Last Updated: 01/15/2026
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Highlights
Minimum Debt Owed
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ClearOne Advantage Review
Key Takeaways
- Minimum debt balance of $15,000. ClearOne Advantage is recommended for clients who have a total debt balance of $15,000 or more.
- Not accredited by the ACDR or the IAPDA. ClearOne Advantage is not a member of the Association for Consumer Debt Relief (ACDR), which is the major trade association for the debt settlement industry. Furthermore, it does not invest in the accreditation of its debt resolution specialists by the International Association of Professional Debt Arbitrators (IAPDA) either.
- Well-established company. ClearOne Advantage has been in business for 19 years.
- Only considers unsecured debts. ClearOne Advantage will only settle unsecured debts. These include credit card accounts and personal loans.
- Available in most states. ClearOne Advantage is available in 47 states, and Washington, DC.
ClearOne Advantage Pros & Cons
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ClearOne Advantage FAQ
What does ClearOne Advantage do?
- Unsecured debt, such as credit card debt, medical debt, and personal loans.
What does ClearOne Advantage charge?
Does ClearOne Advantage offer a guarantee?
What is the minimum debt ClearOne Advantage will consider?
ClearOne Advantage is recommended for customers with an unsecured debt of $15,000 or more. Customers with less than $15,000 of unsecured debt may benefit from a debt consolidation loan or credit counseling services.Does ClearOne Advantage perform its own servicing in-house?
What accreditations does ClearOne Advantage have?
- ClearOne Advantage is not an accredited ACDR member.
- ClearOne Advantage is not an IAPDA member.
Is ClearOne Advantage a legit company?
ClearOne Advantage Disclosure: If you are not fully satisfied regarding any aspect of your settlement program and notify us within 30-days of signing this Agreement, you will be entitled to receive all funds in your account plus a full refund of all settlement fees paid to ClearOne Advantage, LLC and your program will be terminated. If you should withdraw and terminate from the program after the 30 day period, you are entitled to all funds in your accounts, minus any fees that ClearOne had already earned from successful settlements that you have approved. If you do not realize a savings upon your first settlement (i.e. if the sum of the settlement payment plus our fees is not less than the enrolled balance of the settled account), upon your request within seven (7) days from the date of settlement, you will be entitled to a full refund of all settlement fees paid to ClearOne Advantage, LLC for that settlement and your program will be terminated.
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