Accredited Debt Relief

Accredited Debt Relief Review

Accredited Debt Relief is a debt settlement company based in Houston, TX. It offers debt relief services to borrowers in 34 states (and Washington, DC). Founded in 2011, it is a well-established company that has been in business for over 10 years.

Key Takeaways

• High debt minimum. Accredited Debt Relief will only accept clients who have a total debt balance of $20,000.
• AFCC and IAPDA accredited. Accredited Debt Relief is a member of the American Fair Credit Council (AFCC), which is the largest trade association for the debt settlement industry. It also employs debt resolution specialists that have been trained and accredited by the International Association of Professional Debt Arbitrators (IAPDA).
• Well-established firm. Accredited Debt Relief has been in business for 12 years.
• Types of debt settled. Accredited Debt Relief will only settle unsecured debts. These include credit card accounts, personal loans, and payday loans.
• Available in most states. Accredited Debt Relief is available in 34 states.
• Offers in-house debt relief services. Some debt settlement companies act as intermediaries for larger firms. This company uses its own staff to handle debt settlement accounts.

Accredited Debt Relief Pros & Cons

Pros	Cons
Lower than average fees No monthly consultancy fee Has IAPDA accredited debt specialists on staff AFCC member	Only considers clients with a minimum debt balance of $20,000

Accredited Debt Relief FAQ

What does Accredited Debt Relief do?

Accredited Debt Relief offers debt relief services for the following types of debt:

• Unsecured debt, such as credit card debt and personal loans.

What does Accredited Debt Relief charge?

Accredited Debt Relief operates on a contingency fee basis. Companies operating under a contingency fee model charge fees that are based upon a percentage of the debt at the time the consumer enrolled; occasionally they are based on a percentage of the savings negotiated by the debt-settlement company. Across the industry in general, debt settlement clients typically see a 45% to 60% reduction of their enrolled debt.

Accredited Debt Relief charges fees that range from 15% of the enrolled debt up to 25% of the enrolled debt, depending on the amount of enrolled debt provided.

Debt relief service pricing / costs can vary greatly from one client to another so it's best to speak to Accredited Debt Relief directly to determine an accurate quote.

Does Accredited Debt Relief offer a guarantee?

No, Accredited Debt Relief does not have a money back guarantee. Some debt settlement companies advertise a money-back guarantee that typically states you won't be charged until your debt is settled. However, it is illegal for debt settlement companies to charge upfront fees before an account is settled. So these guarantees offer little added value to consumers.

What is the minimum debt Accredited Debt Relief will consider?

Accredited Debt Relief will only consider customers with unsecured debt of $20,000 or more. Customers with less than $20,000 of unsecured debt may benefit from a debt consolidation loan or credit counseling services.

Does Accredited Debt Relief perform its own servicing in-house?

Yes, Accredited Debt Relief employs its own in-house servicing staff who manage the process and negotiate settlements on behalf of their customers.

What accreditations does Accredited Debt Relief have?

The two main trade associations in the debt relief services space are the American Fair Credit Council (AFCC) and the International Association of Professional Debt Arbitrators (IAPDA).

• Accredited Debt Relief is an accredited AFCC member.
• Accredited Debt Relief is an IAPDA member.

Is Beyond Finance LLC a legit company?

Beyond Finance LLC was founded in 2011, it is a well-established company that has been in business for 12 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.