Last Updated: 04/18/2025
Clarity Debt Resolution
Unaffiliated
in Debt Help from Clarity Debt Resolution Inc
Last Updated: 04/18/2025
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Highlights
Minimum Debt Owed
$15,000
Settlement Fee %
15% - 25%(Verified 08/28/2024)
Monthly Service Fee
$0(Verified 08/28/2024)
Clarity Debt Resolution Review
Clarity Debt Resolution is a debt settlement company based in Irvine, CA. It offers debt relief services to borrowers in 36 states (and Washington, DC). Clarity Debt Resolution was founded in 2021. It is an established company that has been in business for 5 years.
Key Takeaways
- Minimum debt balance of $15,000. Clarity Debt Resolution is recommended for clients who have a total debt balance of $15,000 or more, and will only settle accounts with a minimum balance of $250 per account.
- IAPDA accredited. Clarity Debt Resolution invests in the training and accreditation of its debt resolution specialists by the International Association of Professional Debt Arbitrators (IAPDA). However, it's not a member of the Association for Consumer Debt Relief (ACDR), the debt settlement industry's major trade association.
- Established company. Clarity Debt Resolution has been in business for 5 years.
- Multiple types of debt. Clarity Debt Resolution settles private student loans, business debt, and all types of unsecured debt, such as credit cards and personal loans.
- Available in most states. Clarity Debt Resolution is available in 35 states,andPuerto Rico, and Washington, DC.
Clarity Debt Resolution Pros & Cons
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Clarity Debt Resolution FAQ
What does Clarity Debt Resolution do?
Clarity Debt Resolution offers debt relief services for the following types of debt:
- Unsecured debt, such as credit card debt, medical debt, and personal loans.
- Business debt.
- Private student loans.
What does Clarity Debt Resolution charge?
Clarity Debt Resolution charges a settlement fee based on the debt handled. Instead of monthly payments or upfront fees, Clarity Debt Resolution only collects a fee once a settlement has been reached. Fees are calculated as a percentage of the enrolled debt and may vary by state. Across the industry, debt settlement clients typically see a 45% to 60% reduction of their enrolled debt before fees.
Clarity Debt Resolution settlement fees typically range from 15% of the enrolled debt up to 25% of the enrolled debt, depending on state regulations.
Debt relief fees and settlement terms can vary based on your state and individual circumstances, so it’s best to speak directly with Clarity Debt Resolution for an accurate quote.
Does Clarity Debt Resolution offer a guarantee?
No, Clarity Debt Resolution does not have a money back guarantee. Some debt settlement companies advertise a money-back guarantee that typically states you won't be charged until your debt is settled. However, it is illegal for debt settlement companies to charge upfront fees before an account is settled. So these guarantees offer little added value to consumers.What is the minimum debt Clarity Debt Resolution will consider?
Clarity Debt Resolution is recommended for customers with an unsecured debt of $15,000 or more. Customers with less than $15,000 of unsecured debt may benefit from a debt consolidation loan or credit counseling services.Does Clarity Debt Resolution perform its own servicing in-house?
Yes, Clarity Debt Resolution employs its own in-house servicing staff who manage the process and negotiate settlements on behalf of their customers.
What accreditations does Clarity Debt Resolution have?
The two main trade associations in the debt relief services space are the Association for Consumer Debt Relief (ACDR) and the International Association of Professional Debt Arbitrators (IAPDA).
- Clarity Debt Resolution is not an accredited ACDR member.
- Clarity Debt Resolution is an IAPDA member.
Is Clarity Debt Resolution a legit company?
Clarity Debt Resolution was founded in 2021. It is an established company that has been in business for 5 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 4:30PM
Tuesday
8:30AM - 4:30PM
Wednesday
8:30AM - 4:40PM
Thursday
8:30AM - 4:30PM
Friday
8:30AM - 4:30PM
Saturday
Closed