SuperMoney

Consumer Debt Help Association

in Debt Settlement Companies from Consumer Debt Help Association LLC

Claimed Visit Site Get Debt Help Now Visit Site

Consumer Debt Help Association

Claimed

in Debt Settlement Companies from Consumer Debt Help Association LLC

SuperMoney Net Recommendation Score +100%

SUPERMONEY NET RECOMMENDATION SCORE

+100%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Strongly recommended

7 users recommend
0 users are unsure
0 users don't recommend
Cast your vote

Would you recommend Consumer Debt Help Association to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Community Rating Strongly recommended
% of Debt Fee 15%
Minimum Debt Owed $7,500
Number of Reviews 7

Consumer Debt Help Association Review

Consumer Debt Help Association is a debt settlement company based in Lantana, FL. It offers debt relief services to borrowers in 27 states (and Washington, DC). Founded in 2009, it is a well-established company that has been in business for over 10 years.

Key Takeaways
  • Low debt minimum. Consumer Debt Help Association stands out from the competition because it only requires clients to have a minimum balance of $7,500. Most firms require at least $10,000 of unsecured debt.
  • Performance-based fees. Consumer Debt Help Association bases its fees on how much you save when a settlement is accepted and not on the total debt enrolled like most debt settlement firms do.
  • AFCC and IAPDA accredited. Consumer Debt Help Association is a member of the American Fair Credit Council (AFCC), which is the largest trade association for the debt settlement industry. It also employs debt resolution specialists that have been trained and accredited by the International Association of Professional Debt Arbitrators (IAPDA).
  • Well-established firm. Consumer Debt Help Association has been in business for 11 years.
  • Types of debt settled. Consumer Debt Help Association will only settle unsecured debts. These include credit card accounts, personal loans, payday loans, and medical bills.
  • Only available in some states. Consumer Debt Help Association is only available in 27 states.
  • Offers in-house debt relief services. Some debt settlement companies act as intermediaries for larger firms. This company uses its own staff to handle debt settlement accounts.
Consumer Debt Help Association Pros & Cons
Pros Cons
  • Lower than average fees
  • No monthly consultancy fee
  • Low minimum debt
  • Has IAPDA accredited debt specialists on staff
  • AFCC member
  • Debt relief services only available in 27 states
Consumer Debt Help Association FAQ

What does Consumer Debt Help Association do?

Consumer Debt Help Association offers debt relief services for the following types of debt:

  • Unsecured debt, such as credit card debt, personal loans and medical debt

What does Consumer Debt Help Association charge?

Consumer Debt Help Association operates on a contingency fee basis. Companies operating under a contingency fee model charge fees that are based upon a percentage of the debt at the time the consumer enrolled; occasionally they are based on a percentage of the savings negotiated by the debt-settlement company. Across the industry in general, debt settlement clients typically see a 45% to 60% reduction of their enrolled debt.

Consumer Debt Help Association charges fees of 15% of the enrolled debt.

Debt relief service pricing / costs can vary greatly from one client to another so it's best to speak to Consumer Debt Help Association directly to determine an accurate quote.

Does Consumer Debt Help Association offer a guarantee?

Yes, Consumer Debt Help Association does advertise a money back guarantee. Money back guarantees in the debt settlement industry typically state you won't be charged any fees until your debts are settled. However, charging upfront fees is illegal in the debt settlement industry anyway. Check with {partent busines} for more details on their guarantee.

What is the minimum debt Consumer Debt Help Association will consider?

Consumer Debt Help Association will only consider customers with unsecured debt of $7,500 or more. Customers with less than $7,500 of unsecured debt may benefit from a debt consolidation loan or credit counseling services.

Does Consumer Debt Help Association perform its own servicing in-house?

Yes, Consumer Debt Help Association employs its own in-house servicing staff who manage the process and negotiate settlements on behalf of their customers.

What accreditations does Consumer Debt Help Association have?

The two main trade associations in the debt relief services space are the American Fair Credit Council (AFCC) and the International Association of Professional Debt Arbitrators (IAPDA).

  • Consumer Debt Help Association is an accredited AFCC member.
  • Consumer Debt Help Association is an IAPDA member.

Consumer Debt Help Association Disclosure: % of debt fee is 15% or state guideline. No Results, No Fees ... ** Results are based on accepted settlement offers where the creditors have received payment on each account, fees are based on each of the clients enrolled account separately. Estimates based on prior results; individual results will vary based on circumstances, including your ability to save sufficient funds and complete the program. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Please contact a tax professional to discuss tax consequences of settlement. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating. Consumer Debt Help Association is not a law firm and does not provide legal advice. Not available in all states, state restrictions may apply.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   516 N Dixie Hwy
    Lantana, FL 33462 USA
  •   Visit Site

Hours of Operation

Eastern Time
  • Sunday Closed
  • Monday 6:00am - 5:00pm
  • Tuesday 6:00am - 5:00pm
  • Wednesday 6:00am - 5:00pm
  • Thursday 6:00am - 5:00pm
  • Friday 6:00am - 5:00pm
  • Saturday Closed

About Consumer Debt Help Association

Message From Consumer Debt Help Association LLC

The owner of Consumer Debt Help Association was a manager for one of the largest mortgage companies in the United States. In 2008 when the housing market crashed there was such a huge need for Consumer Debt Services since so many Americans were struggling. The owner founded Consumer Debt Help Association derived from that need, and has been helping Americans ever since.

Availability

  Available in 27 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Connecticut
  • Washington, DC
  • Florida
  • Indiana
  • Iowa
  • Kentucky
  • Louisiana
  • Maryland
  • Massachusetts
  • Michigan
  • Mississippi
  • Missouri
  • Nebraska
  • Nevada
  • New Hampshire
  • New Mexico
  • New York
  • North Carolina
  • Oklahoma
  • Pennsylvania
  • Texas
  • Virginia
  • Washington

Feature Breakdown

Money Back Guarantee  
Monthly Fee $0
% of Debt Fee 15%
Debt Type Unsecured Debt
Minimum Debt Owed $7,500
AFCC Member  
Contingency Model  
IAPDA Member  
In-House Servicing  

Consumer Debt Help Association Community Reviews

 

Would you recommend Consumer Debt Help Association to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

SUPERMONEY NET RECOMMENDATION SCORE

+100%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

sorted by

Other Debt Settlement Companies