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Last Updated: 04/18/2025

Consumer Debt Help Association

in Debt Help from Consumer Debt Help Association LLC

Last Updated: 04/18/2025

Consumer Debt Help Association logo
Strongly recommended13 total votes
13 users recommend
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Highlights

Community Rating

Strongly recommended

Minimum Debt Owed

$7,500

Settlement Fee %

15%(Verified 06/21/2024)
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Monthly Service Fee

$0(Verified 06/21/2024)
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Number of Reviews

13

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Consumer Debt Help Association Review

Consumer Debt Help Association is a debt settlement company based in Lantana, FL. It offers debt relief services to borrowers in 27 states (and Washington, DC). Founded in 2009, it is a well-established company that has been in business for over 10 years.

Key Takeaways

  • Low debt minimum. Consumer Debt Help Association stands out from the competition because it only requires clients to have a minimum balance of $7,500. Most firms require at least $10,000 of unsecured debt.
  • ACDR and IAPDA accredited. Consumer Debt Help Association is a member of the Association for Consumer Debt Relief (ACDR), which is the largest trade association for the debt settlement industry. It also employs debt resolution specialists that have been trained and accredited by the International Association of Professional Debt Arbitrators (IAPDA).
  • Well-established company. Consumer Debt Help Association has been in business for 17 years.
  • Only considers unsecured debts. Consumer Debt Help Association will only settle unsecured debts. These include credit card accounts and personal loans.
  • Only available in some states. Consumer Debt Help Association is only available in 27 states, and Washington, DC.

Consumer Debt Help Association Pros & Cons

Consumer Debt Help Association FAQ

What does Consumer Debt Help Association do?

Consumer Debt Help Association offers debt relief services for the following types of debt:
  • Unsecured debt, such as credit card debt, medical debt, and personal loans.

What does Consumer Debt Help Association charge?

Consumer Debt Help Association charges a settlement fee based on the debt handled. Instead of monthly payments or upfront fees, Consumer Debt Help Association only collects a fee once a settlement has been reached. Fees are calculated as a percentage of the enrolled debt and may vary by state. Across the industry, debt settlement clients typically see a 45% to 60% reduction of their enrolled debt before fees.
Consumer Debt Help Association settlement fees are 15% of the enrolled debt.
Debt relief fees and settlement terms can vary based on your state and individual circumstances, so it’s best to speak directly with Consumer Debt Help Association for an accurate quote.

Does Consumer Debt Help Association offer a guarantee?

Yes, Consumer Debt Help Association does advertise a program guarantee and you won't be charged any fees until your debts are settled. Charging upfront fees is illegal in the debt settlement industry anyway. Check with Consumer Debt Help Association LLC for more details on their guarantee.

What is the minimum debt Consumer Debt Help Association will consider?

Consumer Debt Help Association is recommended for customers with an unsecured debt of $7,500 or more. Customers with less than $7,500 of unsecured debt may benefit from a debt consolidation loan or credit counseling services.

Does Consumer Debt Help Association perform its own servicing in-house?

Yes, Consumer Debt Help Association employs its own in-house servicing staff who manage the process and negotiate settlements on behalf of their customers.

What accreditations does Consumer Debt Help Association have?

The two main trade associations in the debt relief services space are the Association for Consumer Debt Relief (ACDR) and the International Association of Professional Debt Arbitrators (IAPDA).
  • Consumer Debt Help Association is an accredited ACDR member.
  • Consumer Debt Help Association is an IAPDA member.

Is Consumer Debt Help Association LLC a legit company?

Consumer Debt Help Association LLC was founded in 2009, it is a well-established company that has been in business for 17 years. Based on their "strongly recommended" SuperMoney community rating, they appear to be a very reputable company.

Consumer Debt Help Association Disclosure: % of debt fee is 15% or state guideline. No Results, No Fees ... ** Results are based on accepted settlement offers where the creditors have received payment on each account, fees are based on each of the clients enrolled account separately. Estimates based on prior results; individual results will vary based on circumstances, including your ability to save sufficient funds and complete the program. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Please contact a tax professional to discuss tax consequences of settlement. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating. Consumer Debt Help Association is not a law firm and does not provide legal advice. Not available in all states, state restrictions may apply.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Consumer Debt Help Association logo

Message from Consumer Debt Help Association

The owner of Consumer Debt Help Association was a manager for one of the largest mortgage companies in the United States. In 2008 when the housing market crashed there was such a huge need for Consumer Debt Services since so many Americans were struggling. The owner founded Consumer Debt Help Association derived from that need, and has been helping Americans ever since.

Contact

Headquarters

516 N Dixie Hwy
Lantana, FL 33462
Visit Site

Hours of Operation

Sunday
Closed
Monday
6:00AM - 5:00PM
Tuesday
6:00AM - 5:00PM
Wednesday
6:00AM - 5:00PM
Thursday
6:00AM - 5:00PM
Friday
6:00AM - 5:00PM
Saturday
Closed

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