Churchill Credit Solutions

Churchill Credit Solutions Review

Churchill Credit Solutions is a debt settlement company based in New York, NY. It offers debt relief services to borrowers in 40 state across the USA. Founded in 2009, it is a well-established company that has been in business for over 10 years.

Key Takeaways

• High debt minimum. Churchill Credit Solutions will only accept clients who have a total debt balance of $20,000.
• AFCC and IAPDA accredited. Churchill Credit Solutions is a member of the American Fair Credit Council (AFCC), which is the largest trade association for the debt settlement industry. It also employs debt resolution specialists that have been trained and accredited by the International Association of Professional Debt Arbitrators (IAPDA).
• Well-established firm. Churchill Credit Solutions has been in business for 14 years.
• Types of debt settled. Churchill Credit Solutions settles all types of unsecured debt and private student loans. Unsecured debt includes credit card debt, personal loans, payday loans, and certain types of student loans.
• Available in most states. Churchill Credit Solutions is available in 40 states.
• Offers in-house debt relief services. Some debt settlement companies act as intermediaries for larger firms. This company uses its own staff to handle debt settlement accounts.
• Customer service availability. Churchill Credit Solutions LLC Users can track the progress of their settlement accounts at any time by logging onto their online account. It is strongly recommended by SuperMoney users for its customer service.

Churchill Credit Solutions Pros & Cons

Churchill Credit Solutions FAQ

What does Churchill Credit Solutions do?

Churchill Credit Solutions offers debt relief services for the following types of debt:

• Unsecured debt, such as credit card debt and personal loans.
• Private student loans.

What does Churchill Credit Solutions charge?

Churchill Credit Solutions operates on a contingency fee basis. Companies operating under a contingency fee model charge fees that are based upon a percentage of the debt at the time the consumer enrolled; occasionally they are based on a percentage of the savings negotiated by the debt-settlement company. Across the industry in general, debt settlement clients typically see a 45% to 60% reduction of their enrolled debt.

Churchill Credit Solutions charges fees of 20% of the enrolled debt.

Debt relief service pricing / costs can vary greatly from one client to another so it's best to speak to Churchill Credit Solutions directly to determine an accurate quote.

Does Churchill Credit Solutions offer a guarantee?

Yes, Churchill Credit Solutions does advertise a money back guarantee. Money back guarantees in the debt settlement industry typically state you won't be charged any fees until your debts are settled. However, charging upfront fees is illegal in the debt settlement industry anyway. Check with Churchill Credit Solutions LLC for more details on their guarantee.

What is the minimum debt Churchill Credit Solutions will consider?

Does Churchill Credit Solutions perform its own servicing in-house?

Yes, Churchill Credit Solutions employs its own in-house servicing staff who manage the process and negotiate settlements on behalf of their customers.

What accreditations does Churchill Credit Solutions have?

The two main trade associations in the debt relief services space are the American Fair Credit Council (AFCC) and the International Association of Professional Debt Arbitrators (IAPDA).

• Churchill Credit Solutions is an accredited AFCC member.
• Churchill Credit Solutions is an IAPDA member.

Is Churchill Credit Solutions LLC a legit company?

Churchill Credit Solutions LLC was founded in 2009, it is a well-established company that has been in business for 14 years. Based on their "strongly recommended" SuperMoney community rating, they appear to be a very reputable company.