed. I can’t Tell you how much I appreciate all of you. The stress that was making me sick disappeared. Thanks to all of you.
KM
Karen M.
Dec 4, 2021
May or may not recommend
Called today (12-4-21) and was able to get my credit card debt so that I can handle paying it back with a fixed payment amount. This will allow me to eventually get rid of the cards. The two representatives that I spoke with were awesome and helped me so much. I feel so much better now about my financial well-being. I would definitely recommend ...Show More
Antonyo H.
Sep 24, 2021
May or may not recommend
Recommended I've got rid of some debt that most companies claimed they couldn't
U
Anonymous
Jun 8, 2016
May or may not recommend
Not knowing anything I could do to better my circumstances, Ryan was able to educate me and provide the best option available to me with no pressure in what I should do.
Showing 5 of 5 reviews
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