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Churchill Credit Solutions

in Debt Settlement Companies from Churchill Credit Solutions LLC

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Churchill Credit Solutions

Unaffiliated

in Debt Settlement Companies from Churchill Credit Solutions LLC

SuperMoney Net Recommendation Score +63%

SUPERMONEY NET RECOMMENDATION SCORE

+63%

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Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Strongly recommended

22 users recommend
0 users are unsure
5 users don't recommend
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Highlights
Highlights
Community Rating Strongly recommended
% of Debt Fee 20%
Minimum Debt Owed $20,000
Number of Reviews 27

Churchill Credit Solutions Review

Where does Churchill Credit Solutions do business?

Churchill Credit Solutions is a debt settlement company based in New York, NY. It offers debt relief services to borrowers in 40 state across the USA. Founded in 2009, it is a well-established company that has been in business for over 10 years.

Key takeaways:

  • High debt minimum. Churchill Credit Solutions will only accept clients who have a total debt balance of $20,000.
  • IAPDA accredited. Churchill Credit Solutions invests in the training and accreditation of its debt resolution specialists by the International Association of Professional Debt Arbitrators (IAPDA). However, it's not a member of the American Fair Credit Council (AFCC), the debt settlement industry's major trade association.
  • Not accredited by the AFCC or the IAPDA. Churchill Credit Solutions is not a member of the American Fair Credit Council (AFCC), which is the major trade association for the debt settlement industry. Furthermore, it does not invest in the accreditation of its debt resolution specialists by the International Association of Professional Debt Arbitrators (IAPDA) either.
  • Well-established firm. Churchill Credit Solutions has been in business for 11 years.
  • Types of debt settled. Churchill Credit Solutions settles all types of unsecured debt and private student loans. Unsecured debt includes credit card debt, personal loans, payday loans, and certain types of student loans.
  • Does not charge a monthly fee. Unlike some debt relief firms, Churchill Credit Solutions does not charge a consultancy fee for additional services.
  • Available in most states. Churchill Credit Solutions is available in 40 states.
  • Offers in-house debt relief services. Some debt settlement companies act as intermediaries for larger firms. This company uses its own staff to handle debt settlement accounts.
  • Customer service availability. Churchill Credit Solutions is closed Saturdays and Sundays, but users can track the progress of their settlement accounts at any time by logging onto their online account. It is strongly recommended by SuperMoney users for its customer service.

Churchill Credit Solutions Pros and Cons:

Pros Cons
  • No monthly consultancy fee
  • Has IAPDA accredited debt specialists on staff
  • Is not an AFCC member
  • Only considers clients with a minimum debt balance of $20,000

What does Churchill Credit Solutions do?

Churchill Credit Solutions offers debt relief services for the following types of debt:

  • Unsecured debt, such as credit card debt, personal loans and medical debt

What does Churchill Credit Solutions charge?

Churchill Credit Solutions operates on a contingency fee basis. Companies operating under a contingency fee model charge fees that are based upon a percentage of the debt at the time the consumer enrolled; occasionally they are based on a percentage of the savings negotiated by the debt-settlement company. Across the industry in general, debt settlement clients typically see a 45% to 60% reduction of their enrolled debt.

Churchill Credit Solutions charges fees of 20% of the enrolled debt.

Debt relief service pricing / costs can vary greatly from one client to another so it's best to speak to Churchill Credit Solutions directly to determine an accurate quote.

Does Churchill Credit Solutions offer a guarantee?

Yes, Churchill Credit Solutions does advertise a money back guarantee. Money back guarantees in the debt settlement industry typically state you won't be charged any fees until your debts are settled. However, charging upfront fees is illegal in the debt settlement industry anyway. Check with {partent busines} for more details on their guarantee.

What is the minimum debt Churchill Credit Solutions will consider?

Churchill Credit Solutions will only consider customers with unsecured debt of $20,000 or more. Customers with less than $20,000 of unsecured debt may benefit from a debt consolidation loan or credit counseling services.

Does Churchill Credit Solutions perform its own servicing in-house?

Yes, Churchill Credit Solutions employs its own in-house servicing staff who manage the process and negotiate settlements on behalf of their customers.

What accreditations does Churchill Credit Solutions have?

The two main trade associations in the debt relief services space are the American Fair Credit Council (AFCC) and the International Association of Professional Debt Arbitrators (IAPDA).

  • Churchill Credit Solutions is not an accredited AFCC member.
  • Churchill Credit Solutions is an IAPDA member.

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Contact

Hours of Operation

Eastern Time
  • Sunday Closed
  • Monday 6:00am - 4:00pm
  • Tuesday 6:00am - 4:00pm
  • Wednesday 6:00am - 4:00pm
  • Thursday 6:00am - 4:00pm
  • Friday 6:00am - 2:00pm
  • Saturday Closed

About Churchill Credit Solutions

Message From Churchill Credit Solutions LLC

Our core sectors of expertise are debt forgiveness and settling of credit card debt and unsecured loans for individuals and small businesses. We also offer assistance with private student loans. Our fees are tax deductible.

Availability

  Available in 40 states
  • Alabama
  • Alaska
  • Arizona
  • California
  • Colorado
  • Delaware
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Rhode Island
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Washington
  • West Virginia
  • Wisconsin

Feature Breakdown

Money Back Guarantee  
Monthly Fee $0
No Monthly Consultancy Fee  
% of Debt Fee 20%
Debt Type
  • Unsecured Debt
  • Private Student Loans
Minimum Debt Owed $20,000
Contingency Model  
Free Consultation  
IAPDA Member  
In-House Servicing  

Churchill Credit Solutions Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

+63%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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