Is ClearOne Advantage the right fit for you?

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Last Updated: 01/15/2026

ClearOne Advantage

from ClearOne Advantage LLC

Last Updated: 01/15/2026

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1 users don't recommend

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Highlights

Minimum Debt Owed

$15,000

Settlement Fee %

Starting at 25%(Verified 06/21/2024)

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Monthly Maintenance Fee

$0(Verified 06/21/2024)

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ClearOne Advantage Review

ClearOne Advantage is a debt settlement company based in Baltimore, MD. It offers debt relief services to borrowers in 47 states (and Washington, DC). Founded in 2007, it is a well-established company that has been in business for over 10 years.

Key Takeaways

Minimum debt balance of $15,000. ClearOne Advantage is recommended for clients who have a total debt balance of $15,000 or more.
Not accredited by the ACDR or the IAPDA. ClearOne Advantage is not a member of the Association for Consumer Debt Relief (ACDR), which is the major trade association for the debt settlement industry. Furthermore, it does not invest in the accreditation of its debt resolution specialists by the International Association of Professional Debt Arbitrators (IAPDA) either.
Well-established company. ClearOne Advantage has been in business for 19 years.
Only considers unsecured debts. ClearOne Advantage will only settle unsecured debts. These include credit card accounts and personal loans.
Available in most states. ClearOne Advantage is available in 47 states, and Washington, DC.

ClearOne Advantage Pros & Cons

Pros

Cons

No monthly consultancy fee

Is not an AADR member
Does not have IAPDA accredited debt specialists
Recommended for clients with a minimum debt balance of $15,000 or more.

ClearOne Advantage FAQ

What does ClearOne Advantage do?

ClearOne Advantage offers debt relief services for the following types of debt:

Unsecured debt, such as credit card debt, medical debt, and personal loans.

What does ClearOne Advantage charge?

ClearOne Advantage charges a settlement fee based on the debt handled. Instead of monthly payments or upfront fees, ClearOne Advantage only collects a fee once a settlement has been reached. Fees are calculated as a percentage of the enrolled debt and may vary by state. Across the industry, debt settlement clients typically see a 45% to 60% reduction of their enrolled debt before fees.

ClearOne Advantage settlement fees are about 25% of the enrolled debt, though this can vary by state.

Debt relief fees and settlement terms can vary based on your state and individual circumstances, so it’s best to speak directly with ClearOne Advantage for an accurate quote.

Does ClearOne Advantage offer a guarantee?

Yes, ClearOne Advantage does advertise a program guarantee and you won't be charged any fees until your debts are settled. Charging upfront fees is illegal in the debt settlement industry anyway. Check with ClearOne Advantage LLC for more details on their guarantee.

What is the minimum debt ClearOne Advantage will consider?

ClearOne Advantage is recommended for customers with an unsecured debt of $15,000 or more. Customers with less than $15,000 of unsecured debt may benefit from a debt consolidation loan or credit counseling services.

Does ClearOne Advantage perform its own servicing in-house?

Yes, ClearOne Advantage employs its own in-house servicing staff who manage the process and negotiate settlements on behalf of their customers.

What accreditations does ClearOne Advantage have?

The two main trade associations in the debt relief services space are the Association for Consumer Debt Relief (ACDR) and the International Association of Professional Debt Arbitrators (IAPDA).

ClearOne Advantage is not an accredited ACDR member.
ClearOne Advantage is not an IAPDA member.

Is ClearOne Advantage a legit company?

ClearOne Advantage was founded in 2007, it is a well-established company that has been in business for 19 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

ClearOne Advantage Disclosure: If you are not fully satisfied regarding any aspect of your settlement program and notify us within 30-days of signing this Agreement, you will be entitled to receive all funds in your account plus a full refund of all settlement fees paid to ClearOne Advantage, LLC and your program will be terminated. If you should withdraw and terminate from the program after the 30 day period, you are entitled to all funds in your accounts, minus any fees that ClearOne had already earned from successful settlements that you have approved. If you do not realize a savings upon your first settlement (i.e. if the sum of the settlement payment plus our fees is not less than the enrolled balance of the settled account), upon your request within seven (7) days from the date of settlement, you will be entitled to a full refund of all settlement fees paid to ClearOne Advantage, LLC for that settlement and your program will be terminated.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from ClearOne Advantage

Getting out of debt on your own may seem overwhelming, or even impossible – but It doesn’t have to be, and you don’t have to do it on your own. By partnering with ClearOne Advantage – you gain an experienced team of professionals dedicated to your success, no matter what your situation. Our highly skilled Certified Debt Specialists, Negotiators and Client Relations Specialists go through extensive training and have years of experience to ensure that we are getting you the biggest savings when settling your debts.

If your current debt situation is causing you stress and you're concerned about your financial future, a ClearOne Advantage Debt Settlement Plan can help faster than you thought was possible.

Contact

Headquarters

3500 Boston St

Baltimore, MD 21224

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Email Support

Hours of Operation

Sunday10:00AM - 7:00PMMonday8:00AM - 10:00PMTuesday8:00AM - 10:00PMWednesday8:00AM - 10:00PMThursday8:00AM - 10:00PMFriday8:00AM - 10:00PMSaturday10:00AM - 7:00PM

Other Services by ClearOne Advantage LLC

SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

ClearOne Advantage Community Reviews

Would you recommend ClearOne Advantage to your friends?

Chris K.

May 14, 2022

May or may not recommend

Poor Communication, not transparent, high fees, not a good experience so far. Pretty much the same stress level as being in debt with the credit card companies - and in some ways, worse.

Anonymous

Apr 7, 2017

May or may not recommend

ClearOne helped get me out of a lot of debt - I couldn't be more thankful for that. Thank you all again

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